44-73 Arnies Chance, Whitchurch-Stouffville, ON

Ballantrae, Whitchurch-Stouffville · MLS® N13841580

$1,799,900
For Sale
Listed 20 days agoNo offer date stated
2+1Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Set along the 3rd-hole fairway, 73 Arnie's Chance offers elevated bungalow living within the gated Ballantrae Golf & Country Club community.
  • Castle Pines bungalow, featuring more than $400,000 in renovations and custom enhancements.
  • The chef's kitchen showcases HanStone Quartz surfaces, a dramatic waterfall island, full-height backsplash, premium appliances, refined hardware and designer finishes.
  • Its open-concept layout flows into the dining and living areas, creating an inviting setting for everyday living and entertaining.
  • The serene primary suite includes custom built-ins, two walk-in closets and a spa-inspired five-piece ensuite.

Set along the 3rd-hole fairway, 73 Arnie's Chance offers elevated bungalow living within the gated Ballantrae Golf & Country Club community. Panoramic golf-course views, sophisticated interiors and seamless indoor-outdoor living define this extensively reimagined 1,855 sq. ft. Castle Pines bungalow, featuring more than $400,000 in renovations and custom enhancements. The chef's kitchen showcases HanStone Quartz surfaces, a dramatic waterfall island, full-height backsplash, premium appliances, refined hardware and designer finishes. Its open-concept layout flows into the dining and living areas, creating an inviting setting for everyday living and entertaining. Throughout the main level, wide-plank oak flooring, imported Italian porcelain herringbone tile, custom millwork and sophisticated lighting complement a living room with gas fireplace, custom surround and built-ins. The dedicated home office features tailored cabinetry, a built-in desk and integrated shelving. The serene primary suite includes custom built-ins, two walk-in closets and a spa-inspired five-piece ensuite. A second bedroom, full bathroom and main-floor laundry provide the convenience of true single-level living. The professionally finished lower level adds a generous recreation and entertaining area, additional living space, a three-piece bathroom and substantial walk-in closet, offering flexibility for guests, hobbies, media or extended stays. Beautifully landscaped grounds extend the living space outdoors. A custom stone patio extension provides ample room for dining, lounging and entertaining, while lush plantings frame sweeping views across the manicured fairway. From morning coffee to evening cocktails, the setting offers a picturesque backdrop in every season.

Key facts

Property type
Detached, Bungalow
MLS®
N13841580
Bedrooms
2+1 (3 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
50 × 113 ft
Cross streets
The Masters S / Lord Byron / Arnie's Chance
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,940 / 2025
Days on market
20
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Primary BedroomMain4.22 × 6.10 m

walk-in closet(s) · 5 pc ensuite · hardwood floor

DenMain3.53 × 3.03 m

b/i shelves · b/i desk · hardwood floor

BreakfastMain2.80 × 1.97 m

hardwood floor · large window · overlook golf course

LaundryMain1.82 × 2.29 m

w/o to garage · laundry sink · tile floor

Dining RoomMain6.17 × 3.21 m

hardwood floor · open concept · combined w/living

OtherLower3.64 × 2.78 m
RecreationLower6.95 × 6.92 m

pot lights · open concept · above grade window

Bedroom 2Main3.53 × 3.52 m

hardwood floor · large window · double closet

KitchenMain2.80 × 5.79 m

centre island · quartz counter · b/i appliances

Living RoomMain5.28 × 5.80 m

hardwood floor · gas fireplace · overlook golf course

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.72Mlikely sale price

Listed at $1,799,900. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.72M, if it sells. A realistic range is $1.61M to $1.93M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.61MBelow recent closings$1.93MAbove recent closings

Total price vs nearby homes. Likely closing about $1.72M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
20days on market so far
$4,474/moest. rent · 9 leases
3.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 14 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,029/sqft against an area asking average of $1,023/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.33M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,029/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

Sold price trend

Median sold price for detached homes in Whitchurch-Stouffville: $1.23M in September 2026, down 6% from a year ago, on 377 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitchurch-Stouffville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.29M44
November 2025$1.24M40
December 2025$1.42M25
January 2026$1.25M17
February 2026$1.23M21
March 2026$1.29M30
April 2026$1.33M27
May 2026$1.23M39
June 2026$1.26M35
July 2026$1.16M39
August 2026$1.23M30
September 2026$1.23M30

Neighbourhood & location

Ballantrae, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.76M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,203/mo
$330KIncome needed
5.5×Price ÷ income
$1,893Weekly cost
$32,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,203Property tax $495Total carry $8,698

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,962per month

Mortgage amount $1,439,920 · 4.49% over 25 years

$359,980Down payment (20.0%)
$1,439,920Loan before insurance
$0CMHC premium
$8,457Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,962
Property tax
$495
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,457

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,473
Estimated closing costs
$32,473

Plus your down payment of $359,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,636/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,549Total interest paid
$2,388,469Total of all payments
Principal $1,439,920 Interest $948,549
YearPrincipalInterestBalance
1$32,133$63,406$1,407,787
2$33,592$61,947$1,374,195
3$35,117$60,422$1,339,078
4$36,712$58,827$1,302,367
5$38,378$57,160$1,263,988
6$40,121$55,418$1,223,867
7$41,943$53,596$1,181,925
8$43,847$51,692$1,138,078
9$45,838$49,701$1,092,240
10$47,919$47,620$1,044,321
11$50,095$45,444$994,227
12$52,369$43,170$941,858
13$54,747$40,792$887,111
14$57,233$38,306$829,878
15$59,831$35,708$770,047
16$62,548$32,991$707,499
17$65,388$30,151$642,111
18$68,357$27,182$573,755
19$71,460$24,079$502,294
20$74,705$20,834$427,590
21$78,097$17,442$349,493
22$81,643$13,896$267,850
23$85,350$10,189$182,501
24$89,225$6,314$93,276
25$93,276$2,263$0

At the end of your 5-year term

Total paid over the term
$477,694
Principal paid down
$175,932
Interest paid
$301,762
Balance remaining
$1,263,988

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Rural Whitchurch-Stouffville$4,474/mo
$53,688Gross annual rent
2.2%Cap rate after taxes and upkeep
$4,116 to $4,832Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $4,725 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,474. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.0%
Gross yield
− Property tax $5,940− Insurance $1,400− Vacancy & upkeep $5,906Net operating income $40,442

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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