58A Oxford Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13843766
About this home
In short
- Custom home built in 2026 at 58A Oxford Street in Richmond Hill, offering approximately 6,000 sq. ft. of finished living space on a 51.55 x 225.66 ft. lot.
- Featuring five second-floor bedrooms plus an additional bedroom in the finished basement, this spacious home offers 10-ft. ceilings on the main floor and 9-ft....
- Seven-inch-wide engineered hardwood flooring extends throughout the main and second floors.
- The gourmet kitchen features a 48-inch Viking gas stove, servery and walk-in pantry, providing ample space for meal preparation and entertaining.
- The finished basement features vinyl flooring and a separate walk-up entrance.
Custom home built in 2026 at 58A Oxford Street in Richmond Hill, offering approximately 6,000 sq. ft. of finished living space on a 51.55 x 225.66 ft. lot. Featuring five second-floor bedrooms plus an additional bedroom in the finished basement, this spacious home offers 10-ft. ceilings on the main floor and 9-ft. ceilings on both the second floor and basement level. Seven-inch-wide engineered hardwood flooring extends throughout the main and second floors. The gourmet kitchen features a 48-inch Viking gas stove, servery and walk-in pantry, providing ample space for meal preparation and entertaining. Upstairs includes three full bathrooms and conveniently located laundry, while a main-floor powder room serves guests. The finished basement features vinyl flooring and a separate walk-up entrance. Additional features include an irrigation system, alarm system with cameras, fully installed central vacuum and surround sound system with two backyard speakers. The deep backyard offers generous outdoor space, while the driveway accommodates four vehicles with no sidewalk.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13843766
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 51.55 × 225.85 ft
- Cross streets
- Oxford St & Yonge St
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,890 / 2026
- Days on market
- 19
- Listing brokerage
- ANALYST REALTY INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $849/sqft; this home lists at $797/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,710,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,986
- Property tax
- $491
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $15,477
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $71,175
- Estimated closing costs
- $71,175
Plus your down payment of $677,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $899,176
- Principal paid down
- $331,161
- Interest paid
- $568,015
- Balance remaining
- $2,379,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANALYST REALTY INC.. MLS®/PropTx.