38 Crystal Drive, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13813490
About this home
In short
- Located in the highly sought-after Mill Pond neighbourhood, this beautifully updated and well-maintained 2-storey home offers 4+2 bedrooms, 4 bathrooms and a finished...
- Featuring a stunning renovated kitchen with stone countertops with a massive waterfall island, high end appliances, pantry, and a breakfast bar.
- The spacious living and dining area boasts hardwood flooring, and a bright family room with fireplace.
- Enjoy a private double driveway, and manicured landscaped yard.
- There is an attached garage and parking for 6 vehicles.
Located in the highly sought-after Mill Pond neighbourhood, this beautifully updated and well-maintained 2-storey home offers 4+2 bedrooms, 4 bathrooms and a finished basement. Featuring a stunning renovated kitchen with stone countertops with a massive waterfall island, high end appliances, pantry, and a breakfast bar. The spacious living and dining area boasts hardwood flooring, and a bright family room with fireplace. Enjoy a private double driveway, and manicured landscaped yard. There is an attached garage and parking for 6 vehicles. This is a rare offering with close proximity to Mill Pond, parks, top ranking schools, shopping and amenities. A fantastic opportunity in the heart of Richmond Hill.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13813490
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 50 × 110 ft
- Cross streets
- Bathurst/Major Mac
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,790 / 2025
- Days on market
- 27
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
Pot Lights
closet · window · hardwood floor
closet · window
closet · window
hardwood floor · window
closet · window · hardwood floor
combined w/dining · hardwood floor · bay window
stone counters · pantry
hardwood floor · walk-in closet(s) · ensuite bath
closet · window · hardwood floor
brick fireplace · hardwood floor · pot lights
combined w/living · hardwood floor · large window
tile floor · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $618/sqft; this home lists at $489/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,270,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,024
- Property tax
- $649
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,673
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,235
- Estimated closing costs
- $28,235
Plus your down payment of $317,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $421,456
- Principal paid down
- $155,219
- Interest paid
- $266,236
- Balance remaining
- $1,115,181
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.