2411-15 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W12832338

$609,000
For Sale
Listed 143 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Luxurious Condo * Windermere By The Lake * New Painting, Split Two Bedroom (905 SQ FT) open-concept living area Floor-to-ceiling windows Minutes To QEW, Lakeshore, Across Street is High Park, Walking Distance To Beach And TTC. One Parking Included

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12832338
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Windermere /The Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,033/mo
Exposure
West
Property tax
$3,062 / 2025
Days on market
143
Listing brokerage
HOMELIFE EXCELSIOR REALTY INC.

Rooms

KitchenFlat2.80 × 2.20 m

open concept · laminate · granite counters

Living RoomFlat5.67 × 3.35 m

combined w/dining · laminate

Primary BedroomFlat5.27 × 3.11 m

4 pc ensuite · laminate · window floor to ceiling

Dining RoomFlat5.67 × 3.35 m

combined w/living · laminate

Bedroom 2Flat4.15 × 2.74 m

b/i closet · large window

Our TakeTeam Asgarian · Broker
Below comparables
$645Kest. value

Listed at $609,000, and my independent estimate is about 6% below comparable homes, worth a close look.

In High Park-Swansea lately, sellers get about 96% of asking; homes sell in ~36 days.

List price
$609KGreat deal$735KOverpriced

Total price vs nearby homes. Fair value about $645K, median of 9 comparables.

How this estimate is builtthe short version

I take the 9 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $664K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 9 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in High Park-Swansea · asking prices
$666kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

903-1910 Lake Shore Boulevard$630k402-65 Southport Street$599k911-45 Southport Street$700k1414-103 The Queensway Avenue$700kPH01-15 Windermere Avenue$700k

The 5 closest of 8 active listings nearby.

See all comparable homes
609kThis home630k599k700k700k700kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $685K
$641this home / sqft
34active listings nearby
143days on market
100sold nearby · 90 days
$700Kmedian sold price
96%of asking, on average

This home lists 18% below the area average of $781/sqft.

142 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$541K
Niagara
$572K
Waterfront Communities C1
$604K
Bay Street Corridor
$560K
Church-Yonge Corridor
$587K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,776/mo
$137KIncome needed
4.5×Price ÷ income
$641Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,776Property tax $255Condo fee $1,033Total carry $4,064

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,600per month

Mortgage amount $487,200 · 4.14% over 25 years

$121,800Down payment (20.0%)
$487,200Loan before insurance
$0CMHC premium
$3,888Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,600
Property tax
$255
Condo / maintenance fees
$1,033
Heating
$0
Estimated monthly cost
$3,888

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,655
Toronto municipal land transfer tax
$8,655
Estimated closing costs
$17,310

Plus your down payment of $121,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,158/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$292,764Total interest paid
$779,964Total of all payments
Principal $487,200 Interest $292,764
YearPrincipalInterestBalance
1$11,413$19,785$475,787
2$11,891$19,308$463,896
3$12,388$18,810$451,508
4$12,906$18,292$438,601
5$13,446$17,752$425,155
6$14,009$17,190$411,146
7$14,595$16,604$396,552
8$15,205$15,993$381,347
9$15,841$15,357$365,505
10$16,504$14,695$349,002
11$17,194$14,005$331,808
12$17,913$13,285$313,894
13$18,663$12,536$295,232
14$19,443$11,755$275,789
15$20,256$10,942$255,532
16$21,104$10,095$234,429
17$21,986$9,212$212,442
18$22,906$8,292$189,536
19$23,864$7,334$165,672
20$24,862$6,336$140,809
21$25,902$5,296$114,907
22$26,986$4,213$87,921
23$28,115$3,084$59,806
24$29,291$1,908$30,516
25$30,516$683$0

At the end of your 5-year term

Total paid over the term
$155,993
Principal paid down
$62,045
Interest paid
$93,948
Balance remaining
$425,155

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $3,062− Condo fees $12,393− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,519

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EXCELSIOR REALTY INC.. MLS®/PropTx.

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