74 Lakeview Avenue, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13581030

$1,988,000
For Sale
Listed 93 days agoNo offer date statedSitting longer than typical
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2+2Bedrooms
3Bathrooms
2Garage · 12 parking
1500-2000Sq ft

About this home

In short

  • Spectacular One of Kind Lakefront Bungalow: 100 Ft Front, 0.43 Acre Lot, Backing onto Preston Lake With Breathtaking Unobstructed Lakeview from Living Room and Master...
  • Modern Open Concept Kitchen with Caesarstone Countertop, Stainless-Steel Appliances, and Bright Skylight; Walk out East Patio Enjoying Lakeview, Garden, BBQ, and Lake...
  • Lower Level with Fully Finished 2 Bedrooms, 1 Bathroom, Kitchen, Laundry, and Living Room, can be used as Independent Living Space for In-law Suite, Guest Room, or...
  • Mins to Hwy404, Aurora, Richmond Hill, Markham, A Rare Lakeview Cottage within Cities - Worth You a Visit.

Spectacular One of Kind Lakefront Bungalow: 100 Ft Front, 0.43 Acre Lot, Backing onto Preston Lake With Breathtaking Unobstructed Lakeview from Living Room and Master Bedroom. No Matter Lying on a Bed or Sofa, Eyes Open, Lake Viewed. Lakeview Side Floor to Ceiling Windows Allows Plenty Natural Light Flowing into the Spacious Interiors. Modern Open Concept Kitchen with Caesarstone Countertop, Stainless-Steel Appliances, and Bright Skylight; Walk out East Patio Enjoying Lakeview, Garden, BBQ, and Lake Access. Premium Bamboo Floors Throughout, Heated Ceramic Floor in the Kitchen, Den, and Two Bathrooms. Dining Room with Big Shining Skylight Integrated with a Modern LED Light. Modern Glass Panel Stairs to Lower Level, Plenty of Pot Lights. Lower Level with Fully Finished 2 Bedrooms, 1 Bathroom, Kitchen, Laundry, and Living Room, can be used as Independent Living Space for In-law Suite, Guest Room, or Rental Income. Separate Walkout Entrance, Windows Overlook Lake, Laminate Floor Through Out, Large Lakeview Back Patio. Stone Pathway lead you all the way down to the Lakeshore and a Wood Dock for Swim, Canoe, Fish In Summer Or Skate In Winter. Double Build-in Garage with Garage Door Opener, Abundant Driveway Guest Parking Spaces. Quiet Lake Front Community W/Its Own Beach Club (Annual Fee Applied). Mins to Hwy404, Aurora, Richmond Hill, Markham, A Rare Lakeview Cottage within Cities - Worth You a Visit!

Key facts

Property type
Detached, Bungalow
MLS®
N13581030
Bedrooms
2+2 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
100 × 245 ft
Cross streets
Bloomington Rd and Woodbine Ave
Parking
2 garage · 12 parking (built-in)
Driveway
Circular Drive, Front Yard Parking, Private
Basement
Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Rolled
Sewer
Septic
Property tax
$12,521 / 2026
Days on market
93
Listing brokerage
DREAM HOME REALTY INC.

Rooms

DenMain5.00 × 3.00 m

heated floor · window · w/o to garden

KitchenLower4.00 × 2.00 m

Pantry

Bedroom 2Main3.80 × 3.80 m

bamboo · window · semi ensuite

Bedroom 4Lower3.80 × 3.00 m

laminate · closet · above grade window

Dining RoomLower3.70 × 3.70 m

Closet

Family RoomLower5.90 × 3.70 m

laminate · w/o to patio · overlook water

KitchenMain5.00 × 4.10 m

heated floor · centre island · w/o to patio

Primary BedroomMain4.40 × 4.00 m

bamboo · window floor to ceiling · overlook water

Bedroom 3Lower4.00 × 3.80 m

laminate · closet · overlook water

Living RoomMain5.80 × 4.90 m

bamboo · window floor to ceiling · overlook water

Dining RoomMain4.00 × 4.80 m

bamboo · skylight · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,061/mo
$383KIncome needed
5.2×Price ÷ income
$2,091Weekly cost
$36,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $9,061Property tax $1,043Total carry $10,104

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,794per month

Mortgage amount $1,590,400 · 4.49% over 25 years

$397,600Down payment (20.0%)
$1,590,400Loan before insurance
$0CMHC premium
$9,837Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,794
Property tax
$1,043
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,837

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,235
Estimated closing costs
$36,235

Plus your down payment of $397,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,643/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,047,678Total interest paid
$2,638,078Total of all payments
Principal $1,590,400 Interest $1,047,678
YearPrincipalInterestBalance
1$35,491$70,032$1,554,909
2$37,102$68,421$1,517,807
3$38,787$66,736$1,479,020
4$40,548$64,975$1,438,472
5$42,389$63,134$1,396,082
6$44,314$61,209$1,351,769
7$46,326$59,197$1,305,443
8$48,429$57,094$1,257,014
9$50,628$54,895$1,206,386
10$52,927$52,596$1,153,459
11$55,330$50,193$1,098,129
12$57,842$47,681$1,040,287
13$60,468$45,055$979,819
14$63,214$42,309$916,605
15$66,084$39,439$850,521
16$69,084$36,439$781,437
17$72,221$33,302$709,216
18$75,500$30,023$633,715
19$78,928$26,595$554,787
20$82,512$23,011$472,275
21$86,258$19,265$386,017
22$90,175$15,348$295,842
23$94,269$11,254$201,573
24$98,549$6,974$103,024
25$103,024$2,499$0

At the end of your 5-year term

Total paid over the term
$527,616
Principal paid down
$194,318
Interest paid
$333,298
Balance remaining
$1,396,082

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $12,521− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $19,721

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

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