1326 Gilford Road, Innisfil, ON

Gilford, Innisfil · MLS® N13815710

$1,198,800
For Sale
Listed 49 Days Ago

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3+1BedroomsBeds
3BathroomsBaths
2.5Garage · 8 Parking
8Parking
1500-2000Sq ft

Listed By Sutton Group Incentive Realty Inc.

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Key Facts

Property type
Detached, Bungalow
Lot
100 × 243.62 ft
Basement
Finished, Walk-Up, Full
Parking
2.5 garage · 8 parking (attached)
Property tax
$6,473 / 2026
Offer date
None stated
Cross streets
Gilford R/20th Sdrd
Days on market
49
All Facts And 13 Rooms, Floor By Floor
Property type
Detached, Bungalow
MLS®
N13815710
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
100 × 243.62 ft
Cross streets
Gilford R/20th Sdrd
Parking
2.5 garage · 8 parking (attached)
Driveway
Private
Basement
Finished, Walk-Up, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Board & Batten
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,473 / 2026
Days on market
49
Offer date
None stated
Listing brokerage
Sutton Group Incentive Realty Inc.
BedroomMain3.60 × 3.17 m

broadloom · double closet

Utility RoomBasement4.19 × 3.22 m
BedroomMain3.74 × 2.89 m

broadloom · pocket doors

Family RoomMain5.79 × 4.69 m

broadloom · gas fireplace

RecreationBasement8.56 × 5.00 m

broadloom · irregular room · l-shaped room

KitchenMain4.80 × 2.92 m

hardwood floor · centre island · granite counters

BreakfastMain3.27 × 2.74 m

hardwood floor · w/o to deck

LaundryMain2.74 × 1.70 m

Ceramic Floor

WorkshopBasement3.91 × 3.27 m

walk-up · access to garage

Dining RoomMain3.91 × 3.50 m

hardwood floor · vaulted ceiling(s) · w/o to deck

BedroomBasement3.40 × 3.32 m

broadloom · double closet

Game RoomBasement8.33 × 4.34 m

broadloom · irregular room · gas fireplace

Primary BedroomMain4.57 × 4.49 m

w/o to deck · his and hers closets · 5 pc ensuite

About This Home

From The Listing Description By Sutton Group Incentive Realty Inc.

In short

  • Custom Built Bungalow with 3500+ Sq Ft of Living Space built by original owners.
  • Gorgeous private yard over 1/2 Acre.
  • Extensive gardens, trees and 6 car driveway +2.5 Car Garage.
  • Open Concept Family O/L Dining Room with Cathedral Ceilings & W/O to Huge Deck.
  • Totally finished basement with Brand New Broadloom T/Out.
Read The Full Description

Custom Built Bungalow with 3500+ Sq Ft of Living Space built by original owners. Gorgeous private yard over 1/2 Acre. Extensive gardens, trees and 6 car driveway +2.5 Car Garage. New $2M+ homes being built behind with mature hedges and trees can't see behind (very private). Huge Deck to overlook your private lawn/gardens and meticulously maintained. Steps to Lake Simcoe. Close to Marina & Boat launch. Located In the quaint village of Gilford. Easy access to Hwy 11/400 & amenities north or south. Main Front Office (described as 3rd Bdrm). Open Concept Family O/L Dining Room with Cathedral Ceilings & W/O to Huge Deck. Kitchen has granite c/tops & Under Cabinet Lighting. Breakfast Area with W/O to Stone W/W, gardens & trees and entrance to side yard. Spacious Master with H&H Closets, W/O to Deck, B/I Window seat & dressers & 5pc Ensuite with Sep Tub, 2 Sinks & Sep Shower. 2nd Bedroom with Double Closets. Main Floor Laundry & Entrance to 2.5 Car Garage with Staircase down to Basement. Totally finished basement with Brand New Broadloom T/Out. 3 Spacious Areas for games rooms, TV room, 4th Bedroom & 3pc Bathroom. Utility Room & Workshop (entrance to staircase up to garage). Very well maintained home shows true pride of ownership. Move in condition (mechanicals in great shape). Quality built with Silent Floor Trusses & Plywood. Some updates include-Leaf Gutters-20, Garage Doors-22, Mbr Ens & Main 4pc C/Tops-25, Kit Under Cab Lights-24,, Fpl-Fam-22, Kit appls-22, New Sump Pump & Batt B/Up 2500w inverter-26, Furnace-17, Shingles-16 and more! Easy to show & quick closing available but flexilbe on closing date

