97 Tulip Street, Georgina, ON

Keswick North, Georgina · MLS® N13876546

$945,000
For Sale
Listed 11 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this meticulously maintained, move-in-ready 4-bedroom home situated on a spacious pie-shaped lot in one of Keswick's most desirable, family-friendly...
  • Step through the elegant double front doors into a grand, open-concept foyer that creates a welcoming first impression.
  • The unfinished basement presents endless possibilities to customize and create additional living space to suit your lifestyle.
  • Driveway newly paved in 2025.
  • Convenient access to Highway 404 makes commuting a breeze.

Welcome to this meticulously maintained, move-in-ready 4-bedroom home situated on a spacious pie-shaped lot in one of Keswick's most desirable, family-friendly neighbourhoods! Backing onto an open field with no immediate rear neighbours, this beautiful property offers added privacy and a peaceful setting. The fully fenced backyard provides ample space for outdoor entertaining, gardening, and family enjoyment. Step through the elegant double front doors into a grand, open-concept foyer that creates a welcoming first impression. Inside, you'll find generously sized rooms throughout, including separate living and family rooms, offering the perfect balance of comfort, functionality, and space for entertaining family and friends. The unfinished basement presents endless possibilities to customize and create additional living space to suit your lifestyle. Driveway newly paved in 2025. Ideally situated just minutes from schools, parks, walking trails, shopping, restaurants, Keswick Library, Georgina Ice Palace, and other community amenities. Enjoy easy access to Lake Simcoe's beautiful beaches, marinas, boating, and year-round recreational activities. Convenient access to Highway 404 makes commuting a breeze! A wonderful opportunity to enjoy spacious family living, privacy, and convenience in the heart of Keswick!

Key facts

Property type
Detached, 2-Storey
MLS®
N13876546
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
44.13 × 107.73 ft
Cross streets
Metro Rd N & Tulip St
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,369 / 2026
Days on market
11
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Dining RoomMain3.36 × 3.30 m
Bedroom 3Second3.71 × 3.34 m
LaundryMain2.06 × 2.02 m

Access To Garage

KitchenMain6.65 × 2.95 m

Breakfast Area

BathroomMain1.98 × 0.85 m

2 Pc Bath

Family RoomMain5.41 × 3.34 m
Primary BedroomSecond5.66 × 3.39 m
Living RoomMain4.94 × 3.36 m

Large Window

Bedroom 2Second3.77 × 3.34 m
Bedroom 4Second3.39 × 3.29 m
FoyerMain5.21 × 4.40 m
BathroomSecond3.37 × 3.04 m

5 Pc Ensuite

BathroomSecond3.14 × 1.95 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,307/mo
$185KIncome needed
5.1×Price ÷ income
$994Weekly cost
$15,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,307Property tax $531Total carry $4,838

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,180per month

Mortgage amount $756,000 · 4.49% over 25 years

$189,000Down payment (20.0%)
$756,000Loan before insurance
$0CMHC premium
$4,711Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,180
Property tax
$531
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,711

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,375
Estimated closing costs
$15,375

Plus your down payment of $189,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,059/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$498,016Total interest paid
$1,254,016Total of all payments
Principal $756,000 Interest $498,016
YearPrincipalInterestBalance
1$16,871$33,290$739,129
2$17,637$32,524$721,493
3$18,437$31,723$703,055
4$19,275$30,886$683,781
5$20,150$30,011$663,631
6$21,065$29,096$642,566
7$22,021$28,140$620,545
8$23,021$27,140$597,524
9$24,066$26,095$573,458
10$25,159$25,002$548,299
11$26,301$23,859$521,998
12$27,495$22,665$494,503
13$28,744$21,417$465,759
14$30,049$20,112$435,710
15$31,413$18,748$404,297
16$32,839$17,321$371,458
17$34,330$15,830$337,127
18$35,889$14,271$301,238
19$37,519$12,642$263,719
20$39,222$10,938$224,497
21$41,003$9,158$183,494
22$42,865$7,296$140,629
23$44,811$5,350$95,818
24$46,846$3,315$48,973
25$48,973$1,188$0

At the end of your 5-year term

Total paid over the term
$250,803
Principal paid down
$92,369
Interest paid
$158,434
Balance remaining
$663,631

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $6,369− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,087

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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