16902 Mccowan Road, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13876194
About this home
A rare opportunity to create a true country estate on approximately 29 acres in a peaceful, established rural setting. Much of the property offers open, gently rolling land with wide frontage and excellent sightlines-ideal for positioning a substantial custom residence and multiple outbuildings, while mature trees, shrubs, and natural landscape features frame the site, adding privacy, character, and seasonal beauty. The scale and configuration of the acreage provide the flexibility to realize a full estate vision, subject to municipal and conservation approvals: long private drive and grand arrival, separate guest or caregiver accommodation, detached garages or workshop, and extensive indoor-outdoor living and entertaining zones. For buyers with equestrian, hobby-farm, or recreational interests, the open fields and natural edges offer attractive potential for private riding areas, small-scale stables, paddocks, and additional accessory buildings, subject to all required approvals. Surrounded by countryside with access to nearby walking and riding trails, the setting delivers a quiet, low-traffic environment with a strong sense of privacy while remaining within convenient reach of key amenities and major routes. The blend of cleared acreage and established natural cover allows for multiple zones of use, residential, recreational, storage, and land-based hobbies, without sacrificing buffers or the property's inherent beauty.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13876194
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 183.73 × 1726 ft
- Cross streets
- Vivian Road and McCowan
- Parking
- 2 garage (detached)
- Basement
- Walk-Out
- Heating
- Baseboard
- A/C
- None
- Exterior
- Brick
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $9,780 / 2026
- Days on market
- 11
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $885/sqft; this home lists at $1,714/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,266
- Property tax
- $815
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,081
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,450
- Estimated closing costs
- $61,450
Plus your down payment of $599,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,935
- Principal paid down
- $293,138
- Interest paid
- $502,797
- Balance remaining
- $2,106,062
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.