11 Richmond Park Drive, Georgina, ON

Keswick North, Georgina · MLS® N13815194

$1,100,000
For Sale
Listed 27 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

Location!!! Center of Keswick, Walking Distance to the Lake. Premium Lot 208 Ft deep with ravine view, 8 Yrs 2500 Sq ft new house Double Garage, 4 Bed+4Bath (2B w/ensuite Bath, 2B/semi-ensuite bath make everyone comfortable living), more than $80ks upgrades, 7 huge ungraded basement windows that make basement so Bright and around 2/3 above ground (Potential Basement Unit for Rental).

Key facts

Property type
Detached, 2-Storey
MLS®
N13815194
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
39.4 × 205.85 ft
Cross streets
The Queensway S/ Richmond Park
Parking
2 garage · 5 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$8,613 / 2025
Days on market
27
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BreakfastMain5.99 × 3.00 m

overlooks backyard · overlooks ravine · overlooks backyard

Living RoomMain5.00 × 3.45 m

hardwood floor · combined w/dining

KitchenMain6.00 × 3.00 m

Breakfast Area

Bedroom 4Second4.00 × 3.98 m

Semi Ensuite

Bedroom 2Second5.00 × 5.00 m

Ensuite Bath

Family RoomMain6.00 × 3.50 m

large window · overlooks ravine · overlooks backyard

Primary BedroomSecond6.00 × 3.65 m

ensuite bath · walk-in closet(s) · overlooks ravine

Bedroom 3Second5.00 × 4.00 m

Semi Ensuite

Dining RoomMain5.00 × 3.45 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.06Mlikely sale price

Listed at $1,100,000. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $1.06M, if it sells. A realistic range is $997K to $1.20M.

Independent value check: $1.05M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $985K and $1.10M).

Why $1.05M. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $8,613 a year; the typical home sold here pays about $5,300.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyIts lot is 39 by 206 ft; the typical lot sold here is 49 by 126.
  • ▲ Raises it slightly4 bedrooms and 4 baths, against 3+1 and 3 typically.
List price
$997KBelow recent closings$1.20MAbove recent closings

Total price vs nearby homes. Likely closing about $1.06M, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$781Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
27days on market so far
$3,900/moest. rent · 56 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 18 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $489/sqft against an area asking average of $437/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.00M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver

Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.

Sold price trend

Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$930K11
November 2025$808K8
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$760K15
August 2026$849K7
September 2026$780K13

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$219KIncome needed
5.0×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $5,013Property tax $718Total carry $5,731

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $880,000 · 4.49% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,583Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$718
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,583

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,701Total of all payments
Principal $880,000 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,362
2$20,529$37,859$839,833
3$21,462$36,926$818,371
4$22,436$35,952$795,935
5$23,455$34,933$772,480
6$24,520$33,868$747,961
7$25,633$32,755$722,328
8$26,797$31,591$695,531
9$28,013$30,375$667,517
10$29,285$29,103$638,232
11$30,615$27,773$607,617
12$32,005$26,383$575,612
13$33,458$24,930$542,153
14$34,977$23,411$507,176
15$36,566$21,822$470,610
16$38,226$20,162$432,385
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,975
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,421
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in Keswick North$3,900/mo
$46,800Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,657 to $4,205Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in Keswick North signed at a median of $4,072 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,900. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $8,613− Insurance $1,400− Vacancy & upkeep $5,148Net operating income $31,639

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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