132 Cook's Bay Drive, Georgina, ON
Keswick North, Georgina · MLS® N13820600
About this home
In short
- Welcome to your luxury waterfront retreat, just under an hour from Toronto.
- A one-of-a-kind custom 8'x15' picture window frames the lake like living artwork in the open-concept great room, anchored by a custom natural-stone fireplace...
- Wood-look heated porcelain tile, heated engineered hardwood and warm natural-wood and stone accents run throughout, while customizable RGB lighting lets you tune the...
- The chef's kitchen centres on a massive natural-stone waterfall island and matching stone bar with custom glass display shelving, integrated lighting and a full...
- Rough-ins are in place for a waterfront swim-up pool (240A/60A + concrete slabs) and an electric-and-gas backup generator.
Welcome to your luxury waterfront retreat, just under an hour from Toronto. 132 Cook's Bay Drive is a fully custom-built bungalow offering over 3,000 sq ft of single-level living on the shores of Lake Simcoe in Georgina where finishes, systems and setting align. A one-of-a-kind custom 8'x15' picture window frames the lake like living artwork in the open-concept great room, anchored by a custom natural-stone fireplace, coffered ceilings, pot lights and in-ceiling speakers. Wood-look heated porcelain tile, heated engineered hardwood and warm natural-wood and stone accents run throughout, while customizable RGB lighting lets you tune the entire home. The chef's kitchen centres on a massive natural-stone waterfall island and matching stone bar with custom glass display shelving, integrated lighting and a full Electrolux suite plus a separate second kitchen and a formal dining room for entertaining. The primary suite is a true lakeside retreat with water-facing windows: custom lit bed frame, automatic roller shades, a spa-style soaker tub, his-and-hers quartz vanity, smart toilet and a showroom-style walk-in closet. All four bedrooms have private ensuites and walk-in closets. Engineered to run effortlessly: dual-source heating (furnace +room-by-room in-floor), steam humidifier, energy-saving hot-water storage, central vac, steam sauna, heated snow-melt driveway, full sprinkler system and Ethernet in every room. Aluminum/metal-shingle roof, 10' aluminum heavy duty front door, and an oversized garage with storage mezzanine and walk-up attic access. Outside, over $150,000 invested in natural stone and a permanent private wooden dock by the water with a boat lift, composite deck with glass railing and awning, fire-pit with stone seating. Rough-ins are in place for a waterfront swim-up pool (240A/60A + concrete slabs) and an electric-and-gas backup generator. A rare turn-key lakefront offering. Move in and live on the water.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13820600
- Bedrooms
- 4
- Bathrooms
- 6 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 60.02 × 225.7 ft
- Cross streets
- Metro Rd S & The Queensway S
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Metal/Steel Siding
- Foundation
- Unknown
- Roof
- Metal, Flat, Shingles
- Sewer
- Sewer
- Property tax
- $15,070 / 2025
- Days on market
- 26
- Listing brokerage
- PROPERTY.CA INC.
Rooms
b/i appliances · hollywood kitchen · stone counters
b/i appliances · tile floor · double doors
sauna · w/o to yard · 4 pc bath
open concept · tile floor · electric fireplace
4 pc ensuite · walk-in closet(s) · heated floor
overlook water · sliding doors · picture window
access to garage · b/i closet · tile floor
tile floor · b/i appliances · custom backsplash
4 pc ensuite · walk-in closet(s) · b/i appliances
2 pc bath · quartz counter · bidet
wood trim · b/i bar · cathedral ceiling(s)
4 pc ensuite · walk-in closet(s) · heated floor
6 pc ensuite · walk-in closet(s) · picture window
open concept · overlook water · large window
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $468/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick North, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,999,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,054
- Property tax
- $1,256
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,310
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,950
- Estimated closing costs
- $48,950
Plus your down payment of $499,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $663,235
- Principal paid down
- $244,265
- Interest paid
- $418,970
- Balance remaining
- $1,754,935
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.