46 Poplar Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W12845942

$2,498,800
For Sale
Listed 200 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Custom Built Home on Poplar Ave.
  • This 2 Storey home with 4 bedrooms, 4 bathrooms and a double car garage is completely renovated with high quality finishes.
  • Put this home is your must see list for the Fall of 2025.
  • Pride of ownership in this 3,600sqft of living space in the heart of Etobicoke.
  • Short walk to Kipling subway station, shops, restaurants, schools and parks.

Custom Built Home on Poplar Ave! This 2 Storey home with 4 bedrooms, 4 bathrooms and a double car garage is completely renovated with high quality finishes. Put this home is your must see list for the Fall of 2025! Pride of ownership in this 3,600sqft of living space in the heart of Etobicoke. Short walk to Kipling subway station, shops, restaurants, schools and parks.

Key facts

Property type
Detached, 2-Storey
MLS®
W12845942
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
50 × 110 ft
Cross streets
Bloor/Dundas/Kipling
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,449 / 2025
Days on market
200
Listing brokerage
SNOBAR REALTY GROUP INC.

Rooms

Bedroom 5Basement4.26 × 3.30 m

laminate · closet

Family RoomMain5.69 × 3.71 m

hardwood floor · gas fireplace · skylight

Dining RoomMain7.30 × 3.66 m

hardwood floor · open concept · pot lights

Primary BedroomSecond5.62 × 3.65 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 2Second4.75 × 3.66 m

hardwood floor · closet · large window

Living RoomMain7.30 × 3.66 m

hardwood floor · combined w/living · coffered ceiling(s)

BreakfastMain3.12 × 2.68 m

hardwood floor · eat-in kitchen · w/o to patio

KitchenMain4.56 × 3.46 m

hardwood floor · stainless steel appl · quartz counter

Bedroom 4Second3.69 × 3.67 m

hardwood floor · closet · overlooks backyard

Bedroom 3Second4.53 × 2.94 m

hardwood floor · closet · overlooks backyard

RecreationBasement7.92 × 3.55 m

laminate · fireplace · 3 pc bath

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$2.03Mautomated estimate, from recent sales

Listed at $2,498,800. Recent sales of homes like it put this one around $2.03M, so the ask is about 23% above what similar homes have sold for.

If it sells at this ask, expect about $2.44M, typically $2.34M to $2.49M: that is where homes here have closed against their asks in the last 90 days (28 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

Longer on the market than typical. 200 days on the market against about 36 for homes like it here, and asking 23% above where comparable closings put it.

List price
$1.90MBelow recent closings$2.50MAbove recent closings

Total price vs nearby homes. Fair value about $2.03M, learned from recent GTA sales.

The market behind the math:

28sold nearby · 90 days
$1.34Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~35 dayshomes like this take to sell
200days on market so far
$7,820/moest. rent · 14 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 11 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $909/sqft against an area asking average of $836/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 64 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.05M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 64 comparable homes that sold in Islington-City Centre West over the past two years, from 251 closings there.

What sellers nearby are askingCurrently listed nearby in Islington-City Centre West · asking prices
$2.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $848/sqft; this home lists at $909/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.50MThis home2.60M2.19M2.40M2.20M2.69MThis home vs active comparables

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Long Branch
$2.70M
St. Andrew-Windfields
$3.19M
Willowdale East
$2.23M
Wexford-Maryvale
$896K
Cliffcrest
$1.41M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bloorlea Middle School
70%
Bloorlea Middle SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Etobicoke Secondary Alternative School · Public secondary0.9 km
Wedgewood Junior School · Public elementary1.0 km · 79% at standard
Our Lady of Peace Catholic School · Catholic elementary1.0 km · 71% at standard
Islington Junior Middle School · Public elementary1.6 km · 66% at standard
Eatonville Junior School · Public elementary2.0 km · 75% at standard
Norseman Junior Middle School · Public elementary2.0 km · 77% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.1 km
West Glen Junior School · Public elementary2.1 km · 57% at standard
Holy Angels Catholic School · Catholic elementary2.2 km · 84% at standard
Our Lady of Sorrows Catholic School · Catholic elementary2.2 km · 90% at standard
Castlebar Junior School · Public elementary2.3 km · 82% at standard
Bloordale Middle School · Public elementary2.5 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$11,389/mo
$460KIncome needed
5.4×Price ÷ income
$2,628Weekly cost
$97,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $11,389Property tax $787Total carry $12,176

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,942per month

Mortgage amount $1,999,040 · 4.39% over 25 years

$499,760Down payment (20.0%)
$1,999,040Loan before insurance
$0CMHC premium
$11,730Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,942
Property tax
$787
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,730

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,945
Toronto municipal land transfer tax
$48,945
Estimated closing costs
$97,890

Plus your down payment of $499,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$13,257/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,283,629Total interest paid
$3,282,669Total of all payments
Principal $1,999,040 Interest $1,283,629
YearPrincipalInterestBalance
1$45,236$86,071$1,953,804
2$47,243$84,063$1,906,561
3$49,340$81,967$1,857,221
4$51,530$79,777$1,805,690
5$53,817$77,490$1,751,873
6$56,206$75,101$1,695,668
7$58,700$72,607$1,636,968
8$61,305$70,002$1,575,663
9$64,026$67,281$1,511,637
10$66,868$64,439$1,444,769
11$69,835$61,471$1,374,934
12$72,935$58,372$1,301,999
13$76,172$55,135$1,225,827
14$79,552$51,754$1,146,275
15$83,083$48,224$1,063,192
16$86,770$44,536$976,421
17$90,621$40,685$885,800
18$94,643$36,663$791,156
19$98,844$32,463$692,312
20$103,231$28,076$589,082
21$107,812$23,494$481,269
22$112,597$18,710$368,672
23$117,594$13,712$251,078
24$122,814$8,493$128,264
25$128,264$3,043$0

At the end of your 5-year term

Total paid over the term
$656,534
Principal paid down
$247,167
Interest paid
$409,367
Balance remaining
$1,751,873

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in Islington-City Centre West$7,820/mo
$93,840Gross annual rent
2.9%Cap rate after taxes and upkeep
$7,350 to $8,922Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in Islington-City Centre West signed at a median of $8,143 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,820. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $9,449− Insurance $1,400− Vacancy & upkeep $10,322Net operating income $72,669

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SNOBAR REALTY GROUP INC.. MLS®/PropTx.

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