603-40 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13856844

$485,000
For Sale
Listed 16 days agoNo offer date stated
1+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Suite 603 offers approximately 1,025 sq ft of bright, well-planned living space with 1 bedroom plus solarium, 1.5 bathrooms, and peaceful north-northwest views over...
  • The spacious primary bedroom features a walk-in closet and a 5-piece ensuite with corner soaker tub and separate shower.
  • Residents enjoy resort-style amenities including 24-hour gatehouse security, an indoor pool, sauna, fitness centre, squash court, party room, and games room.
  • Minutes to Richmond Hill GO, Hillcrest Mall, and Highways 404 and 407.
  • A rare opportunity to own a suite in a quiet, secure building with on-site management and spectacular views.

Welcome to The Dynasty at 40 Harding Blvd W, one of Richmond Hill's most established condo communities, just off Yonge Street and Major Mackenzie Drive. Suite 603 offers approximately 1,025 sq ft of bright, well-planned living space with 1 bedroom plus solarium, 1.5 bathrooms, and peaceful north-northwest views over landscaped gardens and mature trees. The open-concept living and dining room is framed by floor-to-ceiling windows and finished in warm wood-look laminate, with space for a full dining suite and easy entertaining. The kitchen offers granite countertops and generous cabinetry. The 180 sq ft solarium is the showpiece: a sun-filled, year-round room with walkouts from both the living room and bedroom, ideal as a home office, den, breakfast room, or a quiet place to watch the sunset. The spacious primary bedroom features a walk-in closet and a 5-piece ensuite with corner soaker tub and separate shower. A 2-piece powder room for guests, a proper foyer, and a large ensuite laundry room with extra storage complete the layout. Residents enjoy resort-style amenities including 24-hour gatehouse security, an indoor pool, sauna, fitness centre, squash court, party room, and games room. One parking space included #61. Maintenance fee's include Heating, Hydro, Water, Cable TV, CAC, Building Insurance, Parking, Common Elements. Walk to Yonge Street shops and restaurants, Viva and YRT transit, Mackenzie Richmond Hill Hospital, Richmond Hill Central Library, and Mill Pond Park. Minutes to Richmond Hill GO, Hillcrest Mall, and Highways 404 and 407. A rare opportunity to own a suite in a quiet, secure building with on-site management and spectacular views.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
N13856844
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Yonge and Major Mackenzie
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$955/mo
Exposure
North West
Property tax
$2,401 / 2026
Days on market
16
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

KitchenMain3.38 × 2.62 m
SolariumMain5.49 × 3.73 m
Dining RoomMain3.65 × 2.64 m
LaundryMain3.41 × 1.62 m
Living RoomMain4.55 × 3.61 m
Primary BedroomMain4.65 × 3.28 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$574kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $542/sqft; this home lists at $441/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
485kThis home529k628k535k530k648kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$514K
Crosby
$905K
Observatory
$550K
Langstaff
$518K
South Richvale
$655K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,210/mo
$112KIncome needed
4.3×Price ÷ income
$510Weekly cost
$6,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,210Property tax $200Condo fee $955Total carry $3,366

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,145per month

Mortgage amount $388,000 · 4.49% over 25 years

$97,000Down payment (20.0%)
$388,000Loan before insurance
$0CMHC premium
$3,300Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,145
Property tax
$200
Condo / maintenance fees
$955
Heating
$0
Estimated monthly cost
$3,300

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,175
Estimated closing costs
$6,175

Plus your down payment of $97,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,597/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$255,596Total interest paid
$643,596Total of all payments
Principal $388,000 Interest $255,596
YearPrincipalInterestBalance
1$8,659$17,085$379,341
2$9,052$16,692$370,290
3$9,463$16,281$360,827
4$9,892$15,852$350,935
5$10,341$15,402$340,594
6$10,811$14,933$329,783
7$11,302$14,442$318,481
8$11,815$13,929$306,666
9$12,351$13,392$294,314
10$12,912$12,832$281,402
11$13,498$12,245$267,904
12$14,111$11,632$253,792
13$14,752$10,992$239,040
14$15,422$10,322$223,618
15$16,122$9,622$207,496
16$16,854$8,890$190,642
17$17,619$8,124$173,023
18$18,419$7,324$154,604
19$19,256$6,488$135,348
20$20,130$5,614$115,218
21$21,044$4,700$94,174
22$21,999$3,744$72,175
23$22,998$2,746$49,177
24$24,042$1,701$25,134
25$25,134$610$0

At the end of your 5-year term

Total paid over the term
$128,719
Principal paid down
$47,406
Interest paid
$81,313
Balance remaining
$340,594

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.4%
Gross yield
− Property tax $2,401− Condo fees $11,464− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,847

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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