Thompson Drive
14.1 km Away2022
Sign In To See The Price1235 Gilford Road, Innisfil, ON
Gilford, Innisfil · MLS® N13884494
$849,900
For SaleListed 30 Days Ago
Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.
3BedroomsBeds
2BathroomsBaths
4Parking
1100-1500Sq ft
Listed By One Percent Realty Ltd.
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Key Facts
- Property type
- Detached, Sidesplit
- Lot
- 150 × 200 ft
- Basement
- Finished, Full
- Parking
- 4 parking
- Property tax
- $4,247 / 2026
- Offer date
- None stated
- Cross streets
- Gilford rd and 20th Side Road
- Days on market
- 30
All Facts
- Property type
- Detached, Sidesplit
- MLS®
- N13884494
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 150 × 200 ft
- Cross streets
- Gilford rd and 20th Side Road
- Parking
- 4 parking
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,247 / 2026
- Days on market
- 30
- Offer date
- None stated
- Listing brokerage
- One Percent Realty Ltd.
About This Home
From The Listing Description By One Percent Realty Ltd.
In short
- WELCOME TO 1235 GILFORD RD.
- IT HAS BEEN CONFIRMED FOR THE POSSIBILITY OF SEVERANCE FOR A 50 FOOT SEPARATION.
- THE HOME IS FULLY FINISHED AND FEATURES 3 BEDROOMS ON THE UPPER FLOOR WITH THE MAIN 5 PIECE BATHROOM.
- THERE IS ALSO A NICE SUNROOM AND A 2 PIECE BATH OFF THE DINING AREA THAT FLOW OUT TO THE BACK DECK.
- THE ROOF IS 8 YEARS OLD AND IN GREAT SHAPE.
Read The Full Description
WELCOME TO 1235 GILFORD RD! LOCATED IN THE HEART OF FABULOUS GILFORD, THIS PROPERTY FEATURES AN EXTRA WIDE, LEVEL LOT. IT HAS BEEN CONFIRMED FOR THE POSSIBILITY OF SEVERANCE FOR A 50 FOOT SEPARATION. IT IS IN A FANTASTIC LOCATION WITH GREAT PRIVACY! THE HOME IS FULLY FINISHED AND FEATURES 3 BEDROOMS ON THE UPPER FLOOR WITH THE MAIN 5 PIECE BATHROOM. THE KITCHEN IS COMPLETED WITH GRANITE COUNTERS AND BACKSPLASH, BRUSHED NICKLE FIXTURES AND FLOWS RIGHT OUT TO THE HUGE DECK AND INCREDIBLE YARD SPACE. THE BACK DECK ALSO HAS A LARGE CUSTOM BUILT GAZEBO. THERE IS ALSO A NICE SUNROOM AND A 2 PIECE BATH OFF THE DINING AREA THAT FLOW OUT TO THE BACK DECK. THE BASEMENT IS FINISHED WITH A GENEROUS RECROOM AREA, WARMED BY A GAS FIREPLACE. THE BASEMENT WINDOWS ARE LARGE AND THE SPACE IS VERY BRIGHT. THE LAUNDRY ROOM IS LARGE WITH AN ATTACHED CRAWL SPACE FOR STORAGE. THERE IS A ULTRAVIOLET AND IRON FILTER SYSTEM FOR WATER TREATMENT. ALL EQUIPMENT IS OWNED OUTRIGHT AND INCLUDED. CENTRAL AIR AND FORCED AIR GAS HEAT. NO RENTALS. THE ROOF IS 8 YEARS OLD AND IN GREAT SHAPE. THE MOST EXPENSIVE ITEM, THE WINDOWS ARE IN GREAT SHAPE! THIS IS A CHANCE AT A GENERATIONAL PROPERTY AT A GREAT PRICE WITH THE POSSIBILITY OF A QUICK CLOSE.
