48-2140 Trafalgar Road, Oakville, ON
River Oaks, Oakville · MLS® W12649224
About this home
Welcome to Unit 48, the Grenville model at Uptown Oakville by DiCarlo Homes. This thoughtfully designed townhome offers a functional layout with contemporary finishes, ideal for modern living in one of Oakville's most connected communities.This unfinished unit includes all standard features as per the Uptown Oakville community by DiCarlo Homes, along with the optional third-floor layout, providing an additional room that can be used as a home office, guest room, or bedroom. The added floor enhances both flexibility and overall livability, making the home well suited for professionals, families, or those needing dedicated work-from-home space.Photos are from the model home and are intended to showcase layout and design potential. Buyers will have the opportunity to personalize interior finishes through the builder's design centre, allowing for a tailored and custom feel.Uptown Oakville offers a vibrant urban setting with everyday conveniences close by, including shopping, restaurants, parks, public transit, and easy highway access. A well-planned community that blends modern design with practical living.An excellent opportunity to secure a new townhome with added space and customization options in a highly desirable Oakville location.*Note List Price is inclusive of HST Rebate however, rebate eligibility may vary, and the final amount payable should be confirmed with the buyer's lawyer.
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- W12649224
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Cross streets
- Trafalgar/River Oaks
- Parking
- 2 garage (attached)
- Driveway
- Tandem, Other
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Flat
- Sewer
- Sewer
- Days on market
- 271
- Listing brokerage
- Century 21 Miller Real Estate Ltd.
Rooms
4 Pc Bath
5 Pc Ensuite
Listed at $963,098 with no offer date. Homes here have been closing close to ask, so my read is $929K, typically $912K to $946K. Comparable closings on their own put this home around $983K, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $929K, from 10 recent closings in this pocket.
The market behind the math:
About 3.6 months of inventory: 12 townhouse homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $550/sqft against an area asking average of $577/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
Based on 10 comparable homes that sold in River Oaks over the past two years, from 48 closings there.
For sale
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $555/sqft; this home lists at $550/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
River Oaks, Oakville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $770,478 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,217
- Property tax
- $602
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,819
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,737
- Estimated closing costs
- $15,737
Plus your down payment of $192,620. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $253,044
- Principal paid down
- $95,264
- Interest paid
- $157,780
- Balance remaining
- $675,214
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 35 whole-home leases in River Oaks signed at a median of $3,685 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,747. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Miller Real Estate Ltd.. MLS®/PropTx.