27182 Woodbine Avenue, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13866014

$574,999
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Welcome to this charming bungalow just steps from the shores of Lake Simcoe.
  • Move in and enjoy as-is, or renovate and customize to suit your style.

Welcome to this charming bungalow just steps from the shores of Lake Simcoe! Offering three bedrooms and one bathroom, this cozy home is an excellent opportunity for first-time home buyers, downsizers, or investors. Enjoy your morning coffee on the front deck or unwind in the evening on the back deck overlooking the large, fully fenced backyard, perfect for children, pets, and entertaining. Move in and enjoy as-is, or renovate and customize to suit your style. Embrace lakeside living with easy access to the water for paddleboarding, kayaking, swimming, or simply relaxing while taking in the beautiful views. A fantastic opportunity to own an affordable home in a desirable lakeside community!

Key facts

Property type
Detached, Bungalow
MLS®
N13866014
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
52.96 × 182 ft
Cross streets
Lake Dr N & Woodbine Ave
Parking
6 parking
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,615 / 2026
Days on market
13
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Bedroom 3Main2.75 × 3.60 m

closet · window · broadloom

Living RoomMain5.00 × 5.57 m

hardwood floor · ceiling fan(s) · window

FoyerMain1.76 × 2.08 m

tile floor · w/o to deck

KitchenMain5.69 × 3.97 m

hardwood floor · w/o to deck · eat-in kitchen

Bedroom 2Main2.56 × 3.87 m

closet · window · broadloom

Primary BedroomMain2.75 × 3.60 m

closet · window · ceiling fan(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$554Klikely sale price

Listed at $574,999. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 16 local closings in 90 days), the likely sale price is near $554K, if it sells. A realistic range is $519K to $625K.

Independent value check: $531K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $498K and $557K).

Why $531K. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,615 a year; the typical home sold here pays about $4,800.
  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers it3 bedrooms and 1 baths, against 3+1 and 2 typically.
  • ▼ Lowers it0 garage and 6 total parking spaces, against 2 and 8 typically.
List price
$519KBelow recent closings$625KAbove recent closings

Total price vs nearby homes. Likely closing about $554K, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$834Kmedian sold price
92%of asking, on average
−3%prices vs a year ago
~32 dayshomes like this take to sell
13days on market so far
$2,238/moest. rent · 28 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 5 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $639/sqft against an area asking average of $714/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $581K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($639/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 16 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 132 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$503kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $559/sqft; this home lists at $639/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
575kThis home599k400k375k639kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Georgina: $793K in September 2026, up 1% from a year ago, on 529 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$798K53
November 2025$795K40
December 2025$800K27
January 2026$800K18
February 2026$820K25
March 2026$796K44
April 2026$779K44
May 2026$790K57
June 2026$802K77
July 2026$800K60
August 2026$820K40
September 2026$793K44

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Sutton & Jackson's Point
$707K
Keswick South
$860K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,621/mo
$113KIncome needed
5.1×Price ÷ income
$605Weekly cost
$7,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,621Property tax $301Total carry $2,922

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,543per month

Mortgage amount $459,999 · 4.49% over 25 years

$115,000Down payment (20.0%)
$459,999Loan before insurance
$0CMHC premium
$2,845Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,543
Property tax
$301
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,845

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Estimated closing costs
$7,975

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,078/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$303,025Total interest paid
$763,024Total of all payments
Principal $459,999 Interest $303,025
YearPrincipalInterestBalance
1$10,265$20,256$449,734
2$10,731$19,790$439,003
3$11,219$19,302$427,784
4$11,728$18,793$416,056
5$12,260$18,261$403,796
6$12,817$17,704$390,979
7$13,399$17,122$377,580
8$14,007$16,514$363,572
9$14,643$15,878$348,929
10$15,308$15,213$333,621
11$16,003$14,518$317,617
12$16,730$13,791$300,887
13$17,490$13,031$283,398
14$18,284$12,237$265,114
15$19,114$11,407$246,000
16$19,982$10,539$226,019
17$20,889$9,632$205,130
18$21,837$8,684$183,293
19$22,829$7,692$160,464
20$23,865$6,656$136,598
21$24,949$5,572$111,650
22$26,082$4,439$85,568
23$27,266$3,255$58,302
24$28,504$2,017$29,798
25$29,798$723$0

At the end of your 5-year term

Total paid over the term
$152,605
Principal paid down
$56,203
Interest paid
$96,401
Balance remaining
$403,796

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Historic Lakeshore Communities$2,238/mo
$26,856Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,068 to $2,439Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Historic Lakeshore Communities signed at a median of $2,253 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,238. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $3,615− Insurance $1,400− Vacancy & upkeep $2,954Net operating income $18,887

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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