19 Emerald Heights Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13688588

$1,639,000
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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5Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Stylish 2-storey home boasting soaring ceilings (10'-12' main floor and 9' second and basement) with finished basement that backs and fronts to prestigious Emerald...
  • It is located in a small exclusive and safe, gated enclave with pool, hot tub, sauna, community centre, park and tennis court and is conveniently located within...
  • The 4 bedroom floor plan (Primary bedroom has dressing room) can be easily converted back to a 5 bedroom plan.
  • The finished basement offers look out windows, recreation room, games room, 2 piece bath, laundry room and lots of storage.
  • All members (75 homes) of this exclusive community enjoy spectacular amenities including access to the community centre that offers, meeting room, party room and...

Stylish 2-storey home boasting soaring ceilings (10'-12' main floor and 9' second and basement) with finished basement that backs and fronts to prestigious Emerald Hills Golf Course. It is located in a small exclusive and safe, gated enclave with pool, hot tub, sauna, community centre, park and tennis court and is conveniently located within minutes to Hwy 404, Bloomington Go Train and all amenities. Enjoy luscious golf course views from numerous front and back windows. The main floor presents office, formal living and dining room, and kitchen with breakfast area that overlooks the family room and walks out to an oversized composite deck with huge awning. All bedrooms enjoy ensuites. The 4 bedroom floor plan (Primary bedroom has dressing room) can be easily converted back to a 5 bedroom plan. The finished basement offers look out windows, recreation room, games room, 2 piece bath, laundry room and lots of storage. All members (75 homes) of this exclusive community enjoy spectacular amenities including access to the community centre that offers, meeting room, party room and kitchen, games room, excercise room, suana and his and her baths. Welcome home to vacation style country living in an intimate safe community that is surrounded by golf course and is within minutes to all amenities.. Please see attached floor pans and video of community and home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13688588
Bedrooms
5
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
50.89 × 113 ft
Cross streets
Warden & Bloomington
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Other
Pool
Community
Property tax
$8,976 / 2025
Days on market
62
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

Bedroom 3Second3.35 × 5.08 m

hardwood floor · walk-in closet(s) · picture window

RecreationBasement7.50 × 5.10 m

large window · laminate · open concept

Bedroom 2Second4.39 × 4.69 m

5 pc ensuite · hardwood floor · walk-in closet(s)

OfficeMain3.72 × 4.13 m

hardwood floor · picture window · crown moulding

Dining RoomMain3.46 × 3.86 m

hardwood floor · open concept · overlooks living

Game RoomBasement3.40 × 4.11 m

large window · laminate · open concept

Living RoomMain3.31 × 3.24 m

hardwood floor · cathedral ceiling(s) · overlooks dining

LaundryBasement3.38 × 2.17 m

b/i shelves · tile floor · laundry sink

BreakfastMain3.72 × 3.24 m

overlooks family · w/o to deck · picture window

KitchenMain3.72 × 4.45 m

centre island · breakfast area · overlooks family

Family RoomMain3.75 × 5.46 m

hardwood floor · overlook golf course · open concept

Primary BedroomSecond6.97 × 5.26 m

5 pc ensuite · walk-in closet(s) · combined w/sitting

Bedroom 4Second3.05 × 4.34 m

hardwood floor · picture window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,470/mo
$312KIncome needed
5.3×Price ÷ income
$1,724Weekly cost
$29,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,470Property tax $748Total carry $8,218

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,250per month

Mortgage amount $1,311,200 · 4.49% over 25 years

$327,800Down payment (20.0%)
$1,311,200Loan before insurance
$0CMHC premium
$7,998Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,250
Property tax
$748
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,998

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,255
Estimated closing costs
$29,255

Plus your down payment of $327,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,775/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$863,755Total interest paid
$2,174,955Total of all payments
Principal $1,311,200 Interest $863,755
YearPrincipalInterestBalance
1$29,260$57,738$1,281,940
2$30,589$56,409$1,251,351
3$31,978$55,020$1,219,373
4$33,430$53,568$1,185,943
5$34,948$52,051$1,150,996
6$36,534$50,464$1,114,461
7$38,193$48,805$1,076,268
8$39,927$47,071$1,036,341
9$41,740$45,258$994,601
10$43,635$43,363$950,965
11$45,616$41,382$905,349
12$47,688$39,311$857,661
13$49,853$37,145$807,808
14$52,116$34,882$755,692
15$54,483$32,516$701,209
16$56,956$30,042$644,253
17$59,542$27,456$584,710
18$62,246$24,752$522,465
19$65,072$21,926$457,392
20$68,027$18,972$389,366
21$71,115$15,883$318,250
22$74,344$12,654$243,906
23$77,720$9,278$166,186
24$81,249$5,750$84,938
25$84,938$2,061$0

At the end of your 5-year term

Total paid over the term
$434,991
Principal paid down
$160,204
Interest paid
$274,787
Balance remaining
$1,150,996

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $8,976− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,908

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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