911-185 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13881796

$389,000
For Sale
Listed 10 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Spacious 1 bedroom plus den Richmond Hill condo available For Sale at Yonge & Highway 7.
  • This unit includes a balcony, 1 washroom, 1 parking spot, and 1 locker.

Spacious 1 bedroom plus den Richmond Hill condo available For Sale at Yonge & Highway 7. This unit includes a balcony, 1 washroom, 1 parking spot, and 1 locker. Steps to Yonge Street, shopping, movies, plazas, transit, highways, and much more. The building also features a billiards room, gym/exercise room, indoor golf, entertainment room, and Library.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13881796
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge & Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$658/mo
Exposure
West
Property tax
$2,034 / 2025
Days on market
10
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Primary BedroomMain3.65 × 2.00 m

Closet

Living RoomMain6.55 × 3.20 m

combined w/dining · laminate · window

Dining RoomMain6.55 × 3.20 m

combined w/living · laminate

KitchenMain3.53 × 2.22 m

stainless steel appl · tile floor

DenMain2.92 × 2.31 m

w/o to balcony · broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$583K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,773/mo
$89KIncome needed
4.4×Price ÷ income
$409Weekly cost
$4,310Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $1,773Property tax $170Condo fee $658Total carry $2,600

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,721per month

Mortgage amount $311,200 · 4.49% over 25 years

$77,800Down payment (20.0%)
$311,200Loan before insurance
$0CMHC premium
$2,548Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,721
Property tax
$170
Condo / maintenance fees
$658
Heating
$0
Estimated monthly cost
$2,548

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,310
Estimated closing costs
$4,310

Plus your down payment of $77,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,083/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$205,003Total interest paid
$516,203Total of all payments
Principal $311,200 Interest $205,003
YearPrincipalInterestBalance
1$6,945$13,703$304,255
2$7,260$13,388$296,995
3$7,590$13,059$289,406
4$7,934$12,714$281,472
5$8,294$12,354$273,177
6$8,671$11,977$264,506
7$9,065$11,583$255,441
8$9,476$11,172$245,965
9$9,907$10,742$236,058
10$10,356$10,292$225,702
11$10,827$9,822$214,875
12$11,318$9,330$203,557
13$11,832$8,816$191,725
14$12,369$8,279$179,356
15$12,931$7,717$166,425
16$13,518$7,130$152,907
17$14,132$6,516$138,775
18$14,773$5,875$124,002
19$15,444$5,204$108,557
20$16,145$4,503$92,412
21$16,879$3,770$75,533
22$17,645$3,003$57,889
23$18,446$2,202$39,443
24$19,284$1,365$20,159
25$20,159$489$0

At the end of your 5-year term

Total paid over the term
$103,241
Principal paid down
$38,023
Interest paid
$65,218
Balance remaining
$273,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $2,034− Condo fees $7,896− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,364

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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