2411-15 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W12832338

$609,000
For Sale
Listed 231 days agoNo offer date statedSitting longer than typical
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◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

Luxurious Condo * Windermere By The Lake * New Painting, Split Two Bedroom (905 SQ FT) open-concept living area Floor-to-ceiling windows Minutes To QEW, Lakeshore, Across Street is High Park, Walking Distance To Beach And TTC. One Parking Included

Key facts

Property type
Condo Apartment, Apartment
MLS®
W12832338
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Windermere /The Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,033/mo
Exposure
West
Property tax
$3,062 / 2025
Days on market
231
Listing brokerage
HOMELIFE EXCELSIOR REALTY INC.

Rooms

KitchenFlat2.80 × 2.20 m

open concept · laminate · granite counters

Living RoomFlat5.67 × 3.35 m

combined w/dining · laminate

Primary BedroomFlat5.27 × 3.11 m

4 pc ensuite · laminate · window floor to ceiling

Dining RoomFlat5.67 × 3.35 m

combined w/living · laminate

Bedroom 2Flat4.15 × 2.74 m

b/i closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$549K
Niagara
$687K
Kensington-Chinatown
$600K
Waterfront Communities C1
$713K
Annex
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.7 km · 79% at standard
St Mark Catholic School · Catholic elementary1.7 km · 59% at standard
Garden Avenue Junior Public School · Public elementary1.7 km · 91% at standard
Howard Junior Public School · Public elementary2.0 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.0 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.1 km · 75% at standard
Park Lawn Junior and Middle School · Public elementary2.2 km · 71% at standard
Runnymede Junior and Senior Public School · Public elementary2.2 km · 92% at standard
The Student School · Public secondary2.2 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
Keele Street Public School · Public elementary2.4 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,776/mo
$137KIncome needed
4.5×Price ÷ income
$641Weekly cost
$17,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,776Property tax $255Condo fee $1,033Total carry $4,064

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,694per month

Mortgage amount $487,200 · 4.49% over 25 years

$121,800Down payment (20.0%)
$487,200Loan before insurance
$0CMHC premium
$3,982Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,694
Property tax
$255
Condo / maintenance fees
$1,033
Heating
$0
Estimated monthly cost
$3,982

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,655
Toronto municipal land transfer tax
$8,655
Estimated closing costs
$17,310

Plus your down payment of $121,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,260/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$320,944Total interest paid
$808,144Total of all payments
Principal $487,200 Interest $320,944
YearPrincipalInterestBalance
1$10,872$21,454$476,328
2$11,366$20,960$464,962
3$11,882$20,444$453,080
4$12,421$19,904$440,659
5$12,985$19,340$427,673
6$13,575$18,751$414,098
7$14,191$18,134$399,907
8$14,836$17,490$385,071
9$15,509$16,816$369,562
10$16,213$16,112$353,348
11$16,950$15,376$336,399
12$17,719$14,607$318,680
13$18,524$13,802$300,156
14$19,365$12,961$280,791
15$20,244$12,082$260,547
16$21,163$11,163$239,384
17$22,124$10,202$217,260
18$23,129$9,197$194,131
19$24,179$8,147$169,952
20$25,277$7,049$144,676
21$26,424$5,902$118,252
22$27,624$4,702$90,628
23$28,878$3,448$61,749
24$30,189$2,136$31,560
25$31,560$766$0

At the end of your 5-year term

Total paid over the term
$161,629
Principal paid down
$59,527
Interest paid
$102,102
Balance remaining
$427,673

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $3,062− Condo fees $12,393− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,519

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EXCELSIOR REALTY INC.. MLS®/PropTx.

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