Pasadena Drive
21.3 km Away2026
Sign In To See The Price431-415 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13850764
$548,000
For SaleListed 38 Days Ago
Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.
2BedroomsBeds
2BathroomsBaths
1Garage
800-899Sq ft
Listed By Sutton Group-Admiral Realty Inc.
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Key Facts
- Property type
- Condo Apartment, Apartment
- Basement
- None
- Parking
- 1 garage (underground)
- Property tax
- $4,473 / 2025
- Offer date
- None stated
- Cross streets
- Big Bay Point Rd To Friday Drive
- Days on market
- 38
- Maintenance
- $572/mo
All Facts And 6 Rooms, Floor By Floor
- Property type
- Condo Apartment, Apartment
- MLS®
- N13850764
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800-899 sq ft
- Cross streets
- Big Bay Point Rd To Friday Drive
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Other
- Roof
- Other
- Maintenance
- $572/mo
- Exposure
- North East
- Property tax
- $4,473 / 2025
- Days on market
- 38
- Offer date
- None stated
- Listing brokerage
- Sutton Group-Admiral Realty Inc.
Dining RoomMain0.00 × 0.00 m
combined w/kitchen · centre island · breakfast bar
FoyerMain1.62 × 2.49 m
open concept · closet · laminate
Living RoomMain3.95 × 3.80 m
combined w/dining · overlooks pool · w/o to balcony
KitchenMain3.42 × 2.49 m
stainless steel appl · quartz counter · open concept
Bedroom 2Main2.69 × 3.62 m
4 pc bath · closet · overlooks pool
Primary BedroomMain2.98 × 4.81 m
3 pc ensuite · closet · overlooks pool
About This Home
From The Listing Description By Sutton Group-Admiral Realty Inc.
In short
- WELCOME TO RESORT-STYLE LIVING AT FRIDAY HARBOUR.
- 415 Sea Ray Ave, Unit 431.
- This stunning condo offers breathtaking views overlooking the outdoor in ground pool, along with a bright, sun-filled interior and a spacious balcony-this perfect...
- Soaring 10-foot ceilings.
- Bright, open-concept living space.
Read The Full Description
WELCOME TO RESORT-STYLE LIVING AT FRIDAY HARBOUR! 415 Sea Ray Ave, Unit 431. Escape the hustle and bustle of the city and step into your own private retreat at Friday Harbour! This stunning condo offers breathtaking views overlooking the outdoor in ground pool, along with a bright, sun-filled interior and a spacious balcony-this perfect place to relax, unwind, and enjoy the resort lifestyle. Property Highlights: Modern chef-inspired kitchen. Elegant quartz countertops. Centre-hall floor plan with bedrooms thoughtfully positioned on either side. 2 luxurious, spa-inspired bathrooms. Soaring 10-foot ceilings. Floor-to-ceiling picture windows. Bright, open-concept living space. Private balcony with beautiful views. Resort-style amenities and grounds. Friday Harbour is truly a gem, surrounded by beautiful natural landscapes, an incredible golf course, waterfront experiences, and so much more. Whether you're looking for a peaceful getaway, a weekend escape, or a place to enjoy resort-style living year-round. Unit 431 is ready to impress. Come see tis dreamy condo for yourself!
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.Ask and recent sales differ
$665Kautomated estimate, from recent sales
Listed at $548,000, about 18% below our estimate of $665K (homes like it typically land between $618K and $699K).
List price
$548KBelow our range$699KAbove our range
Total price vs nearby homes. Fair value about $665K, learned from recent GTA sales.
The market behind the math, in Rural Innisfil
3sold nearby · 90 days
38days on market so far
$2,397/moest. rent · 8 leases
5.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market
About 31 months of inventory: 31 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $645/sqft against an area asking average of $649/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $451K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($645/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 25 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.
Own A Home Nearby?
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Sea Ray Avenue. Signed-in members see each price, verified against board records.
Cundles Road West
15.8 km Away2019
Sign In To See The PriceOther Homes For Sale In Rural Innisfil
For sale in Rural Innisfil now · asking prices
How This Price Compares
$547kavg asking
Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.
403-415 Sea Ray Avenue $647/sqft$550kG16-415 Sea Ray Avenue $635/sqft$540kG36-415 Sea Ray Avenue $508/sqft$559k205-415 Sea Ray Avenue $599/sqft$569k413-375 Sea Ray Avenue $612/sqft$520k
Per square foot, these ask about $600/sqft; this home lists at $645/sqft.
The 5 closest in price of 46 for sale in Rural Innisfil.
See all comparable homesNeighbourhood & Location
Rural Innisfil, Innisfil, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
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Affordability & Mortgage
Estimated Mortgage
$2,498/mo
$122KIncome needed
4.5×Price ÷ income
$576Weekly cost
$7,435Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 73% of the monthly costMortgage $2,498Property tax $373Condo fee $572Total carry $3,443
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$2,448per month
Mortgage amount $438,400 · 4.59% over 25 years
$109,600Down payment (20.0%)
$438,400Loan before insurance
$0CMHC premium
$3,393Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,448
- Property tax
- $373
- Condo / maintenance fees
- $572
- Heating
- $0
- Estimated monthly cost
- $3,393
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,435
- Estimated closing costs
- $7,435
Plus your down payment of $109,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$2,960/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$296,122Total interest paid
$734,522Total of all payments
Principal $438,400 Interest $296,122
YearPrincipalInterestBalance
1$9,648$19,733$428,752
2$10,095$19,285$418,657
3$10,564$18,817$408,093
4$11,055$18,326$397,038
5$11,568$17,813$385,471
6$12,105$17,276$373,366
7$12,667$16,714$360,699
8$13,255$16,126$347,444
9$13,870$15,511$333,574
10$14,514$14,867$319,060
11$15,188$14,193$303,871
12$15,893$13,488$287,978
13$16,631$12,750$271,347
14$17,403$11,978$253,944
15$18,211$11,170$235,733
16$19,057$10,324$216,676
17$19,941$9,439$196,735
18$20,867$8,514$175,867
19$21,836$7,545$154,031
20$22,850$6,531$131,182
21$23,911$5,470$107,271
22$25,021$4,360$82,250
23$26,182$3,199$56,068
24$27,398$1,983$28,670
25$28,670$711$0
At the end of your 5-year term
- Total paid over the term
- $146,904
- Principal paid down
- $52,929
- Interest paid
- $93,975
- Balance remaining
- $385,471
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 431-415 Sea Ray Avenue
What is the asking price for 431-415 Sea Ray Avenue?
It is listed at $548,000.
How many bedrooms and bathrooms does 431-415 Sea Ray Avenue have?
2 bedrooms, and 2 bathrooms.
How big is 431-415 Sea Ray Avenue?
The listing gives 800-899 sq ft of living space.
Does 431-415 Sea Ray Avenue have parking?
1 garage space.
What are the property taxes on 431-415 Sea Ray Avenue?
$4,473 a year, for 2025.
Is there an offer date for 431-415 Sea Ray Avenue?
The listing does not state an offer date.
When was 431-415 Sea Ray Avenue listed?
It came on the market on October 1, 2026.
Who is the listing brokerage for 431-415 Sea Ray Avenue?
Sutton Group-Admiral Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 431-415 Sea Ray Avenue?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Sutton Group-Admiral Realty Inc. MLS®/PropTx.