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A discount is typical here
$809Klikely sale price
Listed at $849,900. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 95%, 51 local closings in 90 days), the likely sale price is near $809K, if it sells. A realistic range is $758K to $912K.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$758KBelow recent closings$912KAbove recent closings
Total price vs nearby homes. Likely closing about $809K, from 51 recent closings in this pocket.
The market behind the math, in Rural Innisfil
51sold nearby · 90 days
$750Kmedian detached sold · 90 days
94%of asking, local average
~25 dayshomes like this take to sell
30days on market so far
Buyer's market
Buyer's marketSeller's market
About 5.2 months of inventory: 88 detached homes for sale in the area against 51 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $654/sqft against an area asking average of $530/sqft.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Gilford, so I widened the search to the surrounding area.
Based on 51 closings nearby in the last 90 days.
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Gilford Road. Signed-in members see each price, verified against board records.
Martin Street
13.3 km Away2023
Sign In To See The Price
Pasadena Drive
5.8 km Away2026
Sign In To See The PriceOther Homes For Sale In Gilford
For sale in Gilford now · asking prices
How This Price Compares
$893kavg asking
Every home like this one for sale in Gilford right now. These are asking prices, not sales.
1116 Northshore Drive $537/sqft$940k1125 Shore Acres Drive $699/sqft$629k1467 Gilford Road $488/sqft$1.10M1129 Lindy Lane $667/sqft$600k1326 Gilford Road $685/sqft$1.20M
Per square foot, these ask about $615/sqft; this home lists at $654/sqft.
The 5 closest in price of 7 for sale in Gilford.
See all comparable homesNeighbourhood & Location
Gilford, Innisfil, ON
Commute
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Affordability & Mortgage
Estimated Mortgage
$3,874/mo
$162KIncome needed
5.2×Price ÷ income
$894Weekly cost
$13,473Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 92% of the monthly costMortgage $3,874Property tax $354Total carry $4,227
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$3,797per month
Mortgage amount $679,920 · 4.59% over 25 years
$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,151Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,797
- Property tax
- $354
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,151
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$4,591/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$459,260Total interest paid
$1,139,180Total of all payments
Principal $679,920 Interest $459,260
YearPrincipalInterestBalance
1$14,962$30,605$664,958
2$15,657$29,910$649,300
3$16,384$29,183$632,916
4$17,145$28,423$615,772
5$17,941$27,627$597,831
6$18,774$26,794$579,058
7$19,645$25,922$559,413
8$20,557$25,010$538,855
9$21,512$24,056$517,344
10$22,510$23,057$494,833
11$23,555$22,012$471,278
12$24,649$20,918$446,629
13$25,793$19,774$420,836
14$26,991$18,576$393,845
15$28,244$17,323$365,601
16$29,555$16,012$336,046
17$30,927$14,640$305,118
18$32,363$13,204$272,755
19$33,866$11,701$238,889
20$35,438$10,129$203,451
21$37,083$8,484$166,368
22$38,805$6,762$127,563
23$40,607$4,961$86,956
24$42,492$3,075$44,465
25$44,465$1,103$0
At the end of your 5-year term
- Total paid over the term
- $227,836
- Principal paid down
- $82,089
- Interest paid
- $145,747
- Balance remaining
- $597,831
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 1235 Gilford Road
What is the asking price for 1235 Gilford Road?
It is listed at $849,900.
How many bedrooms and bathrooms does 1235 Gilford Road have?
3 bedrooms, and 2 bathrooms (1 of them a half bath).
How big is 1235 Gilford Road?
The listing gives 1100-1500 sq ft of living space, on a 150 × 200 ft lot.
Does 1235 Gilford Road have parking?
4 parking spaces, no garage listed.
What are the property taxes on 1235 Gilford Road?
$4,247 a year, for 2026.
Is there an offer date for 1235 Gilford Road?
The listing does not state an offer date.
When was 1235 Gilford Road listed?
It came on the market on October 10, 2026.
Who is the listing brokerage for 1235 Gilford Road?
One Percent Realty Ltd. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 1235 Gilford Road?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of One Percent Realty Ltd. MLS®/PropTx.