199A South Channel Drive, Georgina, ON

Keswick North, Georgina · MLS® N14117060

$1,899,900
For Sale
Listed 14 Days Ago
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3+1BedroomsBeds
5BathroomsBaths
3Garage · 10 Parking
10Parking
2500-3000Sq ft

Listed By Keller Williams Energy Real Estate

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Key Facts

Property type
Detached, 2-Storey
Lot
72.5 × 161.54 ft
Basement
Full, Finished
Parking
3 garage · 10 parking (attached)
Property tax
$1,800 / 2025
Offer date
None stated
Cross streets
The Queensway S/Richmond Park Dr
Days on market
14
All Facts And 11 Rooms, Floor By Floor
Property type
Detached, 2-Storey
MLS®
N14117060
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
72.5 × 161.54 ft
Cross streets
The Queensway S/Richmond Park Dr
Parking
3 garage · 10 parking (attached)
Driveway
Private
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$1,800 / 2025
Days on market
14
Offer date
None stated
Listing brokerage
Keller Williams Energy Real Estate
OfficeMain4.27 × 3.66 m

coffered ceiling(s) · hardwood floor · large window

Primary BedroomSecond4.11 × 4.42 m

7 pc ensuite · hardwood floor · vaulted ceiling(s)

Bedroom 3Second3.66 × 4.88 m

3 pc ensuite · hardwood floor · large window

Bedroom 4Basement5.08 × 4.35 m

walk-in closet(s) · vinyl floor · pot lights

Living RoomBasement6.06 × 5.77 m

vinyl floor · large window · pot lights

KitchenMain4.57 × 3.35 m

granite counters · hardwood floor · eat-in kitchen

Mud RoomMain7.01 × 1.98 m

combined w/laundry · ceramic floor · window

Great RoomMain4.27 × 5.79 m

gas fireplace · hardwood floor · b/i shelves

Bedroom 2Second8.78 × 3.96 m

4 pc ensuite · hardwood floor · vaulted ceiling(s)

BreakfastMain4.57 × 3.35 m

combined w/kitchen · hardwood floor · w/o to deck

KitchenBasement3.85 × 5.54 m

quartz counter · pot lights · eat-in kitchen

About This Home

From The Listing Description By Keller Williams Energy Real Estate

In short

  • A stunning custom-built home just steps from the shores of Lake Simcoe in the highly sought-after community of Keswick, Georgina.
  • From the moment you enter, you'll be impressed by the wide-plank flooring, soaring sense of space, and thoughtfully designed layout.
  • At the heart of the home is the show-stopping chef's kitchen - a truly stunning and oversized space designed to impress.
  • The luxurious primary retreat offers a vaulted ceiling and a spa-inspired 7-piece ensuite featuring a soaker tub, creating the ultimate private escape.
  • The fully finished in-law suite is impressively sized and beautifully finished with quartz countertops, vinyl flooring, a massive bedroom with a walk-in closet, and a...
Read The Full Description

A stunning custom-built home just steps from the shores of Lake Simcoe in the highly sought-after community of Keswick, Georgina! Situated on a rare double front lot, this exceptional residence offers luxurious finishes, expansive living spaces, and incredible versatility for growing or multi-generational families. From the moment you enter, you'll be impressed by the wide-plank flooring, soaring sense of space, and thoughtfully designed layout. The main floor features a generous private office, ideal for working from home, and a massive family room perfectly suited for entertaining and everyday living. At the heart of the home is the show-stopping chef's kitchen - a truly stunning and oversized space designed to impress. Featuring custom cabinetry, gorgeous granite countertops, extensive prep and storage space, and a spacious eat-in area, this kitchen is both elegant and highly functional. Whether hosting large gatherings or enjoying family meals, the seamless walkout to the deck and expansive backyard creates the perfect indoor-outdoor lifestyle. Upstairs, all bedrooms are exceptionally spacious and filled with natural light, each complete with walk-in closets and private ensuite bathrooms. The luxurious primary retreat offers a vaulted ceiling and a spa-inspired 7-piece ensuite featuring a soaker tub, creating the ultimate private escape. The fully finished in-law suite is impressively sized and beautifully finished with quartz countertops, vinyl flooring, a massive bedroom with a walk-in closet, and a 4-piece bathroom - ideal for extended family, guests, or additional living flexibility. Car enthusiasts and hobbyists will appreciate the heated 3-car garage, offering ample room for vehicles, storage, and workspace. Located just minutes from Highway 404, beaches, marinas, restaurants, shopping, transit, and all amenities, this extraordinary property combines upscale living with the charm and convenience of lakeside life near beautiful Lake Simcoe.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of South Channel Drive. Signed-in members see each price, verified against board records.

