38 Hilltop Boulevard, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13708016

$1,299,000
For Sale
Listed 56 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Experience contemporary luxury in this Preston Lake bungalow.
  • The bright, open-concept layout seamlessly integrates the dining area, family room, and a premium kitchen with a built-in breakfast bar and modern appliances.
  • The primary suite features a luxurious ensuite with heated floors.
  • This prime location perfectly pairs cottage charm with urban convenience near golf, equestrian facilities, Highways 404/407, and Bloomington GO.
  • Highly efficient for commuters, the property is just 20 minutes to Southlake Hospital, 30 minutes to Markham- Stouffville Hospital, 38 minutes to Pearson Airport, and...

Experience contemporary luxury in this Preston Lake bungalow. The bright, open-concept layout seamlessly integrates the dining area, family room, and a premium kitchen with a built-in breakfast bar and modern appliances. This central space transitions effortlessly to an entertainment deck, enhanced by integrated speakers and smart lighting. The primary suite features a luxurious ensuite with heated floors. Residents can enjoy a year-round outdoor lifestyle-swimming, boating, and fishing in summer, and skating in winter-with north shore lake access. This prime location perfectly pairs cottage charm with urban convenience near golf, equestrian facilities, Highways 404/407, and Bloomington GO. Highly efficient for commuters, the property is just 20 minutes to Southlake Hospital, 30 minutes to Markham- Stouffville Hospital, 38 minutes to Pearson Airport, and 45 minutes to downtown Toronto. Directions: From Woodbine, take North Road, right on Morgan Drive to Hilltop Boulevard, leading directly to 38 Hilltop Boulevard.

Key facts

Property type
Detached, Bungalow
MLS®
N13708016
Bedrooms
2
Bathrooms
2
Size
1500-2000 sq ft
Lot
90.07 × 99.66 ft
Cross streets
Bloomington Rd. & Woodbine Ave.
Parking
2 garage · 6 parking (built-in)
Driveway
Front Yard Parking, Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,168 / 2026
Days on market
56
Listing brokerage
Sotheby's International Realty Canada, Brokerage

Rooms

Primary BedroomMain5.75 × 3.46 m

3 pc ensuite · b/i closet

BreakfastMain4.29 × 2.98 m

overlooks frontyard · combined w/office · combined w/kitchen

Mud RoomMain4.39 × 1.17 m

access to garage · closet

Dining RoomMain4.59 × 3.22 m

fireplace · open concept

Family RoomMain3.77 × 3.36 m

combined w/kitchen · overlooks dining · overlooks frontyard

BathroomMain2.90 × 2.32 m

3 pc ensuite · heated floor

LaundryMain2.13 × 1.78 m
KitchenMain5.07 × 3.56 m

centre island · open concept · overlooks frontyard

Bedroom 2Main4.12 × 2.85 m

Closet

BathroomMain2.22 × 1.70 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$245KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,920Property tax $514Total carry $6,434

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,260Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$514
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,260

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $6,168− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,074

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Sotheby's International Realty Canada, Brokerage. MLS®/PropTx.

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