PH01-15 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13075890

$699,900
For Sale
Listed 80 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to an exceptional 2 bedroom , 2 Baths penthouse residence in the coveted High Park-Swansea community-a beautifully renovated urban retreat offering breathtaking lake views, refined finishes, and effortless city access. Maintenance fee includes many Utilties .This elegant home spans accross the city scape complemented by a private 42-square-foot balcony, and features two well-appointed bedrooms with gleaming hardwood floors throughout.The thoughtfully designed kitchen is a chef's delight, showcasing granite countertops, sleek new appliances, and generous workspace perfect for both everyday living and entertaining. Expansive windows bathe the home in natural light, creating a bright and serene atmosphere that feels like a private sanctuary above the city. Maintenance fees conveniently include almost everything, adding exceptional value and ease of ownership. Enjoy the added luxury of a parking space located close to the elevators, along with a dedicated locker. Residents benefit from 24/7 security, ensuring comfort and peace of mind. Ideally situated steps from High Park, the Martin Goodman Trail, and the Humber River, this location is a dream for outdoor enthusiasts. Excellent schools, immediate access to Lakeshore, The Queensway, and the Gardiner Expressway, plus two nearby bus routes connecting directly to the Bloor subway line, make commuting effortless. A rare penthouse offering where luxury, lifestyle, and location come together seamlessly. Lowest priced 2 bedroom Penthouse unit in a upscale building. Must see all the luxury in the building. Amazing Lake views.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13075890
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Windermere/Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,047/mo
Exposure
West
Property tax
$2,046 / 2025
Days on market
80
Listing brokerage
ROYAL LEPAGE REALTY PLUS

Rooms

BedroomFlat3.99 × 3.14 m

5 pc ensuite · hardwood floor · window floor to ceiling

Bedroom 2Flat3.78 × 2.93 m

hardwood floor · closet · window floor to ceiling

Living RoomFlat5.76 × 3.41 m

combined w/dining · hardwood floor · window floor to ceiling

KitchenFlat5.76 × 3.41 m

granite counters · b/i microwave · backsplash

Dining RoomFlat5.76 × 3.41 m

combined w/living · hardwood floor · backsplash

Moe’s TakeTeam Asgarian · Broker
In line
$744Kest. value

Listed at $699,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In High Park-Swansea lately, sellers have been getting about 96% of asking and homes sell in about 36 days.

Based on 78 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 78 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $431K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $750K
  • Adjusts to $750K

That comparable adjusts to $750K; the $744K estimate above is the median of all 78 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$657KGreat deal$849KOverpriced

Total price vs nearby homes. Fair value about $744K, median of 78 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in High Park-Swansea · asking prices
$712kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1414-103 The Queensway Avenue$700k2805-103 The Queensway$745k1713-103 The Queensway Avenue$685k620-20 Southport Street$699k3410-105 The Queensway Avenue$729k

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home700k745k685k699k729kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $630K
$737this home / sqft
33active listings nearby
80days on market
100sold nearby · 90 days
$700Kmedian sold price
96%of asking, on average

This home lists 5% below the area average of $779/sqft.

79 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$590K
Niagara
$701K
Islington-City Centre West
$599K
Waterfront Communities C1
$567K
Bay Street Corridor
$471K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$3,190/mo
$149KIncome needed
4.7×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $3,190Property tax $170Condo fee $1,047Total carry $4,407

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,920 · 4.14% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$4,205Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$171
Condo / maintenance fees
$1,047
Heating
$0
Estimated monthly cost
$4,205

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,462Total interest paid
$896,382Total of all payments
Principal $559,920 Interest $336,462
YearPrincipalInterestBalance
1$13,117$22,738$546,803
2$13,666$22,190$533,137
3$14,237$21,618$518,900
4$14,833$21,022$504,067
5$15,453$20,402$488,614
6$16,100$19,756$472,514
7$16,773$19,082$455,741
8$17,475$18,381$438,267
9$18,206$17,650$420,061
10$18,967$16,888$401,094
11$19,760$16,095$381,334
12$20,587$15,268$360,747
13$21,448$14,407$339,299
14$22,345$13,510$316,953
15$23,280$12,575$293,673
16$24,254$11,602$269,420
17$25,268$10,587$244,152
18$26,325$9,530$217,826
19$27,426$8,429$190,400
20$28,573$7,282$161,827
21$29,769$6,087$132,058
22$31,014$4,841$101,044
23$32,311$3,544$68,733
24$33,663$2,193$35,071
25$35,071$785$0

At the end of your 5-year term

Total paid over the term
$179,276
Principal paid down
$71,306
Interest paid
$107,971
Balance remaining
$488,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $2,046− Condo fees $12,558− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,370

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS. MLS®/PropTx.

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