43 Topham Crescent, Richmond Hill, ON
Westbrook, Richmond Hill · MLS® N14034830
About this home
In short
- Once in a lifetime opportunity to own an exceptional ravine property on one of Westbrook's most sought after streets.
- This stunning home offers approximately 4,137 sq. ft. of total living space with a unique open concept layout designed for elegant family living and entertaining.
- Nestled on a premium private ravine lot with no rear neighbours, this impressive residence features 5 bedrooms, 5 bathrooms and an abundance of natural light throughout.
- Featuring floor to ceiling windows, glass ceiling and heated flooring, this extraordinary year round space offers a breathtaking setting overlooking the ravine and...
- A truly rare offering combining ravine privacy, sophisticated living, exceptional versatility and an outstanding Westbrook location.
Once in a lifetime opportunity to own an exceptional ravine property on one of Westbrook's most sought after streets. This stunning home offers approximately 4,137 sq. ft. of total living space with a unique open concept layout designed for elegant family living and entertaining. Nestled on a premium private ravine lot with no rear neighbours, this impressive residence features 5 bedrooms, 5 bathrooms and an abundance of natural light throughout.The beautifully upgraded kitchen features quartz countertops, waterfall island, stainless steel appliances, pot filler faucet and ample cabinetry, opening seamlessly to the spectacular 360 degree sunroom. Featuring floor to ceiling windows, glass ceiling and heated flooring, this extraordinary year round space offers a breathtaking setting overlooking the ravine and private backyard.The finished basement offers two separate living areas, providing exceptional flexibility for extended family, guests or rental potential. One self contained unit features a walk up entrance, separate kitchen, 3 piece bathroom, bedroom and recreation room with fireplace. The second bachelor style unit features a recreation room, wet bar and 3 piece bathroom, easily convertible to a full kitchen.Enjoy direct access to scenic trails, professionally landscaped grounds, mature cedar hedges, expansive deck and built in sprinkler system. Ideally located close to top rated schools, parks, community centres, shopping, restaurants and public transit, with convenient access to Bathurst Street, Elgin Mills Road and major GTA routes.A truly rare offering combining ravine privacy, sophisticated living, exceptional versatility and an outstanding Westbrook location. Perfect for large families, multigenerational living or those seeking additional living and income potential. A remarkable home offering space, privacy and a lifestyle that is increasingly difficult to find. A home that must be seen to be fully appreciated. Please check the Virtual tour
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14034830
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 46.06 × 146 ft
- Cross streets
- Elgin Mills / Bathurst
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Walk-Up, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,285 / 2026
- Days on market
- 5
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · closet · large window
bay window · hardwood floor · pot lights
hardwood floor · closet · large window
picture window · hardwood floor · pot lights
separate room · fireplace · hardwood floor
walk-in closet(s) · 5 pc ensuite · overlooks garden
combined w/living · ceramic floor · 3 pc bath
heated floor · overlooks garden · open concept
hardwood floor · large window · overlooks garden
stainless steel appl · quartz counter · w/o to deck
ceramic floor · gas fireplace · wet bar
hardwood floor · closet · overlooks garden
Listed at $1,679,000. Going by how homes in Westbrook and the wider GTA have actually closed against their asking prices (about 97%, 15 local closings in 90 days), the likely sale price is near $1.63M, if it sells. A realistic range is $1.53M to $1.84M.
Independent value check: $1.56M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.46M and $1.64M).
Why $1.56M. The typical detached home sold in Westbrook over the past year went for about $1.50M (68 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $8,285 a year; the typical home sold here pays about $7,500.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightly5+1 bedrooms and 5 baths, against 4+1 and 4 typically.
Total price vs nearby homes. Likely closing about $1.63M, from 15 recent closings in this pocket.
The market behind the math:
About 3.2 months of inventory: 16 detached homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $611/sqft against an area asking average of $576/sqft.
- basement apartment features. A finished 1 bed basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Westbrook: 21 of the 145 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.70M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 15 comparable homes that sold in Westbrook over the past two years, from 140 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $536/sqft; this home lists at $611/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
Westbrook, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,343,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,427
- Property tax
- $690
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,117
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,055
- Estimated closing costs
- $30,055
Plus your down payment of $335,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $445,607
- Principal paid down
- $164,114
- Interest paid
- $281,493
- Balance remaining
- $1,179,086
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Westbrook (21 of 145 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in Westbrook signed at a median of $4,898 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,151. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.