14 Emerald Heights Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13862134

$1,599,000
For Sale
Listed 14 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Experience luxurious upgrades and meticulous maintenance in this stylish two-story home, offering approx.
  • It is conveniently located in a luscious country setting within minutes to Hwy 404, Bloomington Go Train Station and all amenities.
  • RENOVATED INTERIOR: New windows, a remodeled kitchen with a large island and an updated primary bathroom.
  • The primary suite offers a 5-piece ensuite, large walk-in closet and overlooks the golf course.
  • VACATION STYLE AMENITIES: Residents and guests of this high-end gated community enjoy access to amenities at the community center, including an outdoor pool, hot tub...

Experience luxurious upgrades and meticulous maintenance in this stylish two-story home, offering approx. 3,300sf of vacation living. Perfectly situated in a prestigious and safe gated enclave, this home offers breathtaking front and back golf course views of the desirable Emerald Hills Golf Course. It is conveniently located in a luscious country setting within minutes to Hwy 404, Bloomington Go Train Station and all amenities. This upgraded residence features: 1. RENOVATED INTERIOR: New windows, a remodeled kitchen with a large island and an updated primary bathroom. 2. THOUGHTFUL LAYOUT: A main floor office and laundry room, formal living and dining rooms, and a great room open to the kitchen. 3. SPACIOUS BEDROOMS: Four upstairs bedrooms, each featuring a walk-in closet and ensuite access. The primary suite offers a 5-piece ensuite, large walk-in closet and overlooks the golf course. 4. KEY UPGRADES: New windows, a new back door, a composite back deck with glass railings, a whole-home generator, and professional landscaping. 5. PREMIUM LOT: Parking for four cars on the extra long driveway and one of the best and largest community south facing lots with spectacular back and front views. 6. VACATION STYLE AMENITIES: Residents and guests of this high-end gated community enjoy access to amenities at the community center, including an outdoor pool, hot tub, sauna, exercise room, party room, tennis courts, conference room and parkette. These extensive facilities are covered by a monthly condo fee of $1038.02, which additionally includes water, sewage, secure gated entrance and all common area maintenance. Welcome home to prestigious and safe, vacation style living! Please see attached floor plans and video of community and home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13862134
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
64.07 × 174 ft
Cross streets
Warden & Bloomington
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Other
Pool
Community
Property tax
$9,789 / 2025
Days on market
14
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

KitchenMain6.80 × 3.92 m

tile ceiling · quartz counter · gas fireplace

OfficeMain3.44 × 3.65 m

hardwood floor · overlooks backyard

Bedroom 4Second3.42 × 4.23 m

2 way fireplace · hardwood floor · walk-in closet(s)

Living RoomMain3.78 × 2.64 m

hardwood floor · combined w/dining · vaulted ceiling(s)

Family RoomMain5.48 × 4.60 m

hardwood floor · coffered ceiling(s) · gas fireplace

Bedroom 2Second5.34 × 4.02 m

semi ensuite · hardwood floor · walk-in closet(s)

LaundryMain1.78 × 3.24 m

W/O To Garage

Dining RoomMain3.81 × 4.06 m

hardwood floor · combined w/living

Primary BedroomSecond5.48 × 4.28 m

5 pc ensuite · walk-in closet(s) · hardwood floor

BedroomSecond4.17 × 4.06 m

semi ensuite · hardwood floor · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,288/mo
$308KIncome needed
5.2×Price ÷ income
$1,682Weekly cost
$28,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,288Property tax $816Total carry $8,103

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,073per month

Mortgage amount $1,279,200 · 4.49% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,889Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,073
Property tax
$816
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,889

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Estimated closing costs
$28,455

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,561/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,675Total interest paid
$2,121,875Total of all payments
Principal $1,279,200 Interest $842,675
YearPrincipalInterestBalance
1$28,546$56,329$1,250,654
2$29,842$55,033$1,220,811
3$31,197$53,678$1,189,614
4$32,614$52,261$1,157,000
5$34,095$50,780$1,122,905
6$35,643$49,232$1,087,263
7$37,261$47,614$1,050,002
8$38,953$45,922$1,011,049
9$40,721$44,154$970,327
10$42,570$42,305$927,757
11$44,503$40,372$883,254
12$46,524$38,351$836,730
13$48,636$36,239$788,094
14$50,844$34,031$737,249
15$53,153$31,722$684,096
16$55,566$29,309$628,530
17$58,089$26,786$570,441
18$60,727$24,148$509,714
19$63,484$21,391$446,230
20$66,366$18,509$379,863
21$69,380$15,495$310,483
22$72,530$12,345$237,953
23$75,823$9,052$162,130
24$79,266$5,609$82,865
25$82,865$2,010$0

At the end of your 5-year term

Total paid over the term
$424,375
Principal paid down
$156,295
Interest paid
$268,080
Balance remaining
$1,122,905

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $9,789− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,095

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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