12 Tuch Drive, Georgina, ON

Keswick North, Georgina · MLS® N14090190

$865,000
For Sale
Listed 2 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Beautiful Home in Georgina, A Must-See Opportunity.
  • This beautiful two storey home offers 4 spacious bedrooms and is situated on a large, private lot in Keswick North, Georgina.
  • The primary bedroom features a private ensuite and walk-in closet.
  • Enjoy the convenience of a neat-in kitchen overlooking a large deck and private backyard, perfect for family gatherings and outdoor entertaining.
  • Ideally located within walking distance of schools, the library, and parks, and just minutes from Lake Simcoe, beautiful beaches, and Highway 404.

Beautiful Home in Georgina, A Must-See Opportunity! An excellent opportunity for first-timehomebuyers, investors, or end users! This beautiful two storey home offers 4 spacious bedrooms and is situated on a large, private lot in Keswick North, Georgina. The home has been freshly painted and features newly installed flooring on the main floor, adding a fresh, modern touch. The primary bedroom features a private ensuite and walk-in closet. Enjoy the convenience of a neat-in kitchen overlooking a large deck and private backyard, perfect for family gatherings and outdoor entertaining. Ideally located within walking distance of schools, the library, and parks, and just minutes from Lake Simcoe, beautiful beaches, and Highway 404. Enjoy comfortable family living in a desirable community with convenient access to everyday amenities. A fantastic opportunity to own a beautiful home in Georgina!

Key facts

Property type
Detached, 2-Storey
MLS®
N14090190
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
51.5 × 138.65 ft
Cross streets
Tuch Dr And Carrick Ave.
Parking
2 garage · 6 parking (attached)
Driveway
Front Yard Parking, Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$5,915 / 2026
Days on market
2
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain5.31 × 3.41 m

Overlooks Frontyard

Bedroom 4Second3.65 × 3.30 m

walk-in closet(s) · overlooks backyard

Primary BedroomSecond5.00 × 3.60 m

4 pc ensuite · walk-in closet(s) · overlooks frontyard

RecreationBasement3.40 × 3.00 m

Unfinished

Bedroom 3Second4.67 × 3.45 m

closet · overlooks frontyard

KitchenMain5.80 × 3.30 m

w/o to deck · breakfast area · overlooks backyard

Bedroom 2Second3.45 × 3.30 m

closet · overlooks frontyard

Family RoomMain4.70 × 3.50 m

Fireplace

LaundryMain2.54 × 2.33 m

W/O To Garage

RecreationBasement7.00 × 6.50 m

Unfinished

Dining RoomMain3.92 × 3.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$861K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,942/mo
$170KIncome needed
5.1×Price ÷ income
$910Weekly cost
$13,775Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,942Property tax $493Total carry $4,435

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,826per month

Mortgage amount $692,000 · 4.49% over 25 years

$173,000Down payment (20.0%)
$692,000Loan before insurance
$0CMHC premium
$4,319Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,826
Property tax
$493
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,319

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,775
Estimated closing costs
$13,775

Plus your down payment of $173,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$455,856Total interest paid
$1,147,856Total of all payments
Principal $692,000 Interest $455,856
YearPrincipalInterestBalance
1$15,442$30,472$676,558
2$16,144$29,771$660,414
3$16,877$29,038$643,537
4$17,643$28,271$625,894
5$18,444$27,470$607,450
6$19,281$26,633$588,169
7$20,157$25,757$568,012
8$21,072$24,842$546,940
9$22,029$23,885$524,911
10$23,029$22,885$501,882
11$24,075$21,840$477,808
12$25,168$20,747$452,640
13$26,310$19,604$426,330
14$27,505$18,409$398,825
15$28,754$17,160$370,071
16$30,059$15,855$340,011
17$31,424$14,490$308,587
18$32,851$13,063$275,736
19$34,343$11,572$241,394
20$35,902$10,012$205,492
21$37,532$8,382$167,960
22$39,236$6,678$128,724
23$41,017$4,897$87,707
24$42,880$3,034$44,827
25$44,827$1,087$0

At the end of your 5-year term

Total paid over the term
$229,571
Principal paid down
$84,550
Interest paid
$145,022
Balance remaining
$607,450

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $5,915− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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