580 Elgin Mills Road, Richmond Hill, ON
Westbrook, Richmond Hill · MLS® N14092284
About this home
In short
- Gorgeous , Bright & Large Size Detached Family Home In Prime Location Of Westbrook.
- Offering over 5,000 sq. ft. of Luxurious Living Space (3,586 sq. ft. above Grade + 1833 sqft Professionally Finished Basement) in High Demanded Area.
- Spacious 4+3 Brs Plus Large Size Office in main FL can use as a 5th Bedroom.
- Over sized Primary Bdrm W 4 PC ensuit, 5 Spacious Bathrooms .Kitchens W cabinetry, granite counter top, backsplash, Perfect Layout, Bright family room with fireplace...
- Finished 3 bedrooms, one full Bathroom basement apartment includes a wet Bar .Ideal for extended family living .
Gorgeous , Bright & Large Size Detached Family Home In Prime Location Of Westbrook. Freshly Painted . Offering over 5,000 sq. ft. of Luxurious Living Space (3,586 sq. ft. above Grade + 1833 sqft Professionally Finished Basement) in High Demanded Area! Spacious 4+3 Brs Plus Large Size Office in main FL can use as a 5th Bedroom. Over sized Primary Bdrm W 4 PC ensuit, 5 Spacious Bathrooms .Kitchens W cabinetry, granite counter top, backsplash, Perfect Layout, Bright family room with fireplace & Access to Backyard with Large size Dec . Direct access from inside to the triple Car Garage & Side yard . Approached by a large Circle driveway and impressive Garage. Finished 3 bedrooms, one full Bathroom basement apartment includes a wet Bar .Ideal for extended family living . High Ranking School Area. Backs onto multi-million-dollar luxury homes for ultimate privacy and serenity. Easy Access to Bathurst St/Viva transit, shopping plazas, parks, community center, and restaurants. Interlocked Entrance to the house. A must-see!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14092284
- Bedrooms
- 4+3 (7 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 72.25 × 131.35 ft
- Cross streets
- Bathurst / Elgin Mills Rd W
- Parking
- 3 garage · 13 parking (attached)
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,863 / 2026
- Listing brokerage
- HOMELIFE/BAYVIEW REALTY INC.
Rooms
fireplace · sliding doors · california shutters
overlooks backyard · granite counters · california shutters
3 pc ensuite · walk-in closet(s) · hardwood floor
Hardwood Floor
combined w/living · hardwood floor
walk-in closet(s) · 4 pc ensuite · hardwood floor
4 pc ensuite · walk-in closet(s) · hardwood floor
closet · hardwood floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $541/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Westbrook, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,510,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,351
- Property tax
- $739
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,090
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,235
- Estimated closing costs
- $34,235
Plus your down payment of $377,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $501,076
- Principal paid down
- $184,543
- Interest paid
- $316,533
- Balance remaining
- $1,325,857
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.