82 Cartier Crescent, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N14085554
About this home
5-Year New Built Never Occupied Top Quality Approx 3500Sf In Prestigious Crosby Area Step To Prominent School/Park/Shopping/Go&Viva Transit, High-End Design & Workmanship, M/F 10'Ceil, Large Ceramic Foyer/Hallway Thru Granite Kitchen W/Luxury Cabinet, Hardwood/Coffer Ceiling/Panel Wall/Moulding/Potlight Thruout Most Principal Rm, Skylight Over Oak Stair W/Iron Picket To 2/F W/9'Ceil, 5 Bedrm 4 Bath W/Upscale Fixture, Complete Luxury Basement 9'Ceil. .... Too Many Luxury Features To List, See Is Believing.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14085554
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 6 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 50.06 × 108.98 ft
- Cross streets
- W.of Bayview Ave/N.of Major Mackenzie Dr
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $13,773 / 2026
- Days on market
- 3
- Listing brokerage
- CENTURY 21 KING`S QUAY REAL ESTATE INC.
Rooms
hardwood floor · walk-in closet(s) · semi ensuite
hardwood floor · coffered ceiling(s) · 5 pc ensuite
hardwood floor · moulded ceiling · recessed lighting
ceramic floor · large window · moulded ceiling
ceramic floor · fireplace · w/o to deck
hardwood floor · moulded ceiling · 3 pc ensuite
ceramic floor · laundry sink · b/i shelves
hardwood floor · walk-in closet(s) · 3 pc ensuite
hardwood floor · coffered ceiling(s) · pot lights
hardwood floor · moulded ceiling · semi ensuite
hardwood floor · moulded ceiling · panelled
ceramic floor · granite counters · breakfast bar
Listed at $2,999,000. Going by how homes in Crosby and the wider GTA have actually closed against their asking prices (about 99%, 18 local closings in 90 days), the likely sale price is near $2.98M, if it sells. A realistic range is $2.79M to $3.36M.
Independent value check: $2.42M. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $2.27M and $2.53M).
Why $2.42M. The typical detached home sold in Crosby over the past year went for about $1.02M (57 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $13,773 a year; the typical home sold here pays about $5,500.
- ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,100 to 1,500.
- ▲ Raises it5+2 bedrooms and 6 baths, against 3+1.5 and 3 typically.
- ▲ Raises it slightly2 garage and 4 total parking spaces, against 1.5 and 5 typically.
Total price vs nearby homes. Likely closing about $2.98M, from 18 recent closings in this pocket.
The market behind the math:
About 4 months of inventory: 24 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $923/sqft against an area asking average of $768/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.26M. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Crosby, so I widened the search to the surrounding area.
Based on 18 comparable homes that sold in Crosby over the past two years, from 94 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.42M, which is where my estimate comes from.
Per square foot, these ask about $763/sqft; this home lists at $923/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,266
- Property tax
- $1,148
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,413
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,450
- Estimated closing costs
- $61,450
Plus your down payment of $599,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,935
- Principal paid down
- $293,138
- Interest paid
- $502,797
- Balance remaining
- $2,106,062
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Crosby signed at a median of $3,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,684. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 KING`S QUAY REAL ESTATE INC.. MLS®/PropTx.