1982 Metro Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13831498

$539,900
For Sale
Listed 23 days agoNo offer date stated
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2Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Fantastic location just steps from Lake Simcoe, at a price that makes homeownership feel within reach.
  • Inside, you'll find an open concept layout with modern and rustic finishes, the living and dining area seamlessly flowing into the functional kitchen with stainless...
  • The location is hard to beat with less than a 5 minute walk to Lake Simcoe and under 10 minutes on foot to De La Salle Park.
  • With roof shingles replaced in November 2025, this home is a well maintained great opportunity for first time buyers, downsizers, or anyone looking for a detached...

Fantastic location just steps from Lake Simcoe, at a price that makes homeownership feel within reach. Welcome to 1982 Metro Rd N in Jackson's Point, a move in ready detached bungalow offering easy one level living, great outdoor space, and a relaxed lakeside lifestyle. Inside, you'll find an open concept layout with modern and rustic finishes, the living and dining area seamlessly flowing into the functional kitchen with stainless steel appliances and a breakfast bar, 2 bedrooms and a 4 piece bathroom. Outside, the property is surrounded by mature cedars and hedges providing ample privacy. Enjoy the deck, fire pit, large, insulated storage sheds, and generous driveway. The location is hard to beat with less than a 5 minute walk to Lake Simcoe and under 10 minutes on foot to De La Salle Park. The beach, golf course, marina, nearby trails, and public transit are all close by. Sutton is also just minutes away for shopping, restaurants, and everyday amenities. With roof shingles replaced in November 2025, this home is a well maintained great opportunity for first time buyers, downsizers, or anyone looking for a detached home with privacy and easy access to the lake.

Key facts

Property type
Detached, Bungalow
MLS®
N13831498
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
60.43 × 126 ft
Cross streets
Metro Rd N/Courting House Pl
Parking
6 parking
Basement
Crawl Space, Walk-Up, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,859 / 2026
Days on market
23
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

FoyerMain2.46 × 1.54 m

large window · vinyl floor

Bedroom 2Main2.41 × 2.90 m

window · laminate · laminate

FoyerMain1.83 × 2.64 m

large window · vinyl floor

Living RoomMain4.30 × 3.06 m

window · open concept · laminate

Living RoomMain4.52 × 3.18 m

large window · open concept · laminate

KitchenMain4.52 × 2.84 m

breakfast bar · laminate · window

FoyerMain
FoyerMain
FoyerMain1.54 × 2.46 m

vinyl floor · window

Living RoomMain4.27 × 3.06 m

open concept · window

Primary BedroomMain3.00 × 3.48 m

double closet · window · laminate

Living RoomMain1.83 × 2.64 m
FoyerMain1.83 × 2.64 m

large window · vinyl floor

FoyerMain
Living RoomMain4.52 × 3.18 m

laminate · window · open concept

Living RoomMain4.52 × 3.18 m

window · open concept · laminate

FoyerMain1.83 × 2.64 m

large window · vinyl floor

Living RoomMain4.52 × 3.18 m

large window · open concept · laminate

FoyerMain1.83 × 2.64 m

large window · vinyl floor

LaundryMain1.57 × 2.79 m

vinyl floor · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$474kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $527/sqft; this home lists at $600/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
540kThis home539k539k500k319kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,461/mo
$105KIncome needed
5.1×Price ÷ income
$568Weekly cost
$7,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,461Property tax $238Total carry $2,699

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,388per month

Mortgage amount $431,920 · 4.49% over 25 years

$107,980Down payment (20.0%)
$431,920Loan before insurance
$0CMHC premium
$2,626Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,388
Property tax
$238
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,626

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,273
Estimated closing costs
$7,273

Plus your down payment of $107,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,890/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,528Total interest paid
$716,448Total of all payments
Principal $431,920 Interest $284,528
YearPrincipalInterestBalance
1$9,639$19,019$422,281
2$10,076$18,582$412,205
3$10,534$18,124$401,671
4$11,012$17,646$390,659
5$11,512$17,146$379,147
6$12,035$16,623$367,113
7$12,581$16,077$354,532
8$13,152$15,506$341,379
9$13,750$14,908$327,630
10$14,374$14,284$313,256
11$15,026$13,631$298,229
12$15,709$12,949$282,521
13$16,422$12,236$266,099
14$17,168$11,490$248,931
15$17,947$10,711$230,984
16$18,762$9,896$212,222
17$19,614$9,044$192,608
18$20,504$8,154$172,104
19$21,435$7,223$150,669
20$22,409$6,249$128,260
21$23,426$5,232$104,834
22$24,490$4,168$80,345
23$25,602$3,056$54,743
24$26,764$1,894$27,979
25$27,979$679$0

At the end of your 5-year term

Total paid over the term
$143,290
Principal paid down
$52,773
Interest paid
$90,517
Balance remaining
$379,147

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $2,859− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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