14 Montrose Crescent, Markham, ON

Unionville, Markham · MLS® N13847706

$1,658,000
For Sale
Listed 14 days agoNo offer date stated
4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Top-Ranked Unionville Schools Original Owners Nearly 3,000 Sq.
  • Plus Finished Basement Main Floor Office Renovated Kitchen & Bath Private Landscaped Backyard Quiet Residential Street Meticulously maintained by its original...
  • The bright main level features spacious principal rooms, hardwood floors, California shutters, large windows, and a functional layout designed for everyday living and...
  • Upstairs features four generous bedrooms, including a spacious primary suite with a sitting area, walk-in closet, and 5-piece ensuite, complemented by a beautifully...
  • The finished basement adds exceptional flexibility with a large recreation room and four additional multi-purpose rooms ideal for a home office, fitness area...

Top-Ranked Unionville Schools * Original Owners * Nearly 3,000 Sq. Ft. Plus Finished Basement * Main Floor Office * Renovated Kitchen & Bath * Private Landscaped Backyard * Quiet Residential Street * Meticulously maintained by its original owners, this exceptional executive home offers nearly 3,000 sq. ft. of thoughtfully designed living space plus a finished basement in one of Unionville's most sought-after neighbourhoods. Located within walking distance to St. Justin Martyr Catholic Elementary School, Coledale Public School, St. Augustine Catholic High School, and Unionville High School. The bright main level features spacious principal rooms, hardwood floors, California shutters, large windows, and a functional layout designed for everyday living and entertaining. The updated kitchen offers ample cabinetry, generous counter space, and a sun-filled breakfast area with walkout to a beautifully landscaped, low-maintenance backyard. A main floor office provides an ideal work-from-home space, while the laundry room includes convenient access to the garage. Upstairs features four generous bedrooms, including a spacious primary suite with a sitting area, walk-in closet, and 5-piece ensuite, complemented by a beautifully renovated main bathroom. The finished basement adds exceptional flexibility with a large recreation room and four additional multi-purpose rooms ideal for a home office, fitness area, hobbies, or storage and the convenience of a 3pc. bath. Enjoy a private fenced backyard with mature landscaping, just minutes from Unionville Main Street, Angus Glen Community Centre, parks, golf courses, shopping, transit, and major highways. This move-in-ready home is yours to enjoy for years to come!

Key facts

Property type
Detached, 2-Storey
MLS®
N13847706
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
45.83 × 127.82 ft
Cross streets
Warden & Apple Creek
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,680 / 2026
Days on market
14
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

OfficeMain3.50 × 3.02 m

hardwood floor · window · california shutters

OtherBasement3.10 × 3.05 m

Laminate

Primary BedroomSecond7.30 × 4.47 m

5 pc ensuite · walk-in closet(s) · combined w/sitting

KitchenMain3.63 × 3.61 m

tile floor · eat-in kitchen · w/o to deck

Family RoomMain5.18 × 3.49 m

hardwood floor · fireplace · california shutters

Dining RoomMain4.01 × 3.52 m

hardwood floor · california shutters · window

Bedroom 2Second4.62 × 2.53 m

california shutters · window · double closet

Bedroom 3Second3.76 × 3.39 m

california shutters · window · double closet

Bedroom 4Second4.74 × 3.54 m

broadloom · window · walk-in closet(s)

RecreationBasement6.13 × 6.01 m

laminate · window · pot lights

OtherBasement3.37 × 3.34 m

laminate · pot lights · double closet

OtherBasement4.14 × 2.25 m

laminate · closet

OtherBasement3.33 × 2.74 m

laminate · formal rm

Living RoomMain4.35 × 3.37 m

hardwood floor · california shutters · sunken room

LaundryMain2.51 × 1.89 m

tile floor · window · access to garage

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.63Mlikely sale price

Listed at $1,658,000. Going by how homes in Unionville and the wider GTA have actually closed against their asking prices (about 98%, 38 local closings in 90 days), the likely sale price is near $1.63M, if it sells. A realistic range is $1.52M to $1.83M.

Independent value check: $1.66M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.55M and $1.74M).

Why $1.66M. The typical detached home sold in Unionville over the past year went for about $1.68M (127 sales). What sets this one apart:

  • ▲ Raises it slightlyThe listing presents it as a home to renovate or rebuild.
List price
$1.52MBelow recent closings$1.83MAbove recent closings

Total price vs nearby homes. Likely closing about $1.63M, from 38 recent closings in this pocket.

The market behind the math:

38sold nearby · 90 days
$1.68Mmedian sold price
99%of asking, on average
−3%prices vs a year ago
~18 dayshomes like this take to sell
14days on market so far
$4,294/moest. rent · 81 leases
3.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 18 detached homes for sale in the area against 38 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $603/sqft against an area asking average of $671/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 38 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.58M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 38 comparable homes that sold in Unionville over the past two years, from 230 closings there.

What sellers nearby are askingCurrently listed nearby in Unionville · asking prices
$2.12Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $713/sqft; this home lists at $603/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.66MThis home2.19M2.16M2.00M2.15MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Unionville: $1.70M in September 2026, down 7% from a year ago, on 126 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.76M8
November 2025$1.84M9
December 2025$1.78M9
January 2026$1.63M10
March 2026$1.68M12
April 2026$1.59M19
May 2026$1.69M9
June 2026$1.75M16
July 2026$1.73M5
August 2026$1.60M19
September 2026$1.70M10

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Angus Glen
$1.66M
Markville
$1.00M
Berczy
$1.70M
Milliken Mills West
$1.40M
Milliken Mills East
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,557/mo
$314KIncome needed
5.3×Price ÷ income
$1,744Weekly cost
$29,635Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,557Property tax $723Total carry $8,280

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,334per month

Mortgage amount $1,326,400 · 4.49% over 25 years

$331,600Down payment (20.0%)
$1,326,400Loan before insurance
$0CMHC premium
$8,057Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,334
Property tax
$723
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,057

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,635
Estimated closing costs
$29,635

Plus your down payment of $331,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,877/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$873,768Total interest paid
$2,200,168Total of all payments
Principal $1,326,400 Interest $873,768
YearPrincipalInterestBalance
1$29,600$58,407$1,296,800
2$30,944$57,063$1,265,857
3$32,349$55,658$1,233,508
4$33,817$54,189$1,199,691
5$35,353$52,654$1,164,338
6$36,958$51,049$1,127,381
7$38,636$49,371$1,088,745
8$40,390$47,617$1,048,355
9$42,224$45,783$1,006,131
10$44,141$43,866$961,989
11$46,145$41,861$915,844
12$48,240$39,766$867,604
13$50,431$37,576$817,173
14$52,721$35,286$764,452
15$55,114$32,892$709,338
16$57,617$30,390$651,721
17$60,233$27,774$591,489
18$62,968$25,039$528,521
19$65,826$22,180$462,695
20$68,815$19,191$393,879
21$71,940$16,067$321,940
22$75,206$12,801$246,734
23$78,621$9,386$168,113
24$82,190$5,816$85,922
25$85,922$2,084$0

At the end of your 5-year term

Total paid over the term
$440,034
Principal paid down
$162,062
Interest paid
$277,972
Balance remaining
$1,164,338

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 81 whole-home leases in Unionville$4,294/mo
$51,528Gross annual rent
2.2%Cap rate after taxes and upkeep
$4,080 to $4,530Typical rent range
~36 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 81 whole-home leases in Unionville signed at a median of $4,178 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,294. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $8,680− Insurance $1,400− Vacancy & upkeep $5,668Net operating income $35,780

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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