42-2140 Trafalgar Road, Oakville, ON

River Oaks, Oakville · MLS® W12609684

$1,040,903
For Sale
Listed 287 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Garage · 0 parking
1500-2000Sq ft

About this home

In short

  • Unit 42 at Uptown Oakville presents the Laurelwood Enhanced model, a modern townhome that blends style, comfort, and functionality in every detail.
  • Built by boutique builder DiCarlo Homes, with over 35 years of experience crafting exceptional residences, this home is thoughtfully finished with upgrades that...
  • The kitchen is the heart of the home, featuring extended 42-inch upper cabinets with crown moulding and riser to the ceiling, deep upper fridge cabinetry with side...
  • Premium finishes include sleek Level 2 quartz countertops, engineered hardwood flooring, and Black Halifax lever hardware, all working together to create a...
  • The Laurelwood Enhanced offers spacious interiors with soaring ceilings, energy-efficient construction, and the reassurance of Ontario's New Home Warranty program.

Unit 42 at Uptown Oakville presents the Laurelwood Enhanced model, a modern townhome that blends style, comfort, and functionality in every detail. Built by boutique builder DiCarlo Homes, with over 35 years of experience crafting exceptional residences, this home is thoughtfully finished with upgrades that elevate daily living. The kitchen is the heart of the home, featuring extended 42-inch upper cabinets with crown moulding and riser to the ceiling, deep upper fridge cabinetry with side gables, and soft-close doors and drawers throughout. Premium finishes include sleek Level 2 quartz countertops, engineered hardwood flooring, and Black Halifax lever hardware, all working together to create a contemporary and polished aesthetic. A fridge water line and laundry upper cabinets add convenience, while the inclusion of an electrical rough-in for a future electric car wall connector ensures this home is as forward-thinking as it is functional. Comfort extends across all living spaces, supported by DiCarlo's hallmark attention to craftsmanship and design. The Laurelwood Enhanced offers spacious interiors with soaring ceilings, energy-efficient construction, and the reassurance of Ontario's New Home Warranty program. With keyless entry and modern smart-home ready features, Unit 42 is designed for how people want to live today beautiful, practical, and move-in ready in one of Oakville's most desirable neighbourhoods.*Note List Price is inclusive of HST Rebate however, rebate eligibility may vary, and the final amount payable should be confirmed with the buyer's lawyer.

Key facts

Property type
Townhouse, 3-Storey
MLS®
W12609684
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Cross streets
Trafalgar/River Oaks
Parking
2 garage · 0 parking (attached)
Driveway
Tandem, Other
Basement
None
Heating
Other
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Flat
Sewer
Sewer
Days on market
287
Listing brokerage
Century 21 Miller Real Estate Ltd.

Rooms

KitchenMain4.18 × 4.24 m
Bedroom 3Second4.18 × 3.54 m

4 Pc Bath

OfficeThird2.24 × 4.06 m
Bedroom 2Second4.18 × 3.23 m
Primary BedroomThird4.18 × 5.58 m

5 Pc Ensuite

Living RoomMain4.18 × 3.35 m
Dining RoomMain3.14 × 4.57 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.00Mlikely closing

Listed at $1,040,903 with no offer date. Homes here have been closing close to ask, so my read is $1.00M, typically $986K to $1.02M. Comparable closings on their own put this home around $983K, which supports the ask, so this is a firm read.

Longer on the market than typical. 287 days on the market against about 21 for homes like it here, and asking 6% above where comparable closings put it.

List price
$986KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Likely closing about $1.00M, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$930Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~19 dayshomes like this take to sell
287days on market so far
$3,747/moest. rent · 35 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 12 townhouse homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $595/sqft against an area asking average of $574/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 10 comparable homes that sold in River Oaks over the past two years, from 48 closings there.

Neighbourhood & location

River Oaks, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Meadows
$1.09M
Glenorchy
$1.10M
West Oak Trails
$992K
Northwest
$1.05M
Central
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,744/mo
$206KIncome needed
5.1×Price ÷ income
$1,095Weekly cost
$17,293Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,744Property tax $651Total carry $5,395

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,558per month

Mortgage amount $832,722 · 4.39% over 25 years

$208,181Down payment (20.0%)
$832,722Loan before insurance
$0CMHC premium
$5,209Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,558
Property tax
$651
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,209

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,293
Estimated closing costs
$17,293

Plus your down payment of $208,181. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,522/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$534,710Total interest paid
$1,367,432Total of all payments
Principal $832,722 Interest $534,710
YearPrincipalInterestBalance
1$18,843$35,854$813,879
2$19,680$35,018$794,199
3$20,553$34,144$773,646
4$21,465$33,232$752,181
5$22,418$32,279$729,762
6$23,413$31,284$706,349
7$24,452$30,245$681,897
8$25,537$29,160$656,360
9$26,671$28,027$629,689
10$27,854$26,843$601,835
11$29,091$25,607$572,744
12$30,382$24,315$542,362
13$31,730$22,967$510,632
14$33,138$21,559$477,494
15$34,609$20,088$442,884
16$36,145$18,552$406,739
17$37,749$16,948$368,990
18$39,425$15,273$329,565
19$41,175$13,523$288,390
20$43,002$11,695$245,389
21$44,910$9,787$200,478
22$46,904$7,794$153,575
23$48,985$5,712$104,589
24$51,159$3,538$53,430
25$53,430$1,267$0

At the end of your 5-year term

Total paid over the term
$273,486
Principal paid down
$102,960
Interest paid
$170,526
Balance remaining
$729,762

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 35 whole-home leases in River Oaks$3,747/mo
$44,964Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,381 to $3,947Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 35 whole-home leases in River Oaks signed at a median of $3,685 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,747. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $7,286− Insurance $1,400− Vacancy & upkeep $4,946Net operating income $31,332

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Miller Real Estate Ltd.. MLS®/PropTx.

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