81 Pinnacle Trail, Aurora, ON

Bayview Wellington, Aurora · MLS® N14092618

$1,248,000
For Sale
Just listed todayNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Stunning Two-Story Home Nestled Within the Prestigious St.
  • This Naturally Sunlit and Beautifully Maintained Residence Features an Open-Concept Kitchen with Stainless Steel Appliances and a Breakfast Area that Walks Out to a...
  • The Primary Bedroom Features a 4-Piece Ensuite and Walk-In Closet.
  • The Professionally Finished Open-Concept Basement Includes a Gas Fireplace.
  • The Furnace and AC Were Updated in 2021, and Select Windows-Including the Front Windows on the Main and Second Floors and Two Second-Floor Bathroom Windows-Were...

Stunning Two-Story Home Nestled Within the Prestigious St. Andrew's Valley Golf Course Neighborhood in the Bayview Wellington Community! This Naturally Sunlit and Beautifully Maintained Residence Features an Open-Concept Kitchen with Stainless Steel Appliances and a Breakfast Area that Walks Out to a Fenced Yard with a Large Deck, Seamlessly Connected To a Spacious Family Room with Custom Millwork. The Home Offers Four Spacious Bedrooms Plus a Study Area. The Primary Bedroom Features a 4-Piece Ensuite and Walk-In Closet. The Professionally Finished Open-Concept Basement Includes a Gas Fireplace. The Furnace and AC Were Updated in 2021, and Select Windows-Including the Front Windows on the Main and Second Floors and Two Second-Floor Bathroom Windows-Were Updated in 2025. Features Include a 200-Amp Electrical Panel and a Rough-In for an EV Charger in the Garage. Minutes from St. Andrew's College (Boys), St. Anne's School (Girls),Montessori and Public Schools, Hospital, Shopping, Recreation Centres, Walking Trails, the Mall, and GO Transit. HWT and Water Softener are Rentals.

Key facts

Property type
Detached, 2-Storey
MLS®
N14092618
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
55.33 × 109.53 ft
Cross streets
St. John's Sd. Rd And Bayview
Parking
2 garage · 5 parking (built-in)
Driveway
Available, Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,721 / 2026
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

OfficeBasement3.05 × 2.15 m
Living RoomMain4.00 × 3.00 m

hardwood floor · large window

Primary BedroomSecond5.30 × 4.90 m

4 pc ensuite · walk-in closet(s) · large window

RecreationBasement4.70 × 3.00 m

l-shaped room · open concept

Family RoomMain5.00 × 3.40 m

gas fireplace · b/i bookcase · hardwood floor

KitchenMain4.80 × 3.25 m

w/o to deck · ceramic backsplash · eat-in kitchen

Bedroom 4Second3.30 × 3.05 m

closet · large window

Dining RoomMain3.90 × 3.10 m

hardwood floor · chair rail · formal rm

RecreationBasement6.30 × 4.30 m

gas fireplace · open concept

Bedroom 3Second3.30 × 3.10 m

closet · large window

Bedroom 2Second3.80 × 3.30 m

double closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Bayview Wellington · asking prices
$1.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $631/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.25MThis home1.20M1.35M1.14M1.03MThis home vs active comparables

Neighbourhood & location

Bayview Wellington, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Aurora
$1.39M
Bayview Northeast
$2.15M
Hills of St Andrew
$2.18M
Aurora Village
$1.66M
Aurora Heights
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,688/mo
$238KIncome needed
5.2×Price ÷ income
$1,313Weekly cost
$21,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,688Property tax $560Total carry $6,248

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,520per month

Mortgage amount $998,400 · 4.49% over 25 years

$249,600Down payment (20.0%)
$998,400Loan before insurance
$0CMHC premium
$6,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,520
Property tax
$560
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,435
Estimated closing costs
$21,435

Plus your down payment of $249,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,681/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$657,697Total interest paid
$1,656,097Total of all payments
Principal $998,400 Interest $657,697
YearPrincipalInterestBalance
1$22,280$43,964$976,120
2$23,292$42,952$952,828
3$24,349$41,895$928,479
4$25,455$40,789$903,024
5$26,610$39,633$876,414
6$27,819$38,425$848,595
7$29,082$37,162$819,513
8$30,402$35,842$789,111
9$31,783$34,461$757,329
10$33,226$33,018$724,103
11$34,734$31,510$689,369
12$36,311$29,933$653,058
13$37,960$28,284$615,098
14$39,684$26,560$575,414
15$41,485$24,759$533,929
16$43,369$22,875$490,560
17$45,338$20,906$445,222
18$47,397$18,847$397,825
19$49,549$16,695$348,277
20$51,798$14,446$296,479
21$54,150$12,094$242,329
22$56,609$9,635$185,720
23$59,179$7,065$126,541
24$61,866$4,378$64,675
25$64,675$1,569$0

At the end of your 5-year term

Total paid over the term
$331,219
Principal paid down
$121,986
Interest paid
$209,233
Balance remaining
$876,414

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $6,721− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,735

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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