10 George Ellis Drive, Georgina, ON

Keswick North, Georgina · MLS® N14034486

$928,800
For Sale
Listed 5 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautiful and spacious 4 Bedroom & 4 Bathroom detached home in Keswick, one of Georgina's most desirable and family-friendly communities.
  • The modern open-concept kitchen features stainless steel appliances, quartz countertops and stylish soft-close cabinetry, connects to the sun-filled breakfast area...
  • The luxurious primary suite features his-and-hers walk-in closets and a spa-inspired 5-piece ensuite.
  • The professionally finished basement further extends the living space with a 2-piece bathroom, gym and theatre area, complete with rough-ins for speakers and TV cables.
  • Ideally situated close to schools, scenic parks and trails, local amenities, 404 highway, walking distance to the Lake and beaches, new opened Terry Fox memorial...

Welcome to this beautiful and spacious 4 Bedroom & 4 Bathroom detached home in Keswick, one of Georgina's most desirable and family-friendly communities. This elegant and bright two-storey Treasure Hill-built home offers 2,331 sqft. of above-grade, plus an additional 784 sqft. of professionally finished lower-level living space. The main floor features an expansive living and dining area, along with a welcoming family room where a double-sided fireplace adds warmth and comfort. The modern open-concept kitchen features stainless steel appliances, quartz countertops and stylish soft-close cabinetry, connects to the sun-filled breakfast area with a walkout to the green backyard. A convenient side entrance provides easy access to the home. The upper level offers four generously sized bedrooms and convenient laundry. The luxurious primary suite features his-and-hers walk-in closets and a spa-inspired 5-piece ensuite. The professionally finished basement further extends the living space with a 2-piece bathroom, gym and theatre area, complete with rough-ins for speakers and TV cables. Ideally situated close to schools, scenic parks and trails, local amenities, 404 highway, walking distance to the Lake and beaches, new opened Terry Fox memorial park, this exceptional home offers comfortable family living in a prime Keswick location.

Key facts

Property type
Detached, 2-Storey
MLS®
N14034486
Bedrooms
4
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
60.1 × 95.08 ft
Cross streets
Woodbine Ave & Church St
Parking
2 garage · 5 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,823 / 2026
Days on market
5
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain6.40 × 3.97 m

2 way fireplace · large window

KitchenMain2.80 × 3.85 m

b/i appliances · backsplash

Bedroom 4Second3.97 × 3.60 m

closet · picture window

Family RoomMain3.97 × 3.97 m

2 way fireplace · large window

Bedroom 2Second3.85 × 3.97 m

closet · large window

Bedroom 3Second4.15 × 3.10 m

closet · large window

Primary BedroomSecond4.27 × 4.27 m

5 pc ensuite · his and hers closets

BreakfastMain3.10 × 3.85 m

w/o to deck · sliding doors

Our TakeTeam Asgarian · Broker
A small discount is typical
$899Klikely sale price

Listed at $928,800. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $899K, if it sells. A realistic range is $842K to $1.01M.

Independent value check: $975K. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $914K and $1.02M).

Why $975K. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $6,823 a year; the typical home sold here pays about $5,300.
  • ▲ Raises it slightlyIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$842KBelow recent closings$1.01MAbove recent closings

Total price vs nearby homes. Likely closing about $899K, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$781Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
5days on market so far
$3,900/moest. rent · 56 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 18 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $413/sqft against an area asking average of $442/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $830K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.

Sold price trend

Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$930K11
November 2025$808K8
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$760K15
August 2026$849K7
September 2026$780K13

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,233/mo
$184KIncome needed
5.1×Price ÷ income
$977Weekly cost
$15,051Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,233Property tax $569Total carry $4,802

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,108per month

Mortgage amount $743,040 · 4.49% over 25 years

$185,760Down payment (20.0%)
$743,040Loan before insurance
$0CMHC premium
$4,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,108
Property tax
$569
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,051
Estimated closing costs
$15,051

Plus your down payment of $185,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,973/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,479Total interest paid
$1,232,519Total of all payments
Principal $743,040 Interest $489,479
YearPrincipalInterestBalance
1$16,581$32,719$726,459
2$17,334$31,966$709,124
3$18,121$31,179$691,003
4$18,944$30,357$672,059
5$19,804$29,496$652,254
6$20,704$28,597$631,551
7$21,644$27,657$609,907
8$22,626$26,674$587,281
9$23,654$25,647$563,627
10$24,728$24,573$538,900
11$25,850$23,450$513,050
12$27,024$22,277$486,026
13$28,251$21,050$457,775
14$29,534$19,767$428,241
15$30,875$18,426$397,366
16$32,276$17,024$365,090
17$33,742$15,559$331,348
18$35,274$14,027$296,074
19$36,876$12,425$259,198
20$38,550$10,751$220,648
21$40,300$9,001$180,348
22$42,130$7,171$138,218
23$44,043$5,258$94,176
24$46,043$3,258$48,133
25$48,133$1,168$0

At the end of your 5-year term

Total paid over the term
$246,504
Principal paid down
$90,786
Interest paid
$155,718
Balance remaining
$652,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in Keswick North$3,900/mo
$46,800Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,657 to $4,205Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in Keswick North signed at a median of $4,072 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,900. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $6,823− Insurance $1,400− Vacancy & upkeep $5,148Net operating income $33,429

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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