3 Kellogg Street, Toronto, ON

Stonegate-Queensway, Toronto · MLS® W13222634

$1,699,900
For Sale
Listed 52 days ago
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5Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq Ft

About this home

*Sought After Location *Spacious, Bright 3+2 Bedroom, 2 Full Baths Detached Bungalow W/Double Garage & Finished Basement W/Separate Entrance *Open Concept Main Floor Living & Dining Area W/Bright Kitchen W/Stainless Steel Appliances *Beautiful Modern Main Bath *Spacious Primary Bedroom *Main Floor Laundry Closet *This Home Boasts A Big Finished Basement W/Separate Side Door Entrance To Open Concept Recreation Room W/Fireplace Overlooking Beautiful Modern Kitchen W/Breakfast Bar, Stainless Steel Appliances & Pantry, 2 Bedrooms, Gorgeous 3 Pc Bath, It's Own Laundry Room Combined W/Utility Or Storage Room *Great Curb Appeal, Location & Access To Everything *Walk To Transit, Parks, Schools, Bloor Street Restaurants, Cafes & Shops *Easy Access To Highway, Great Shopping, Library, Community Centre & Subway

Key facts

Property type
Detached, Bungalow
MLS®
W13222634
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
128.08 × 51.1 ft
Cross streets
Islington/Royal York & Norseman/Bloor
Parking
2 garage · 4 parking (attached)
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,862 / 2025
Days on market
52
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Bedroom 3Main3.33 × 2.92 m

hardwood floor · irregular room · closet

KitchenMain3.29 × 3.23 m

tile floor · eat-in kitchen

KitchenBasement4.09 × 2.66 m

laminate · pantry · breakfast bar

Primary BedroomMain4.23 × 3.35 m

hardwood floor · double closet

Bedroom 2Main3.33 × 3.10 m

hardwood floor · closet

Bedroom 4Basement4.38 × 3.58 m

laminate · double closet

Utility RoomBasement6.27 × 2.85 m

tile floor · combined w/laundry

Bedroom 5Basement3.85 × 3.15 m

laminate · closet

Living RoomMain5.75 × 3.66 m

hardwood floor · bay window · fireplace

RecreationBasement5.19 × 3.94 m

laminate · fireplace · open concept

Dining RoomMain3.45 × 3.01 m

hardwood floor · bay window · overlooks living

LaundryMain0.82 × 0.82 m

Closet

FoyerMain1.42 × 1.32 m

tile floor · open concept

LaundryBasement6.27 × 2.85 m

tile floor · moulded sink

Our TakeTeam Asgarian · Broker
Above comparables
$1.38Mest. value

Listed at $1,699,900, and my independent estimate is about 23% above what comparable homes suggest.

In Stonegate-Queensway lately, sellers get about 99% of asking; homes sell in ~22 days.

List price
$1.17MGreat deal$1.70MOverpriced

Total price vs nearby homes. Fair value about $1.38M, median of 40 comparables.

How this estimate is builtthe short version

I take the 40 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.47M, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,308/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 40 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$1.07Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

77 Cronin Drive$1.47M50 Benlight Crescent$949k17 Risdon Court$799k39 Camborne Avenue$1.05M

The 4 closest active listings nearby.

See all comparable homes
1.70MThis home1.47M949k799k1.05MThis home vs active comparables
Live market pulseActive comparables in Stonegate-Queensway · median list $1.40M
$1,308this home / sqft
10active listings nearby
52days on market
97sold nearby · 90 days
$1.73Mmedian sold price
99%of asking, on average

This home lists 15% below the area average of $1,539/sqft.

51 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stonegate-Queensway, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Princess-Rosethorn
$1.18M
Eringate-Centennial-West Deane
$1.23M
Bedford Park-Nortown
$2.28M
Leaside
$1.73M
Danforth Village-East York
$883K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Karen Kain School of the Arts
76%
Karen Kain School of the ArtsPublic · Elementary · 1.4 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$7,748/mo
$316KIncome needed
5.4×Price ÷ income
$1,788Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,748Property tax $572Total carry $8,319

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,257per month

Mortgage amount $1,359,920 · 4.14% over 25 years

$339,980Down payment (20.0%)
$1,359,920Loan before insurance
$0CMHC premium
$7,829Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,257
Property tax
$572
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,829

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,473
Toronto municipal land transfer tax
$30,473
Estimated closing costs
$60,946

Plus your down payment of $339,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,814/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$817,191Total interest paid
$2,177,111Total of all payments
Principal $1,359,920 Interest $817,191
YearPrincipalInterestBalance
1$31,858$55,226$1,328,062
2$33,191$53,894$1,294,871
3$34,579$52,505$1,260,292
4$36,026$51,059$1,224,266
5$37,532$49,552$1,186,734
6$39,102$47,982$1,147,632
7$40,738$46,347$1,106,894
8$42,442$44,643$1,064,452
9$44,217$42,867$1,020,234
10$46,067$41,018$974,168
11$47,994$39,091$926,174
12$50,001$37,083$876,173
13$52,093$34,992$824,080
14$54,272$32,813$769,809
15$56,542$30,543$713,267
16$58,907$28,178$654,360
17$61,371$25,714$592,989
18$63,938$23,147$529,052
19$66,612$20,472$462,439
20$69,398$17,686$393,041
21$72,301$14,783$320,740
22$75,326$11,759$245,414
23$78,476$8,608$166,938
24$81,759$5,326$85,179
25$85,179$1,906$0

At the end of your 5-year term

Total paid over the term
$435,422
Principal paid down
$173,186
Interest paid
$262,236
Balance remaining
$1,186,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $6,862− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,302

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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