16671 48 Highway, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14088556

$2,680,000
For Sale
Listed 3 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
3Garage
3000-3500Sq ft

About this home

In short

  • Welcome to your private 5.31- acres countryside oasis in Whitchurch-Stouffville.
  • Available fully furnished, this expansive executive home boasts 4,418 sq ft of turnkey luxury.
  • The bright open-concept layout features hardwood floors, pot lights, floor-to-ceiling windows, and a cozy family room fireplace.
  • The renovated chef's kitchen offers quartz counters, a large central island, built-in appliances, and an eat-in breakfast area with panoramic views.
  • Minutes to Hwy 404, GO, top schools, golf, and York Regional Forest trails.

Welcome to your private 5.31- acres countryside oasis in Whitchurch-Stouffville! Available fully furnished, this expansive executive home boasts 4,418 sq ft of turnkey luxury. The bright open-concept layout features hardwood floors, pot lights, floor-to-ceiling windows, and a cozy family room fireplace. The renovated chef's kitchen offers quartz counters, a large central island, built-in appliances, and an eat-in breakfast area with panoramic views. Upstairs holds 4 generous bedrooms, including a primary suite with custom B/I closets and a 4-pc ensuite. The finished lower level adds a spacious rec room, laundry, and ample storage. Step outside to brand-new front and rear interlock stonework, new entertainment decks, and endless grounds. Includes a 3-car garage, parking for 15+ vehicles, and a functional outbuilding. Minutes to Hwy 404, GO, top schools, golf, and York Regional Forest trails!

Key facts

Property type
Detached, 2-Storey
MLS®
N14088556
Bedrooms
4+2 (6 total)
Bathrooms
4
Size
3000-3500 sq ft
Lot
274.39 × 858.74 ft
Cross streets
Highway 48 & Vivian Rd
Parking
3 garage (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete, Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$8,404 / 2025
Days on market
3
Listing brokerage
REALTY ASSOCIATES INC.

Rooms

KitchenMain5.80 × 4.26 m

hardwood floor · b/i appliances · overlooks backyard

Primary BedroomSecond5.30 × 4.02 m

hardwood floor · closet · 3 pc ensuite

Bedroom 4Second3.74 × 3.43 m

hardwood floor · pot lights · closet

RecreationBasement7.11 × 4.00 m

vinyl floor · large window · indirect lights

FoyerMain5.25 × 3.81 m

open stairs · spiral stairs · closet

Bedroom 3Second4.24 × 3.39 m

hardwood floor · pot lights · walk-in closet(s)

Dining RoomMain4.24 × 2.30 m

hardwood floor · combined w/office · overlooks frontyard

Family RoomMain5.80 × 4.26 m

electric fireplace · hardwood floor · w/o to deck

RecreationBasement7.90 × 5.01 m

vinyl floor · w/o to garage

BreakfastMain2.74 × 1.21 m

quartz counter · hardwood floor · centre island

Bedroom 2Second4.22 × 3.98 m

hardwood floor · 3 pc ensuite · closet

BedroomBasement4.84 × 2.49 m

vinyl floor · large window · closet

StudyMain4.22 × 2.30 m

hardwood floor · combined w/dining · overlooks frontyard

Living RoomMain5.29 × 4.12 m

pot lights · hardwood floor · overlooks frontyard

Bedroom 5Basement4.00 × 3.74 m

vinyl floor · large window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,215/mo
$488KIncome needed
5.5×Price ÷ income
$2,819Weekly cost
$53,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $12,215Property tax $700Total carry $12,915

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,855per month

Mortgage amount $2,144,000 · 4.49% over 25 years

$536,000Down payment (20.0%)
$2,144,000Loan before insurance
$0CMHC premium
$12,555Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,855
Property tax
$700
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,555

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,475
Estimated closing costs
$53,475

Plus your down payment of $536,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,412,363Total interest paid
$3,556,363Total of all payments
Principal $2,144,000 Interest $1,412,363
YearPrincipalInterestBalance
1$47,845$94,410$2,096,155
2$50,017$92,237$2,046,138
3$52,288$89,966$1,993,849
4$54,662$87,592$1,939,187
5$57,144$85,110$1,882,043
6$59,739$82,516$1,822,304
7$62,451$79,803$1,759,853
8$65,287$76,968$1,694,566
9$68,251$74,003$1,626,315
10$71,350$70,905$1,554,965
11$74,590$67,665$1,480,375
12$77,976$64,278$1,402,399
13$81,517$60,738$1,320,883
14$85,218$57,037$1,235,665
15$89,087$53,168$1,146,578
16$93,132$49,123$1,053,446
17$97,360$44,894$956,085
18$101,781$40,473$854,304
19$106,402$35,852$747,902
20$111,233$31,021$636,669
21$116,284$25,971$520,385
22$121,564$20,691$398,821
23$127,083$15,171$271,738
24$132,853$9,401$138,885
25$138,885$3,369$0

At the end of your 5-year term

Total paid over the term
$711,273
Principal paid down
$261,957
Interest paid
$449,315
Balance remaining
$1,882,043

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $8,404− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,480

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ASSOCIATES INC.. MLS®/PropTx.

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