63 Peninsula Crescent, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N13935624

$799,000
For Sale
Listed 7 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Beautiful, Move-In-Ready Townhome in Sought-After Rouge Woods, Richmond Hill.
  • Featuring 3 Spacious Bedrooms, Including a Primary Bedroom with Ensuite.
  • Numerous 2026 Upgrades Include New A/C, Furnace, Fridge, Gas Stove, Washer & Dryer.
  • Convenient Access to Hwy 404 & 407, Parks, Shopping, Restaurants & Everyday Amenities.

Beautiful, Move-In-Ready Townhome in Sought-After Rouge Woods, Richmond Hill! Featuring 3 Spacious Bedrooms, Including a Primary Bedroom with Ensuite. Freshly Painted Throughout, with Brand-New Flooring and Modern Light Fixtures. Numerous 2026 Upgrades Include New A/C, Furnace, Fridge, Gas Stove, Washer & Dryer. Ideally Located Within the Richmond Rose Public School and Bayview Secondary School Zones. Convenient Access to Hwy 404 & 407, Parks, Shopping, Restaurants & Everyday Amenities. A Fantastic Opportunity to Own in a Desirable, Family-Friendly Community!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13935624
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
19.68 × 110 ft
Cross streets
Bayview/Major Mac
Parking
1 garage · 2 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,161 / 2026
Days on market
7
Listing brokerage
JDL REALTY INC.

Rooms

Dining RoomGround7.09 × 3.03 m

combined w/living · laminate · walk-out

Primary BedroomSecond4.24 × 3.94 m

walk-in closet(s) · 4 pc ensuite

KitchenGround6.36 × 2.62 m

Ceramic Floor

Bedroom 2Second3.33 × 2.73 m

closet · window · carpet free

Living RoomGround7.09 × 3.03 m

combined w/dining · laminate · walk-out

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Richmond Hill
$1.10M
Westbrook
$1.07M
Doncrest
$1.17M
Langstaff
$1.00M
South Richvale
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,642/mo
$156KIncome needed
5.1×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,642Property tax $430Total carry $4,072

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,964Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$430
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,964

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $5,161− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,003

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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