27 Hearthwood Gate, Whitchurch-Stouffville, ON

Ballantrae, Whitchurch-Stouffville · MLS® N14030534

$1,498,800
For Sale
Listed 5 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Welcome Home to a Bright, Spacious & Beautifully Upgraded Corner-Lot Home in Ballantrae.
  • Set on a premium 50.98' x 106.91' corner lot, this inviting residence offers approximately 3,392 sq. ft. of living space across the main and second floors, with 5...
  • The main floor features 10' ceilings, elegant 7 3/4" hardwood flooring and upgraded 8' interior doors and door frames, creating a bright and airy sense of space.
  • The stylish kitchen is made for everyday meals and memorable gatherings, featuring a premium 48" FORNO dual-fuel range with 8 gas burners and double ovens, a...
  • Located in desirable Ballantrae, enjoy a wonderful community lifestyle close to parks, trails, Ballantrae Community Centre, golf, schools and convenient transit access.

Welcome Home to a Bright, Spacious & Beautifully Upgraded Corner-Lot Home in Ballantrae. Set on a premium 50.98' x 106.91' corner lot, this inviting residence offers approximately 3,392 sq. ft. of living space across the main and second floors, with 5 Bedrooms + 1 Den and 4 Full Bathrooms, thoughtfully designed for comfortable family living. Filled with natural light from impressive oversized windows, the home offers a warm and welcoming atmosphere from the moment you step inside.The main floor features 10' ceilings, elegant 7 3/4" hardwood flooring and upgraded 8' interior doors and door frames, creating a bright and airy sense of space. The stylish kitchen is made for everyday meals and memorable gatherings, featuring a premium 48" FORNO dual-fuel range with 8 gas burners and double ovens, a professional-style JANSKA hood and upgraded backsplash.Upstairs, generous bedrooms and 9' ceilings provide a peaceful retreat for the whole family. The enclosed Loft offers a versatile private space for a home office, reading nook or quiet lounge, with a walk-out to an oversized balcony-perfect for morning coffee or unwinding at the end of the day. The spacious primary suite is bright and inviting, complemented by a beautiful ensuite designed for relaxation.Thoughtful upgrades continue throughout, including a Tesla EV charger, Water Doctor whole-home water softener and filtration system, RO drinking water system, Lifebreath HRV, Google Nest thermostat and Paradox security system. Four upgraded double-size basement windows bring exceptional natural light to the lower level and offer excellent future finishing potential.Outside, the corner-lot setting provides added light, openness and privacy, while the rear deck creates a welcoming space for outdoor enjoyment. Located in desirable Ballantrae, enjoy a wonderful community lifestyle close to parks, trails, Ballantrae Community Centre, golf, schools and convenient transit access.

Key facts

Property type
Detached, 2-Storey
MLS®
N14030534
Bedrooms
4+2 (6 total)
Bathrooms
4
Size
3000-3500 sq ft
Lot
50.98 × 106.91 ft
Cross streets
Hwy 48/Aurora Rd.
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,304 / 2026
Days on market
5
Listing brokerage
BAY STREET GROUP INC.

Rooms

Bedroom 4Upper3.66 × 3.66 m

4 pc ensuite · broadloom · walk-in closet(s)

Great RoomMain5.27 × 5.18 m

hardwood floor · fireplace · south view

Media RoomUpper4.39 × 1.60 m

cathedral ceiling(s) · w/o to balcony · hardwood floor

FoyerMain1.73 × 2.90 m

tile floor · walk-in closet(s) · glass doors

BreakfastMain4.87 × 3.35 m

breakfast bar · w/o to deck · tile floor

KitchenMain4.88 × 2.74 m

centre island · granite counters · pantry

Bedroom 5Main2.74 × 3.23 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Bedroom 3Upper4.05 × 3.96 m

4 pc ensuite · walk-in closet(s) · cathedral ceiling(s)

Primary BedroomUpper5.79 × 5.08 m

5 pc ensuite · walk-in closet(s) · broadloom

Dining RoomMain4.87 × 3.66 m

coffered ceiling(s) · hardwood floor · large window

Bedroom 2Upper3.35 × 3.35 m

large window · walk-in closet(s) · broadloom

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.43Mlikely sale price

Listed at $1,498,800. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.43M, if it sells. A realistic range is $1.34M to $1.61M.

Independent value check: $1.43M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.34M and $1.50M).

Why $1.43M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.25M (39 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,304 a year; the typical home sold here pays about $5,900.
List price
$1.34MBelow recent closings$1.61MAbove recent closings

Total price vs nearby homes. Likely closing about $1.43M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
5days on market so far
$6,574/moest. rent · 8 leases
5.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 13 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $461/sqft against an area asking average of $626/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.75M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

Sold price trend

Median sold price for detached homes in Whitchurch-Stouffville: $1.23M in September 2026, down 6% from a year ago, on 377 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitchurch-Stouffville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.29M44
November 2025$1.24M40
December 2025$1.42M25
January 2026$1.25M17
February 2026$1.23M21
March 2026$1.29M30
April 2026$1.33M27
May 2026$1.23M39
June 2026$1.26M35
July 2026$1.16M39
August 2026$1.23M30
September 2026$1.23M30

Neighbourhood & location

Ballantrae, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.78M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,831/mo
$283KIncome needed
5.3×Price ÷ income
$1,576Weekly cost
$26,451Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,831Property tax $609Total carry $7,440

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,630per month

Mortgage amount $1,199,040 · 4.49% over 25 years

$299,760Down payment (20.0%)
$1,199,040Loan before insurance
$0CMHC premium
$7,238Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,630
Property tax
$609
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,238

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,451
Estimated closing costs
$26,451

Plus your down payment of $299,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,024/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,869Total interest paid
$1,988,909Total of all payments
Principal $1,199,040 Interest $789,869
YearPrincipalInterestBalance
1$26,757$52,799$1,172,283
2$27,972$51,584$1,144,310
3$29,242$50,314$1,115,068
4$30,570$48,986$1,084,498
5$31,958$47,598$1,052,539
6$33,409$46,147$1,019,130
7$34,926$44,630$984,204
8$36,512$43,045$947,692
9$38,170$41,387$909,523
10$39,903$39,654$869,620
11$41,714$37,842$827,905
12$43,608$35,948$784,297
13$45,588$33,968$738,709
14$47,658$31,898$691,050
15$49,822$29,734$641,228
16$52,084$27,472$589,144
17$54,449$25,107$534,694
18$56,921$22,635$477,773
19$59,506$20,050$418,267
20$62,208$17,349$356,059
21$65,032$14,524$291,027
22$67,985$11,571$223,042
23$71,072$8,485$151,971
24$74,299$5,258$77,672
25$77,672$1,884$0

At the end of your 5-year term

Total paid over the term
$397,782
Principal paid down
$146,501
Interest paid
$251,281
Balance remaining
$1,052,539

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Rural Whitchurch-Stouffville$6,574/mo
$78,888Gross annual rent
4.1%Cap rate after taxes and upkeep
$6,048 to $7,249Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $6,278 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,574. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $7,304− Insurance $1,400− Vacancy & upkeep $8,678Net operating income $61,507

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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