Other Homes For Sale In Keswick North

For sale in Keswick North now · asking prices

How This Price Compares

$1.38Mavg asking

Every home like this one for sale in Keswick North right now. These are asking prices, not sales.

Per square foot, these ask about $359/sqft; this home lists at $691/sqft.

The 5 closest in price of 37 for sale in Keswick North.

See all comparable homes
$1.90MThis home$1.58M$1.35M$1.35M$1.32M$1.30MThis home vs active comparables

Neighbourhood & Location

Keswick North, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.8 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 5 more schools within 2.5 km
W J Watson Public School · Public elementary1.3 km · 50% at standard
Fairwood Public School · Public elementary1.6 km · 52% at standard
Lakeside Public School · Public elementary1.7 km · 64% at standard
Jersey Public School · Public elementary1.8 km · 57% at standard
St Thomas Aquinas Catholic Elementary School · Catholic elementary2.5 km · 53% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$8,659/mo
$334KIncome needed
5.7×Price ÷ income
$1,998Weekly cost
$34,473Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%Mortgage
Mortgage is 98% of the monthly costMortgage $8,659Property tax $150Total carry $8,809
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,489per month

Mortgage amount $1,519,920 · 4.59% over 25 years

$379,980Down payment (20.0%)
$1,519,920Loan before insurance
$0CMHC premium
$8,639Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,489
Property tax
$150
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,639

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,473
Estimated closing costs
$34,473

Plus your down payment of $379,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$10,264/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,026,648Total interest paid
$2,546,568Total of all payments
Principal $1,519,920 Interest $1,026,648
YearPrincipalInterestBalance
1$33,448$68,415$1,486,472
2$35,000$66,862$1,451,472
3$36,625$65,237$1,414,846
4$38,326$63,537$1,376,521
5$40,105$61,758$1,336,415
6$41,967$59,896$1,294,448
7$43,916$57,947$1,250,533
8$45,954$55,908$1,204,578
9$48,088$53,775$1,156,491
10$50,320$51,542$1,106,170
11$52,657$49,206$1,053,513
12$55,101$46,761$998,412
13$57,660$44,203$940,753
14$60,336$41,526$880,416
15$63,138$38,725$817,279
16$66,069$35,794$751,210
17$69,136$32,726$682,073
18$72,346$29,517$609,727
19$75,705$26,158$534,022
20$79,220$22,643$454,803
21$82,897$18,965$371,905
22$86,746$15,117$285,159
23$90,773$11,089$194,386
24$94,988$6,875$99,398
25$99,398$2,465$0

At the end of your 5-year term

Total paid over the term
$509,314
Principal paid down
$183,505
Interest paid
$325,809
Balance remaining
$1,336,415

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 199A South Channel Drive

What is the asking price for 199A South Channel Drive?

It is listed at $1,899,900.

How many bedrooms and bathrooms does 199A South Channel Drive have?

3+1 bedrooms, and 5 bathrooms (1 of them a half bath).

How big is 199A South Channel Drive?

The listing gives 2500-3000 sq ft of living space, on a 72.5 × 161.54 ft lot.

Does 199A South Channel Drive have parking?

3 garage spaces, 10 parking spaces in all.

What are the property taxes on 199A South Channel Drive?

$1,800 a year, for 2025.

Is there an offer date for 199A South Channel Drive?

The listing does not state an offer date.

Which schools is 199A South Channel Drive zoned for?

By the school boards' attendance boundaries: R.L. Graham PS (JK-8), Keswick HS (9-12), Prince Of Peace and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 199A South Channel Drive listed?

It came on the market on October 26, 2026.

Who is the listing brokerage for 199A South Channel Drive?

Keller Williams Energy Real Estate. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 199A South Channel Drive?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Energy Real Estate. MLS®/PropTx.

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199A SOUTH CHANNEL DRIVE, GEORGINA, ON · Listed By Keller Williams Energy Real Estate

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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