47 Hall Street, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13837022

$1,849,000
For Sale
Listed 21 days agoNo offer date stated
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4Bedrooms
6Bathrooms
1Garage · 3 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 47 Hall Street, A Custom-Built Luxury Home in the Heart of Mill Pond.
  • Built in 2020, this home exudes elegance and sophistication in every detail.
  • The chef-inspired kitchen features custom cabinetry, high-end appliances, and a large centre island that flows seamlessly into the open-concept living space - perfect...
  • Additional highlights include a convenient upper-level laundry room, an elevator servicing all levels, and heated floors on both the main and lower levels.
  • Step outside to enjoy a private pool, offering the perfect space to relax and unwind.

Welcome to 47 Hall Street, A Custom-Built Luxury Home in the Heart of Mill Pond. Nestled in one of Richmond Hill's most prestigious and sought-after neighbourhoods, this custom-built masterpiece combines timeless design with modern luxury. Built in 2020, this home exudes elegance and sophistication in every detail. Step inside to find intricate wainscoting, detailed ceiling designs, and stunning crown moulding throughout. The chef-inspired kitchen features custom cabinetry, high-end appliances, and a large centre island that flows seamlessly into the open-concept living space - perfect for entertaining and family living. With 4 spacious bedrooms, each offering its own ensuite and walk-in closet, comfort and privacy are at the forefront of this home's design. The primary suite is a true retreat featuring a large walk-in closet with built-in vanity and a luxurious 6-piece spa-inspired ensuite. Additional highlights include a convenient upper-level laundry room, an elevator servicing all levels, and heated floors on both the main and lower levels. Step outside to enjoy a private pool, offering the perfect space to relax and unwind. Located just moments from scenic Mill Pond Park, top-rated schools, trails, shops, and dining - this home offers the best of luxury and location. The epitome of refined living in the heart of Mill Pond.

Key facts

Property type
Detached, 3-Storey
MLS®
N13837022
Bedrooms
4
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
33 × 97.1 ft
Cross streets
Yonge/ Major Mackenzie
Parking
1 garage · 3 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$10,000 / 2026
Days on market
21
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Great RoomBasement7.06 × 4.42 m

porcelain floor · 3 pc bath · heated floor

Bedroom 4Third7.06 × 3.36 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Family RoomMain6.70 × 3.97 m

heated floor · crown moulding · fireplace

BreakfastMain4.58 × 3.66 m

pot lights · w/o to balcony

Bedroom 3Third7.06 × 3.36 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Dining RoomMain6.70 × 3.97 m

w/o to balcony · hardwood floor · crown moulding

Primary BedroomSecond4.78 × 4.37 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

KitchenMain7.82 × 3.40 m

centre island · double sink · b/i oven

Bedroom 2Second4.58 × 4.37 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$2.05M
North Richvale
$1.46M
Westbrook
$1.58M
Observatory
$2.02M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,427/mo
$351KIncome needed
5.3×Price ÷ income
$1,945Weekly cost
$33,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,427Property tax $833Total carry $9,260

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,179per month

Mortgage amount $1,479,200 · 4.49% over 25 years

$369,800Down payment (20.0%)
$1,479,200Loan before insurance
$0CMHC premium
$9,012Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,179
Property tax
$833
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,012

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,455
Estimated closing costs
$33,455

Plus your down payment of $369,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,899/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$974,425Total interest paid
$2,453,625Total of all payments
Principal $1,479,200 Interest $974,425
YearPrincipalInterestBalance
1$33,009$65,136$1,446,191
2$34,508$63,637$1,411,682
3$36,075$62,070$1,375,607
4$37,713$60,432$1,337,894
5$39,425$58,720$1,298,469
6$41,215$56,930$1,257,254
7$43,087$55,058$1,214,167
8$45,043$53,102$1,169,124
9$47,088$51,057$1,122,036
10$49,226$48,919$1,072,810
11$51,461$46,684$1,021,349
12$53,798$44,347$967,551
13$56,240$41,905$911,310
14$58,794$39,351$852,517
15$61,463$36,682$791,053
16$64,254$33,891$726,799
17$67,171$30,974$659,628
18$70,221$27,924$589,406
19$73,410$24,735$515,997
20$76,743$21,402$439,254
21$80,227$17,918$359,027
22$83,870$14,275$275,157
23$87,678$10,467$187,479
24$91,659$6,486$95,820
25$95,820$2,325$0

At the end of your 5-year term

Total paid over the term
$490,725
Principal paid down
$180,731
Interest paid
$309,994
Balance remaining
$1,298,469

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $10,000− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,884

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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