34 Della Street, Georgina, ON
Virginia, Georgina · MLS® N13879036
About this home
In short
- Attention Builders & Investors.
- A prime opportunity to build a dream home near the lake.
- Steps from Lake Simcoe, this cleared 50 x 150 ft lot isready for construction & comes with plans for a detached double-garage 3-bedroom bungalow.
- The location provides a quick 25-minute drive to Highway 404, making an effortless commute to & from the GTA.
Attention Builders & Investors! A prime opportunity to build a dream home near the lake! Steps from Lake Simcoe, this cleared 50 x 150 ft lot isready for construction & comes with plans for a detached double-garage 3-bedroom bungalow. Building Permits are approved & available. TheSeller is open to being contracted for the construction of the dwelling and is also willing to consider construction financing. Nestled on a quietcul-de-sac, the property offers both privacy & practicality, a private beachfront community and is just minutes from key amenities such as amarina, boat launch, restaurant, Lake Simcoe Ferry & local business centre. With hydro & natural gas available at the property line, thegroundwork is set for building. The location provides a quick 25-minute drive to Highway 404, making an effortless commute to & from the GTA.
Key facts
- Property type
- Other, Other
- MLS®
- N13879036
- Lot
- 50 × 150 ft
- Cross streets
- Virginia Blvd & Black River Rd
- Driveway
- Private
- Sewer
- None
- Property tax
- $2,149 / 2025
- Days on market
- 10
- Listing brokerage
- KELLER WILLIAMS REALTY CENTRES
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Virginia, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $719,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,981
- Property tax
- $179
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,160
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,475
- Estimated closing costs
- $14,475
Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,860
- Principal paid down
- $87,971
- Interest paid
- $150,889
- Balance remaining
- $632,029
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.