34 Della Street, Georgina, ON
Virginia, Georgina · MLS® N14089344
About this home
In short
- Attention Builders & Investors.
- A prime opportunity to build a dream home near the lake.
- Steps from Lake Simcoe, this cleared 50 x 150 ft lot is ready for construction & comes with plans for a detached double-garage 3-bedroom bungalow.
- The location provides a quick 25-minute drive to Highway 404, making an effortless commute to & from the GTA.
Attention Builders & Investors! A prime opportunity to build a dream home near the lake! Steps from Lake Simcoe, this cleared 50 x 150 ft lot is ready for construction & comes with plans for a detached double-garage 3-bedroom bungalow. Building Permits have been approved for this beautiful new home! The Seller is open to being contracted for the construction of the dwelling and is also willing to consider offering construction financing. Nestled on a quiet cul-de-sac, the property offers both privacy & practicality, a private beachfront community and is just minutes from key amenities such as a marina, boat launch, restaurant, Lake Simcoe Ferry & local business centre. With hydro & natural gas available at the property line, the groundwork is set for building. The location provides a quick 25-minute drive to Highway 404, making an effortless commute to & from the GTA.
Key facts
- Property type
- Other, Other
- MLS®
- N14089344
- Lot
- 50 × 150 ft
- Cross streets
- Virginia Blvd & Black River Rd
- Driveway
- Private
- Property tax
- $2,149 / 2025
- Days on market
- 3
- Listing brokerage
- KELLER WILLIAMS REALTY CENTRES
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $334K, which is where my estimate comes from.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for homes in Georgina: $775K in September 2026, up 2% from a year ago, on 607 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $780K | 61 |
| November 2025 | $765K | 50 |
| December 2025 | $760K | 28 |
| January 2026 | $783K | 20 |
| February 2026 | $820K | 27 |
| March 2026 | $785K | 51 |
| April 2026 | $755K | 50 |
| May 2026 | $785K | 59 |
| June 2026 | $775K | 87 |
| July 2026 | $780K | 71 |
| August 2026 | $800K | 50 |
| September 2026 | $775K | 53 |
Neighbourhood & location
Virginia, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $264,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,460
- Property tax
- $179
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,639
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,425
- Estimated closing costs
- $3,425
Plus your down payment of $66,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $87,582
- Principal paid down
- $32,256
- Interest paid
- $55,326
- Balance remaining
- $231,744
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in Virginia signed at a median of $2,251 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,251. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.