199A South Channel Drive, Georgina, ON
Keswick North, Georgina · MLS® N13850414
About this home
In short
- A stunning custom-built home just steps from the shores of Lake Simcoe in the highly sought-after community of Keswick, Georgina.
- From the moment you enter, you'll be impressed by the large plank flooring, soaring sense of space, and thoughtfully designed layout.
- At the heart of the home is the show-stopping chef's kitchen - a truly stunning and oversized space designed to impress.
- The luxurious primary retreat offers a vaulted ceiling and a spa-inspired 7-piece ensuite featuring a soaker tub, creating the ultimate private escape.
- The fully finished in-law suite is impressively sized and beautifully finished with quartz countertops, vinyl flooring, a massive bedroom with a walk-in closet, and a...
A stunning custom-built home just steps from the shores of Lake Simcoe in the highly sought-after community of Keswick, Georgina! Situated on a rare double front lot, this exceptional residence offers luxurious finishes, expansive living spaces, and incredible versatility for growing or multi-generational families. From the moment you enter, you'll be impressed by the large plank flooring, soaring sense of space, and thoughtfully designed layout. The main floor features a generous private office, ideal for working from home, and a massive family room perfectly suited for entertaining and everyday living. At the heart of the home is the show-stopping chef's kitchen - a truly stunning and oversized space designed to impress. Featuring custom cabinetry, gorgeous granite countertops, extensive prep and storage space, and a spacious eat-in area, this kitchen is both elegant and highly functional. Whether hosting large gatherings or enjoying family meals, the seamless walkout to the deck and expansive backyard creates the perfect indoor-outdoor lifestyle. Upstairs, all bedrooms are exceptionally spacious and filled with natural light, each complete with walk-in closets and private ensuite bathrooms. The luxurious primary retreat offers a vaulted ceiling and a spa-inspired 7-piece ensuite featuring a soaker tub, creating the ultimate private escape. The fully finished in-law suite is impressively sized and beautifully finished with quartz countertops, vinyl flooring, a massive bedroom with a walk-in closet, and a 4-piece bathroom - ideal for extended family, guests, or additional living flexibility. Car enthusiasts and hobbyists will appreciate the heated 3-car garage offering ample room for vehicles, storage, and workspace. Located just minutes to Highway 404, beaches, marinas, restaurants, shopping, transit, and all amenities, this extraordinary property combines upscale living with the charm and convenience of lakeside life near beautiful Lake Simcoe.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13850414
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 72.5 × 161.54 ft
- Cross streets
- The Queensway S/Richmond Park Dr
- Parking
- 3 garage · 10 parking (attached)
- Driveway
- Private
- Basement
- Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $1,800 / 2025
- Days on market
- 18
- Listing brokerage
- Keller Williams Energy Real Estate
Rooms
coffered ceiling(s) · hardwood floor · large window
gas fireplace · hardwood floor · b/i shelves
7 pc ensuite · hardwood floor · vaulted ceiling(s)
combined w/laundry · ceramic floor · window
combined w/kitchen · hardwood floor · w/o to deck
granite counters · hardwood floor · eat-in kitchen
vinyl floor · large window · pot lights
quartz counter · pot lights · eat-in kitchen
4 pc ensuite · hardwood floor · vaulted ceiling(s)
3 pc ensuite · hardwood floor · large window
walk-in closet(s) · vinyl floor · pot lights
Listed at $1,649,000. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $1.60M, if it sells. A realistic range is $1.49M to $1.80M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $1.60M, from 32 recent closings in this pocket.
The market behind the math:
About 1.2 months of inventory: 13 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $600/sqft against an area asking average of $405/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $931K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.31M, which is where my estimate comes from.
Per square foot, these ask about $440/sqft; this home lists at $600/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $930K | 11 |
| November 2025 | $808K | 8 |
| February 2026 | $855K | 5 |
| March 2026 | $838K | 8 |
| May 2026 | $748K | 12 |
| June 2026 | $850K | 21 |
| July 2026 | $760K | 15 |
| August 2026 | $849K | 7 |
| September 2026 | $780K | 13 |
Neighbourhood & location
Keswick North, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,319,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,294
- Property tax
- $150
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,444
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,455
- Estimated closing costs
- $29,455
Plus your down payment of $329,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $437,645
- Principal paid down
- $161,182
- Interest paid
- $276,463
- Balance remaining
- $1,158,018
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 24 whole-home leases in Keswick North signed at a median of $4,195 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,359. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Energy Real Estate. MLS®/PropTx.