70-190 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13857532

$1,068,000
For Sale
Listed 17 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
1Garage · 2 parking
2250-2499Sq ft

About this home

In short

  • Rarely does a home like this come to market.
  • Offering over 3,500 sq. ft. of living space, this exceptionally spacious and wide residence delivers the comfort and feel of a detached home with the convenience of...
  • Enjoy the privacy of a peaceful, family-friendly setting along with your own private backyard, three parking spaces, and ample visitor parking just steps away.
  • A major highlight is the walkout basement with a separate private entrance, providing incredible flexibility for an extended family, guests, home office, recreation...

Rarely does a home like this come to market! Discover an extraordinary combination of space, privacy, character, and location in one of Richmond Hill's most desirable communities. Offering over 3,500 sq. ft. of living space, this exceptionally spacious and wide residence delivers the comfort and feel of a detached home with the convenience of condo living. From the moment you step inside, you'll notice the abundance of natural light, impressive room sizes, and an open, functional layout designed for comfortable everyday living and effortless entertaining. Beautiful three-sided views enhance the bright and airy atmosphere throughout the home. Enjoy the privacy of a peaceful, family-friendly setting along with your own private backyard, three parking spaces, and ample visitor parking just steps away. The location is exceptional - within minutes of Hillcrest Mall, Yonge Street, Mackenzie Health, parks, swimming facilities, public transit, medical offices, schools, restaurants, and everyday amenities. A major highlight is the walkout basement with a separate private entrance, providing incredible flexibility for an extended family, guests, home office, recreation space, or additional living area. The interior showcases warm architectural character and distinctive Persian-inspired design elements, creating a home with personality, elegance, and charm that stands apart from typical properties on the market. Exceptional space. Incredible location. Rare privacy. A home with character that truly needs to be experienced in person. Seeing is believing - book your private showing today and discover what makes this home truly special. At the Buyer's request, the basement will be freshly painted by the Seller, and all furnishings and decorative items will be removed prior to closing. Some photos have been enhanced with AI.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
N13857532
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2250-2499 sq ft
Cross streets
Yonge/ Major Mack/ Harding
Parking
1 garage · 2 parking (built-in)
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$883/mo
Exposure
South West
Property tax
$4,834 / 2026
Days on market
17
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

KitchenBasement4.00 × 2.80 m

Ceramic Floor

Living RoomMain4.40 × 2.15 m

hardwood floor · marble fireplace · french doors

Bedroom 4Second4.15 × 2.40 m

hardwood floor · closet

BedroomBasement4.50 × 2.60 m

laminate · walk-in closet(s)

Living RoomBasement10.45 × 3.50 m

laminate · walk-out

Primary BedroomSecond5.20 × 4.25 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

KitchenMain4.60 × 3.00 m

stone floor · family size kitchen · bay window

Bedroom 3Second3.90 × 3.10 m

hardwood floor · closet

Dining RoomMain2.00 × 2.15 m

hardwood floor · formal rm · french doors

Bedroom 2Second3.30 × 2.60 m

hardwood floor · closet

Living RoomMain8.10 × 3.30 m

hardwood floor · bay window · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$922kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $606/sqft; this home lists at $450/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.07MThis home980k870k1.03M880k850kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$659K
Observatory
$684K
Langstaff
$646K
Westbrook
$912K
Doncrest
$961K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,868/mo
$218KIncome needed
4.9×Price ÷ income
$1,123Weekly cost
$17,835Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,868Property tax $403Condo fee $883Total carry $6,153

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,724per month

Mortgage amount $854,400 · 4.49% over 25 years

$213,600Down payment (20.0%)
$854,400Loan before insurance
$0CMHC premium
$6,010Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,724
Property tax
$403
Condo / maintenance fees
$883
Heating
$0
Estimated monthly cost
$6,010

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,835
Estimated closing costs
$17,835

Plus your down payment of $213,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,718/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$562,837Total interest paid
$1,417,237Total of all payments
Principal $854,400 Interest $562,837
YearPrincipalInterestBalance
1$19,067$37,623$835,333
2$19,932$36,757$815,401
3$20,837$35,852$794,564
4$21,783$34,906$772,781
5$22,772$33,917$750,008
6$23,806$32,883$726,202
7$24,887$31,802$701,314
8$26,017$30,672$675,297
9$27,199$29,491$648,099
10$28,433$28,256$619,665
11$29,724$26,965$589,941
12$31,074$25,615$558,867
13$32,485$24,205$526,382
14$33,960$22,730$492,422
15$35,502$21,188$456,920
16$37,114$19,576$419,806
17$38,799$17,891$381,007
18$40,560$16,129$340,447
19$42,402$14,287$298,045
20$44,327$12,362$253,717
21$46,340$10,350$207,377
22$48,444$8,245$158,933
23$50,644$6,046$108,290
24$52,943$3,747$55,347
25$55,347$1,343$0

At the end of your 5-year term

Total paid over the term
$283,447
Principal paid down
$104,392
Interest paid
$179,056
Balance remaining
$750,008

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,650/mo
$91,800Gross annual rent
6.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.6%
Gross yield
− Property tax $4,834− Condo fees $10,596− Insurance $600− Vacancy & upkeep $10,098Net operating income $65,672

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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