52-2150 Trafalgar Road, Oakville, ON

River Oaks, Oakville · MLS® W12503500

$1,162,385
For Sale
Listed 322 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Garage
1500-2000Sq ft

About this home

In short

  • Discover modern townhome living in the Morrison Model at Uptown Oakville.
  • This beautifully designed layout balances open-concept living with private, functional spaces perfect for today's lifestyle.
  • Featuring oak stairs from the main to the second floor, a rough-in waterline for the refrigerator, and a full whole-house lighting package with 20 pot lights in...

Discover modern townhome living in the Morrison Model at Uptown Oakville. This beautifully designed layout balances open-concept living with private, functional spaces perfect for today's lifestyle. Featuring oak stairs from the main to the second floor, a rough-in waterline for the refrigerator, and a full whole-house lighting package with 20 pot lights in pre-set locations, this home combines quality craftsmanship with everyday comfort. Photos are from the model home and reflect design options available through the builder's design centre. This unfinished unit allows the buyer to add their own finishing touches - from cabinetry to flooring - and truly make it their own. Set in one of Oakville's most convenient neighborhoods, Uptown offers quick access to everything - shops, restaurants, parks, transit, and highways. It's the perfect mix of connected and calm. *Note List Price is inclusive of HST Rebate however, rebate eligibility may vary, and the final amount payable should be confirmed with the buyer's lawyer.

Key facts

Property type
Townhouse, 3-Storey
MLS®
W12503500
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Cross streets
Trafalgar/River Oaks
Parking
2 garage (attached)
Driveway
Tandem, Other
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Flat
Sewer
Sewer
Days on market
322
Listing brokerage
Century 21 Miller Real Estate Ltd.

Rooms

BedroomSecond4.18 × 3.05 m

4 Pc Bath

Dining RoomMain3.14 × 4.57 m
Living RoomMain4.18 × 3.35 m
KitchenMain4.18 × 4.24 m
Primary BedroomThird4.18 × 5.58 m

5 Pc Ensuite

BedroomSecond4.18 × 3.23 m

4 Pc Bath

Our TakeTeam Asgarian · Broker
Ask and comparable sales differ
$983Kautomated comparable-sales estimate

Listed at $1,162,385. Comparable closings put this home around $983K, so the ask is about 18% above what similar homes have sold for.

If it sells at this ask, expect about $1.12M, typically $1.10M to $1.14M: that is where homes here have closed against their asks in the last 90 days (10 closings).

The ask and the comparable sales disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

Longer on the market than typical. 322 days on the market against about 21 for homes like it here, and asking 18% above where comparable closings put it.

List price
$915KBelow recent closings$1.16MAbove recent closings

Total price vs nearby homes. Fair value about $983K, median of 41 comparables.

The market behind the math:

10sold nearby · 90 days
$930Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~19 dayshomes like this take to sell
322days on market so far
$3,747/moest. rent · 35 leases
3.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 12 townhouse homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $664/sqft against an area asking average of $568/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 41 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 41 comparable homes that sold in River Oaks over the past two years, from 48 closings there.

Neighbourhood & location

River Oaks, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Meadows
$1.09M
Glenorchy
$1.10M
West Oak Trails
$992K
Northwest
$1.05M
Central
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,298/mo
$230KIncome needed
5.1×Price ÷ income
$1,223Weekly cost
$19,723Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,298Property tax $726Total carry $6,024

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,090per month

Mortgage amount $929,908 · 4.39% over 25 years

$232,477Down payment (20.0%)
$929,908Loan before insurance
$0CMHC premium
$5,817Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,090
Property tax
$727
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,817

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,723
Estimated closing costs
$19,723

Plus your down payment of $232,477. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,167/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$597,115Total interest paid
$1,527,023Total of all payments
Principal $929,908 Interest $597,115
YearPrincipalInterestBalance
1$21,043$40,038$908,865
2$21,977$39,104$886,889
3$22,952$38,129$863,937
4$23,971$37,110$839,966
5$25,034$36,046$814,932
6$26,146$34,935$788,786
7$27,306$33,775$761,480
8$28,518$32,563$732,963
9$29,783$31,297$703,179
10$31,105$29,976$672,074
11$32,486$28,595$639,588
12$33,928$27,153$605,660
13$35,433$25,648$570,227
14$37,006$24,075$533,221
15$38,648$22,433$494,573
16$40,364$20,717$454,209
17$42,155$18,926$412,054
18$44,026$17,055$368,028
19$45,980$15,101$322,048
20$48,021$13,060$274,027
21$50,152$10,929$223,876
22$52,378$8,703$171,498
23$54,702$6,379$116,796
24$57,130$3,951$59,666
25$59,666$1,415$0

At the end of your 5-year term

Total paid over the term
$305,405
Principal paid down
$114,976
Interest paid
$190,428
Balance remaining
$814,932

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 35 whole-home leases in River Oaks$3,747/mo
$44,964Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,381 to $3,947Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 35 whole-home leases in River Oaks signed at a median of $3,685 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,747. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $8,137− Insurance $1,400− Vacancy & upkeep $4,946Net operating income $30,481

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Miller Real Estate Ltd.. MLS®/PropTx.

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