37 Pietrowski Drive, Georgina, ON

Keswick North, Georgina · MLS® N13586620

$960,000
For Sale
Listed 91 days agoNo offer date statedSitting longer than typical
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

5 Year New Quality Built Approx 2200 Sq Ft Home, Rarely Occupied, Almost Like New, 4-Car Driveway No Sidewalk, 2-Car Garage Direct Access Thru M/F Laundry, 9'Ceiling, Hardwood Living/Dining, Granite Eat-In Kitchen W/O Yard, Oak Stair To 2/F With 4 Bedroom & 2 Bath, Open Concept Practical Layout, Lots Windows. Fast-Developing Area, Close To All Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13586620
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
39.37 × 98.43 ft
Cross streets
W.of Woodbine Ave/N.of Church St
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
91
Listing brokerage
CENTURY 21 KING`S QUAY REAL ESTATE INC.

Rooms

BreakfastMain0.00 × 0.00 m

ceramic floor · w/o to patio · w/o to patio

Bedroom 3Second0.00 × 0.00 m

broadloom · closet

LaundryMain0.00 × 0.00 m

ceramic floor · closet · access to garage

Dining RoomMain0.00 × 0.00 m

hardwood floor · open concept · combined w/living

Bedroom 4Second0.00 × 0.00 m

broadloom · closet

Family RoomMain4.78 × 3.96 m

hardwood floor · picture window · fireplace

Bedroom 2Second0.00 × 0.00 m

broadloom · closet

KitchenMain0.00 × 0.00 m

ceramic floor · quartz counter · breakfast bar

Media RoomSecond3.76 × 2.52 m

broadloom · window · open concept

Primary BedroomSecond0.00 × 0.00 m

broadloom · walk-in closet(s) · 3 pc ensuite

Living RoomMain0.00 × 0.00 m

hardwood floor · window · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$684K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,375/mo
$190KIncome needed
5.0×Price ÷ income
$1,010Weekly cost
$15,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,375Estimated property tax $600Total carry $4,975

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,246per month

Mortgage amount $768,000 · 4.49% over 25 years

$192,000Down payment (20.0%)
$768,000Loan before insurance
$0CMHC premium
$4,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,246
Estimated property tax
$600
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,675
Estimated closing costs
$15,675

Plus your down payment of $192,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,140/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,921Total interest paid
$1,273,921Total of all payments
Principal $768,000 Interest $505,921
YearPrincipalInterestBalance
1$17,138$33,818$750,862
2$17,917$33,040$732,945
3$18,730$32,227$714,215
4$19,581$31,376$694,634
5$20,470$30,487$674,165
6$21,399$29,558$652,766
7$22,371$28,586$630,395
8$23,386$27,571$607,009
9$24,448$26,509$582,561
10$25,558$25,399$557,002
11$26,719$24,238$530,284
12$27,932$23,025$502,352
13$29,200$21,757$473,152
14$30,526$20,431$442,626
15$31,912$19,045$410,714
16$33,361$17,596$377,354
17$34,875$16,081$342,478
18$36,459$14,498$306,020
19$38,114$12,843$267,905
20$39,845$11,112$228,060
21$41,654$9,303$186,407
22$43,545$7,412$142,861
23$45,522$5,435$97,339
24$47,589$3,368$49,750
25$49,750$1,207$0

At the end of your 5-year term

Total paid over the term
$254,784
Principal paid down
$93,835
Interest paid
$160,949
Balance remaining
$674,165

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $6,720− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,736

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 KING`S QUAY REAL ESTATE INC.. MLS®/PropTx.

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