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A discount is likely
$1.13Mlikely sale price

Listed at $1,198,800. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 49 local closings in 90 days), the likely sale price is near $1.13M, if it sells. It has been listed 49 days, and homes on the market that long have closed lower against their asking prices, which this figure allows for. A realistic range is $1.05M to $1.17M.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$1.05MBelow recent closings$1.20MAbove recent closings

Total price vs nearby homes. Likely closing about $1.13M, from 49 recent closings in this pocket.

The market behind the math, in Rural Innisfil
49sold nearby · 90 days
$750Kmedian detached sold · 90 days
93%of asking, local average
~26 dayshomes like this take to sell
49days on market so far
$2,849/moest. rent · 7 leases
2.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 9 detached homes for sale in the area against 49 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $685/sqft against an area asking average of $527/sqft.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 49 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Innisfil: $785K in October 2026, down 2% from a year ago, on 514 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Innisfil as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
November 2025$765K41
December 2025$748K39
January 2026$830K30
February 2026$830K35
March 2026$770K37
April 2026$800K55
May 2026$837K60
June 2026$828K45
July 2026$776K52
August 2026$803K41
September 2026$730K45
October 2026$785K34

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Gilford Road. Signed-in members see each price, verified against board records.

Neighbourhood & Location

Gilford, Innisfil, ON

Commute

Time from this home to where you spend your day

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Affordability & Mortgage

Estimated Mortgage
$5,464/mo
$229KIncome needed
5.2×Price ÷ income
$1,261Weekly cost
$20,451Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%Mortgage
Mortgage is 91% of the monthly costMortgage $5,464Property tax $539Total carry $6,003
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 10, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,356per month

Mortgage amount $959,040 · 4.59% over 25 years

$239,760Down payment (20.0%)
$959,040Loan before insurance
$0CMHC premium
$5,896Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,356
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,896

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,451
Estimated closing costs
$20,451

Plus your down payment of $239,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$6,476/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$647,795Total interest paid
$1,606,835Total of all payments
Principal $959,040 Interest $647,795
YearPrincipalInterestBalance
1$21,105$43,169$937,935
2$22,085$42,189$915,851
3$23,110$41,163$892,741
4$24,183$40,091$868,558
5$25,306$38,968$843,252
6$26,480$37,793$816,772
7$27,710$36,564$789,062
8$28,996$35,277$760,066
9$30,343$33,931$729,723
10$31,751$32,522$697,972
11$33,225$31,048$664,747
12$34,768$29,506$629,979
13$36,382$27,891$593,597
14$38,071$26,202$555,526
15$39,839$24,435$515,687
16$41,688$22,585$473,999
17$43,624$20,650$430,375
18$45,649$18,624$384,726
19$47,768$16,505$336,958
20$49,986$14,287$286,972
21$52,307$11,967$234,665
22$54,735$9,538$179,930
23$57,276$6,997$122,654
24$59,935$4,338$62,718
25$62,718$1,555$0

At the end of your 5-year term

Total paid over the term
$321,367
Principal paid down
$115,788
Interest paid
$205,579
Balance remaining
$843,252

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 1326 Gilford Road

What is the asking price for 1326 Gilford Road?

It is listed at $1,198,800.

How many bedrooms and bathrooms does 1326 Gilford Road have?

3+1 bedrooms, and 3 bathrooms.

How big is 1326 Gilford Road?

The listing gives 1500-2000 sq ft of living space, on a 100 × 243.62 ft lot.

Does 1326 Gilford Road have parking?

2.5 garage spaces, 8 parking spaces in all.

What are the property taxes on 1326 Gilford Road?

$6,473 a year, for 2026.

Is there an offer date for 1326 Gilford Road?

The listing does not state an offer date.

When was 1326 Gilford Road listed?

It came on the market on September 22, 2026.

Who is the listing brokerage for 1326 Gilford Road?

Sutton Group Incentive Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 1326 Gilford Road?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Sutton Group Incentive Realty Inc. MLS®/PropTx.

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1326 GILFORD ROAD, INNISFIL, ON · Listed By Sutton Group Incentive Realty Inc.

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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