14749 Ninth Line, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13447646
About this home
In short
- Visit the REALTOR website for further information about this listing.
- This exceptional custom residence offers breathtaking lake views, soaring 10-foot ceilings, rich hardwood floors, and expansive windows that flood the home with...
- Designed for both entertaining and everyday living, the open-concept layout features a spectacular great room with fireplace overlooking the lake and a chef-inspired...
- A stunning floating staircase leads to four spacious bedrooms, while the luxurious primary suite offers a spa-inspired ensuite and walk-in closet.
- Outside, enjoy beautifully landscaped grounds with custom wrought iron gates, an interlocking flagstone pathway, private lake access with dock, and a spectacular...
Visit the REALTOR website for further information about this listing. Welcome to The Lake House, a rare waterfront-inspired retreat where luxury and resort-style living meet on a prestigious corner lot near beautiful Musselman's Lake. This exceptional custom residence offers breathtaking lake views, soaring 10-foot ceilings, rich hardwood floors, and expansive windows that flood the home with natural light. Designed for both entertaining and everyday living, the open-concept layout features a spectacular great room with fireplace overlooking the lake and a chef-inspired kitchen with a Statuario-style quartz island and premium finishes. A stunning floating staircase leads to four spacious bedrooms, while the luxurious primary suite offers a spa-inspired ensuite and walk-in closet. The fully finished lower level features 9-foot ceilings, a custom fireplace, built-ins, an additional ensuite, and a temperature-controlled wine cellar. Outside, enjoy beautifully landscaped grounds with custom wrought iron gates, an interlocking flagstone pathway, private lake access with dock, and a spectacular outdoor kitchen with flagstone patio. The property also includes four garages-two heated attached garages and two detached garages ideal for a workshop, hobby space, or private retreat. A charming She Shed provides additional space for crafts, a studio, or relaxation. Enjoy cottage-country living with city convenience. Located just 54 minutes from downtown Toronto and close to Stouffville, Aurora, and Newmarket, with easy access to Highways 48, 404, and 407. Nearby amenities include top-rated schools, shopping, dining, golf courses, and an extensive network of local and regional trails. This is more than a home-it's a lifestyle. A rare opportunity to own one of Musselman's Lake's most exceptional lake-access properties. Must be seen to be fully appreciated.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13447646
- Bedrooms
- 4
- Bathrooms
- 5 (2 half)
- Size
- 3000-3500 sq ft
- Lot
- 175 × 130 ft
- Cross streets
- Ninth Line & Coultice Park
- Parking
- 4 garage · 8 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $11,174 / 2026
- Days on market
- 126
- Listing brokerage
- EASY LIST REALTY LTD.
Rooms
Listed at $2,895,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $2.76M, if it sells. A realistic range is $2.59M to $3.11M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 126 days on the market against about 56 for homes like it here, and asking 46% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $2.76M, from 24 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 15 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $891/sqft against an area asking average of $593/sqft.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.03M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.98M, which is where my estimate comes from.
Per square foot, these ask about $739/sqft; this home lists at $891/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.74M | 9 |
| November 2025 | $1.96M | 7 |
| December 2025 | $2.05M | 9 |
| January 2026 | $1.14M | 5 |
| February 2026 | $1.80M | 7 |
| March 2026 | $1.48M | 7 |
| April 2026 | $1.44M | 7 |
| May 2026 | $1.75M | 13 |
| June 2026 | $2.02M | 8 |
| July 2026 | $1.43M | 7 |
| August 2026 | $1.46M | 6 |
| September 2026 | $1.52M | 6 |
Neighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,316,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,806
- Property tax
- $931
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,737
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $58,850
- Estimated closing costs
- $58,850
Plus your down payment of $579,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $768,334
- Principal paid down
- $282,972
- Interest paid
- $485,361
- Balance remaining
- $2,033,028
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,387 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,503. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EASY LIST REALTY LTD.. MLS®/PropTx.