20 The Greenery, Oakville, ON

River Oaks, Oakville · MLS® W13794904

$898,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage
1500-2000Sq ft

About this home

In short

  • Warm & Welcoming Freehold Townhome with DOUBLE GARAGE in Sought-After River Oaks.
  • The bright main level features 9-FT CEILINGS, an open-concept layout and expansive windows bringing in abundant natural light.
  • Fully finished basement provides versatile bonus space, ideal for a home theatre, gym or home office.
  • Close to Oakville Place, Sheridan College, GO Station, groceries and banks.

Rare find! Warm & Welcoming Freehold Townhome with DOUBLE GARAGE in Sought-After River Oaks. The Greenery is beautifully surrounded by lush natural green spaces, scenic trails and protected Conservation/Greenbelt areas, creating a peaceful and family-friendly setting. Enjoy exceptional privacy with unobstructed views both front and back.The bright main level features 9-FT CEILINGS, an open-concept layout and expansive windows bringing in abundant natural light. The functional kitchen offers ample workspace and a dedicated breakfast area, seamlessly connected to the living and dining spaces-perfect for everyday family living and entertaining.Thoughtfully designed multi-level layout offers excellent space and privacy. The second level features a serene primary suite with a charming JULIET BALCONY, a private family room and cozy fireplace. The third level offers two generous bedrooms and a full bathroom. Fully finished basement provides versatile bonus space, ideal for a home theatre, gym or home office.Prime family-friendly location: Walking distance to River Oaks Park, scenic trails, transit and River Oaks Community Centre. Close to Oakville Place, Sheridan College, GO Station, groceries and banks. Excellent school zone, including Holy Trinity Catholic Secondary School, Sunningdale P.S. (French Immersion) and White Oaks S.S. (IB Program). A rare opportunity for warm, comfortable living in a well-connected Oakville community surrounded by nature.

Key facts

Property type
Townhouse, 3-Storey
MLS®
W13794904
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
18.04 × 89.24 ft
Cross streets
Sixth Line and Dundas St E
Parking
2 garage (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,073 / 2025
Days on market
4
Listing brokerage
RE/MAX IMPERIAL REALTY INC.

Rooms

KitchenMain4.30 × 4.15 m

tile floor · eat-in kitchen · b/i dishwasher

Primary BedroomSecond5.10 × 3.30 m

hardwood floor · juliette balcony · 4 pc ensuite

Bedroom 3Third4.35 × 2.60 m

broadloom · closet · broadloom

Dining RoomMain7.05 × 4.15 m

hardwood floor · crown moulding · combined w/living

Living RoomMain7.05 × 4.15 m

hardwood floor · combined w/dining · crown moulding

Bedroom 2Third4.05 × 3.50 m

broadloom · large closet · south view

Family RoomSecond4.80 × 3.70 m

hardwood floor · gas fireplace · b/i shelves

Our TakeTeam Asgarian · Broker
A small discount is typical
$867Klikely closing

Listed at $898,000 with no offer date. Homes here have been closing close to ask, so my read is $867K, typically $850K to $882K. Comparable closings on their own put this home around $931K, which supports the ask, so this is a firm read.

List price
$850KBelow recent closings$898KAbove recent closings

Total price vs nearby homes. Likely closing about $867K, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$930Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~19 dayshomes like this take to sell
4days on market so far
$3,596/moest. rent · 24 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 12 townhouse homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $513/sqft against an area asking average of $581/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $970K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 10 comparable homes that sold in River Oaks over the past two years, from 48 closings there.

Neighbourhood & location

River Oaks, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenorchy
$1.10M
Joshua Meadows
$1.09M
West Oak Trails
$992K
Northwest
$1.05M
Westmount
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,093/mo
$170KIncome needed
5.3×Price ÷ income
$944Weekly cost
$14,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,093Property tax $339Total carry $4,432

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,932per month

Mortgage amount $718,400 · 4.39% over 25 years

$179,600Down payment (20.0%)
$718,400Loan before insurance
$0CMHC premium
$4,272Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,932
Property tax
$339
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,272

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,435
Estimated closing costs
$14,435

Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,764/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,301Total interest paid
$1,179,701Total of all payments
Principal $718,400 Interest $461,301
YearPrincipalInterestBalance
1$16,257$30,932$702,143
2$16,978$30,210$685,165
3$17,732$29,457$667,434
4$18,518$28,670$648,916
5$19,340$27,848$629,575
6$20,199$26,989$609,376
7$21,095$26,093$588,281
8$22,031$25,157$566,250
9$23,009$24,179$543,241
10$24,030$23,158$519,210
11$25,097$22,091$494,113
12$26,211$20,977$467,903
13$27,374$19,814$440,529
14$28,589$18,599$411,940
15$29,858$17,330$382,082
16$31,183$16,005$350,899
17$32,567$14,621$318,332
18$34,012$13,176$284,320
19$35,522$11,666$248,798
20$37,098$10,090$211,700
21$38,745$8,443$172,955
22$40,464$6,724$132,491
23$42,260$4,928$90,230
24$44,136$3,052$46,095
25$46,095$1,093$0

At the end of your 5-year term

Total paid over the term
$235,940
Principal paid down
$88,825
Interest paid
$147,115
Balance remaining
$629,575

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 24 whole-home leases in River Oaks$3,596/mo
$43,152Gross annual rent
3.7%Cap rate after taxes and upkeep
$3,292 to $3,776Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 24 whole-home leases in River Oaks signed at a median of $3,745 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,596. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $4,073− Insurance $1,400− Vacancy & upkeep $4,747Net operating income $32,932

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX IMPERIAL REALTY INC.. MLS®/PropTx.

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