82 Centre Street, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13865488
About this home
In short
- Opportunity to own a classic century Detached Home on a Premium 80 x 160 Ft Lot with 2 1/2 Storey, On Prime Location in the Heart of Richmond Hill Along Yonge St.
- Combining timeless classic charm with extensive modern upgrades, this property features a long driveway with parking for up to 8 vehicles and a Detached Double-Car...
- Timeless architectural details and high baseboards, seamlessly paired with upgrades and a finished basement with above-grade windows.
- (2026)Main floor bathroom completely renovated, second floor and basement washrooms updated with new vanities and modern mirrors.
- Most windows are newly upgraded (2026).
Opportunity to own a classic century Detached Home on a Premium 80 x 160 Ft Lot with 2 1/2 Storey, On Prime Location in the Heart of Richmond Hill Along Yonge St. Combining timeless classic charm with extensive modern upgrades, this property features a long driveway with parking for up to 8 vehicles and a Detached Double-Car Garage. Timeless architectural details and high baseboards, seamlessly paired with upgrades and a finished basement with above-grade windows. Second-Floor terrace deck overlooking a large, functional backyard also with direct stair access down to the backyard-perfect for entertaining. Deep Backyard green space equipped with a storage room. (2026)Main floor bathroom completely renovated, second floor and basement washrooms updated with new vanities and modern mirrors. Most windows are newly upgraded (2026). Major mechanicals already done: Roof (2021), Furnace (2022), and Hot Water Tank (2020). Premium vinyl flooring and modern pot lights running through the main floor, second floor, and basement. Freshly painted throughout making the home completely move-in ready. Close To All Amenities. Walk To Yonge Street Shops, Richmond Hill Centre For The Performing Arts, Viva Transit & Newkirk Go Station. Steps To Elgin Barrow Arena Complex, Richmond Hill Lawn Bowling & Tennis Courts.Home Inspection available.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- N13865488
- Bedrooms
- 5
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 80 × 167 ft
- Cross streets
- Centre St E/Yonge
- Parking
- 2 garage · 10 parking (detached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $8,126 / 2026
- Days on market
- 13
- Listing brokerage
- HOMELIFE/BAYVIEW REALTY INC.
Rooms
large window · pot lights · vinyl floor
window · closet · vinyl floor
large window · pot lights · vinyl floor
window · closet · vinyl floor
large window · fireplace · pot lights
window · closet · broadloom
granite counters · pot lights · ceramic floor
window · closet · vinyl floor
window · closet · broadloom
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $687/sqft; this home lists at $680/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $952,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,264
- Property tax
- $677
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,941
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,275
- Estimated closing costs
- $20,275
Plus your down payment of $238,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $315,826
- Principal paid down
- $116,317
- Interest paid
- $199,509
- Balance remaining
- $835,683
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.