761 CHURCHILL Lane, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N14031534

$639,000
For Sale
Listed 5 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Stunning Turnkey Bungalow with Private Lake Simcoe Access.
  • The heart of the home is the open-concept living, dining, and kitchen area, featuring stunning quartz countertops including a large breakfast island, and sleek...
  • Escape to the spectacular primary bedroom retreat, boasting soaring vaulted ceilings, dual closets, and a spa-inspired 5-piece ensuite.
  • Additional upgrades include updated flooring throughout, modern smart switches, a new furnace, and on-demand hot water (rental).
  • Enjoy easy access to schools, shopping, and the 404 extension for a seamless commute.

Stunning Turnkey Bungalow with Private Lake Simcoe Access!Welcome to single-level luxury living in this completely renovated 3-bedroom, 2-bathroom bungalow. Every detail has been thoughtfully updated, offering a modern, move-in-ready experience. The heart of the home is the open-concept living, dining, and kitchen area, featuring stunning quartz countertops including a large breakfast island, and sleek stainless steel appliances-perfect for entertaining.Escape to the spectacular primary bedroom retreat, boasting soaring vaulted ceilings, dual closets, and a spa-inspired 5-piece ensuite. Enjoy your morning coffee by stepping directly from the primary suite into the fully fenced backyard.Practicality meets style with a covered front porch leading into an oversized attached garage (with rear man door to the yard). Additional upgrades include updated flooring throughout, modern smart switches, a new furnace, and on-demand hot water (rental). The exterior is equally impressive with a large garden shed and plenty of privacy.Located for an exceptional lifestyle, this property includes private community access to Lake Simcoe and is just minutes from Willow Beach Waterfront Park. Enjoy easy access to schools, shopping, and the 404 extension for a seamless commute. Don't miss out on this gem!

Key facts

Property type
Detached, Bungalow
MLS®
N14031534
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 150 ft
Cross streets
Metro Rd N & Kennedy Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,843 / 2025
Days on market
5
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Utility RoomMain2.40 × 2.40 m
Living RoomMain3.90 × 3.30 m

hardwood floor · 3 pc bath

LaundryMain0.90 × 0.80 m

Hardwood Floor

KitchenMain4.30 × 3.30 m

hardwood floor · quartz counter · stainless steel appl

Bedroom 3Main3.65 × 2.40 m

hardwood floor · closet · window

BathroomMain1.80 × 1.50 m

tile floor · 3 pc bath · window

Primary BedroomMain4.30 × 3.90 m

hardwood floor · 5 pc ensuite · sliding doors

Bedroom 2Main3.65 × 2.40 m

hardwood floor · closet · window

Dining RoomMain1.81 × 3.30 m

hardwood floor · window

BathroomMain1.80 × 2.10 m

Tile Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$487kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $542/sqft; this home lists at $710/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
639kThis home599k575k400k375kThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$707K
Keswick North
$960K
Virginia
$683K
Keswick South
$861K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,912/mo
$122KIncome needed
5.2×Price ÷ income
$672Weekly cost
$9,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,912Property tax $237Total carry $3,149

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,827per month

Mortgage amount $511,200 · 4.49% over 25 years

$127,800Down payment (20.0%)
$511,200Loan before insurance
$0CMHC premium
$3,063Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,827
Property tax
$237
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,063

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,255
Estimated closing costs
$9,255

Plus your down payment of $127,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,421/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,754Total interest paid
$847,954Total of all payments
Principal $511,200 Interest $336,754
YearPrincipalInterestBalance
1$11,408$22,510$499,792
2$11,926$21,992$487,866
3$12,467$21,451$475,399
4$13,033$20,885$462,366
5$13,625$20,293$448,741
6$14,244$19,674$434,497
7$14,890$19,028$419,607
8$15,567$18,352$404,040
9$16,273$17,645$387,767
10$17,012$16,906$370,755
11$17,785$16,134$352,970
12$18,592$15,326$334,378
13$19,436$14,482$314,942
14$20,319$13,599$294,623
15$21,241$12,677$273,382
16$22,206$11,712$251,176
17$23,214$10,704$227,962
18$24,268$9,650$203,694
19$25,370$8,548$178,324
20$26,522$7,396$151,803
21$27,726$6,192$124,077
22$28,985$4,933$95,092
23$30,301$3,617$64,791
24$31,677$2,242$33,115
25$33,115$803$0

At the end of your 5-year term

Total paid over the term
$169,591
Principal paid down
$62,459
Interest paid
$107,132
Balance remaining
$448,741

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $2,843− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,243

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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