133 Riveredge Drive, Georgina, ON

Keswick North, Georgina · MLS® N13764048

$1,030,000
For Sale
Listed 40 days agoNo offer date stated
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◎ Directions
3+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Situated right in the heart of town on the river to Lake Simcoe.
  • This custom-feel home shines with 9ft ceilings, premium hardwood, pot lights, and timeless granite counters.
  • The open-concept kitchen, dining, and great room open directly to a large deck with private river views, ideal for entertaining.
  • Includes a cozy front porch and a 2+ car garage with a drive-through door.

Stunning Waterfront Gem! Situated right in the heart of town on the river to Lake Simcoe. This custom-feel home shines with 9ft ceilings, premium hardwood, pot lights, and timeless granite counters. The open-concept kitchen, dining, and great room open directly to a large deck with private river views, ideal for entertaining. Includes a cozy front porch and a 2+ car garage with a drive-through door. Don't miss this chance to live the ultimate four-season waterfront lifestyle!

Key facts

Property type
Detached, 2-Storey
MLS®
N13764048
Bedrooms
3+1 (4 total)
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
50 × 200 ft
Cross streets
The Queensway & Riveredge
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,719 / 2026
Days on market
40
Listing brokerage
BAY STREET GROUP INC.

Rooms

KitchenMain6.49 × 4.80 m

eat-in kitchen · open concept · overlook water

DenMain5.05 × 3.55 m

hardwood floor · 2 pc ensuite · window

Great RoomMain5.40 × 3.98 m

hardwood floor · fireplace · large window

Bedroom 3Second3.60 × 4.16 m

hardwood floor · double closet

Primary BedroomSecond4.85 × 5.40 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Family RoomBasement8.20 × 6.80 m

Laminate

LaundryMain1.85 × 2.59 m

granite floor · east west view

Bedroom 2Second3.60 × 4.16 m

hardwood floor · double closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$684K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,694/mo
$204KIncome needed
5.1×Price ÷ income
$1,083Weekly cost
$17,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,694Property tax $643Total carry $5,338

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,556per month

Mortgage amount $824,000 · 4.49% over 25 years

$206,000Down payment (20.0%)
$824,000Loan before insurance
$0CMHC premium
$5,199Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,556
Property tax
$643
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,199

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,075
Estimated closing costs
$17,075

Plus your down payment of $206,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,514/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$542,811Total interest paid
$1,366,811Total of all payments
Principal $824,000 Interest $542,811
YearPrincipalInterestBalance
1$18,388$36,284$805,612
2$19,223$35,449$786,389
3$20,096$34,577$766,293
4$21,008$33,664$745,285
5$21,962$32,710$723,322
6$22,959$31,713$700,363
7$24,002$30,671$676,361
8$25,092$29,581$651,270
9$26,231$28,442$625,039
10$27,422$27,251$597,617
11$28,667$26,006$568,950
12$29,968$24,704$538,982
13$31,329$23,343$507,653
14$32,752$21,921$474,901
15$34,239$20,434$440,662
16$35,793$18,879$404,869
17$37,418$17,254$367,451
18$39,117$15,555$328,333
19$40,893$13,779$287,440
20$42,750$11,922$244,690
21$44,691$9,981$199,999
22$46,720$7,952$153,278
23$48,842$5,831$104,437
24$51,059$3,613$53,378
25$53,378$1,295$0

At the end of your 5-year term

Total paid over the term
$273,362
Principal paid down
$100,678
Interest paid
$172,685
Balance remaining
$723,322

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $7,719− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,737

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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