#14-2172 Trafalgar Road, Oakville, ON

River Oaks, Oakville · MLS® W13787798

$939,000
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage
1500-2000Sq ft

About this home

In short

  • Welcome to a Stunning luxury townhouse! a Bright, Upgraded Living in Prime Oakville Location.
  • 3+1 Bed | 3 Bath | Extra-Long 2 parking spaces Garage ; Beautifully maintained 3-bedroom, 3-bathroom townhome with a ground floor office/den offering comfortable and...
  • Bright open-concept design with premium finishes and Many Upgrade.
  • Heated foyer floors, oak staircase, engineered hardwood on main, and new flooring throughout-no carpet.
  • 2nd-floor laundry, Juliette balcony in the primary, custom walk-in closet shelving, and spa-inspired 5-piece ensuite.

Welcome to a Stunning luxury townhouse! a Bright, Upgraded Living in Prime Oakville Location! 3+1 Bed | 3 Bath | Extra-Long 2 parking spaces Garage ; Beautifully maintained 3-bedroom, 3-bathroom townhome with a ground floor office/den offering comfortable and stylish living space. Bright open-concept design with premium finishes and Many Upgrade. Heated foyer floors, oak staircase, engineered hardwood on main, and new flooring throughout-no carpet! White kitchen with stainless steel appliances, and walk-out to a private deck with BBQ gas line-perfect for entertaining. 2nd-floor laundry, Juliette balcony in the primary, custom walk-in closet shelving, and spa-inspired 5-piece ensuite. Minutes to Sheridan College, Oakville Place Mall, and downtown Oakville's shops, cafes, and waterfront Convenient access to major highways and the GO Station Ideal for families, professionals, or investors looking for space, convenience, and a fantastic Oakville location. Brand new fridge and Stove !

Key facts

Property type
Townhouse, 3-Storey
MLS®
W13787798
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
14.03 × 59.06 ft
Cross streets
Trafalgar & River Oaks
Parking
2 garage (built-in)
Driveway
None
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,719 / 2026
Days on market
5
Listing brokerage
BAY STREET GROUP INC.

Rooms

Dining RoomMain3.35 × 2.94 m

Hardwood Floor

Living RoomMain4.82 × 4.01 m

Hardwood Floor

Bedroom 2Second4.01 × 3.96 m

Large Window

Bedroom 3Second4.01 × 3.23 m

Large Window

KitchenMain4.02 × 3.96 m

granite counters · breakfast bar · ceramic floor

Primary BedroomThird6.65 × 4.01 m

5 pc ensuite · juliette balcony · large closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$906Klikely closing

Listed at $939,000 with no offer date. Homes here have been closing close to ask, so my read is $906K, typically $889K to $922K. Comparable closings on their own put this home around $978K, which supports the ask, so this is a firm read.

List price
$889KBelow recent closings$939KAbove recent closings

Total price vs nearby homes. Likely closing about $906K, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$930Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~19 dayshomes like this take to sell
5days on market so far
$3,730/moest. rent · 14 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 12 townhouse homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $537/sqft against an area asking average of $579/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.04M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 10 comparable homes that sold in River Oaks over the past two years, from 48 closings there.

Neighbourhood & location

River Oaks, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Meadows
$1.09M
Glenorchy
$1.10M
West Oak Trails
$992K
Northwest
$1.05M
Central
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,280/mo
$179KIncome needed
5.2×Price ÷ income
$988Weekly cost
$15,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,280Property tax $393Total carry $4,673

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,112per month

Mortgage amount $751,200 · 4.39% over 25 years

$187,800Down payment (20.0%)
$751,200Loan before insurance
$0CMHC premium
$4,505Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,112
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,505

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,255
Estimated closing costs
$15,255

Plus your down payment of $187,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,982/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$482,363Total interest paid
$1,233,563Total of all payments
Principal $751,200 Interest $482,363
YearPrincipalInterestBalance
1$16,999$32,344$734,201
2$17,753$31,589$716,448
3$18,541$30,801$697,907
4$19,364$29,979$678,543
5$20,223$29,119$658,320
6$21,121$28,222$637,199
7$22,058$27,284$615,140
8$23,037$26,305$592,103
9$24,060$25,283$568,043
10$25,128$24,215$542,916
11$26,243$23,100$516,673
12$27,407$21,935$489,266
13$28,624$20,719$460,642
14$29,894$19,448$430,748
15$31,221$18,122$399,527
16$32,607$16,736$366,920
17$34,054$15,289$332,866
18$35,565$13,777$297,301
19$37,144$12,199$260,157
20$38,792$10,550$221,365
21$40,514$8,829$180,852
22$42,312$7,031$138,540
23$44,190$5,153$94,350
24$46,151$3,192$48,199
25$48,199$1,143$0

At the end of your 5-year term

Total paid over the term
$246,713
Principal paid down
$92,880
Interest paid
$153,832
Balance remaining
$658,320

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in River Oaks$3,730/mo
$44,760Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,318 to $3,946Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in River Oaks signed at a median of $3,926 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,730. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $4,719− Insurance $1,400− Vacancy & upkeep $4,924Net operating income $33,718

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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