13245 Tenth Line, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13883342

$9,900,000
For Sale
Listed 10 days agoNo offer date stated
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2Bedrooms
1Bathrooms
2Garage · 10 parking
2000-2500Sq ft

About this home

In short

  • Rare 9.85-Acre Parcel Approximately 1 km from Old Elm GO Station, Stouffville Exceptional opportunity for developers, investors, and land bankers.
  • Approximately 9.853 acres fronting on two roads: over 300 feet on Tenth Line, directly across from Sleepy Hollow Golf Club, with the rear of the property fronting...
  • Approximately 1 km from the new Old Elm GO Station (formerly Lincolnville), 2 minutes to downtown Stouffville and all amenities, and 10 minutes to Highway 404.
  • The 2-bedroom brick bungalow is currently tenanted, providing income while you hold.
  • House sold in "as is" condition.

Rare 9.85-Acre Parcel Approximately 1 km from Old Elm GO Station, Stouffville Exceptional opportunity for developers, investors, and land bankers. Approximately 9.853 acres fronting on two roads: over 300 feet on Tenth Line, directly across from Sleepy Hollow Golf Club, with the rear of the property fronting onto York Durham Line across from Granite Golf Club. Approximately 1 km from the new Old Elm GO Station (formerly Lincolnville), 2 minutes to downtown Stouffville and all amenities, and 10 minutes to Highway 404. The 2-bedroom brick bungalow is currently tenanted, providing income while you hold. A rare, transit-connected parcel with excellent exposure in an area of active growth. Extras: Brick bungalow with attached double garage and oversized barn. Two separate driveways with plenty of parking. House sold in "as is" condition.

Key facts

Property type
Detached, Bungalow
MLS®
N13883342
Bedrooms
2
Bathrooms
1
Size
2000-2500 sq ft
Lot
5-9.99 ac
Cross streets
10th Line / Main St
Parking
2 garage · 10 parking (attached)
Basement
Unfinished
Heating
Baseboard
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$3,327 / 2026
Days on market
10
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

Primary BedroomMain3.65 × 3.65 m

laminate · window · closet

BreakfastMain3.50 × 3.05 m

laminate · combined w/kitchen

Dining RoomMain4.26 × 2.43 m

laminate · combined w/living · window

Living RoomMain4.26 × 2.43 m

laminate · combined w/dining · window

Bedroom 2Main3.81 × 3.05 m

laminate · window · closet

KitchenMain3.50 × 3.96 m

laminate · breakfast area

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$2.93Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,428/sqft; this home lists at $4,400/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
9.90MThis home2.59M1.30M5.97M1.80M3.00MThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.18M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$45,121/mo
$1706KIncome needed
5.8×Price ÷ income
$10,413Weekly cost
$233,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

99%mortgage
Mortgage $45,121Property tax $277Total carry $45,398

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$43,791per month

Mortgage amount $7,920,000 · 4.49% over 25 years

$1,980,000Down payment (20.0%)
$7,920,000Loan before insurance
$0CMHC premium
$44,068Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$43,791
Property tax
$277
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$44,068

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$233,975
Estimated closing costs
$233,975

Plus your down payment of $1,980,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$53,002/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$5,217,312Total interest paid
$13,137,312Total of all payments
Principal $7,920,000 Interest $5,217,312
YearPrincipalInterestBalance
1$176,741$348,752$7,743,259
2$184,765$340,727$7,558,494
3$193,155$332,338$7,365,339
4$201,924$323,568$7,163,415
5$211,093$314,400$6,952,322
6$220,677$304,815$6,731,645
7$230,697$294,796$6,500,948
8$241,171$284,321$6,259,777
9$252,121$273,371$6,007,656
10$263,569$261,924$5,744,087
11$275,536$249,957$5,468,551
12$288,046$237,446$5,180,505
13$301,125$224,368$4,879,380
14$314,797$210,695$4,564,583
15$329,090$196,402$4,235,493
16$344,032$181,460$3,891,461
17$359,652$165,840$3,531,808
18$375,982$149,510$3,155,826
19$393,053$132,439$2,762,773
20$410,899$114,593$2,351,873
21$429,556$95,937$1,922,318
22$449,059$76,433$1,473,258
23$469,449$56,044$1,003,809
24$490,763$34,729$513,046
25$513,046$12,446$0

At the end of your 5-year term

Total paid over the term
$2,627,462
Principal paid down
$967,678
Interest paid
$1,659,785
Balance remaining
$6,952,322

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.5%
Gross yield
− Property tax $3,327− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $40,129

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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