6 Cardigan Road, Toronto, ON

Stonegate-Queensway, Toronto · MLS® W13746082

$1,699,000
For Sale
Listed 45 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Professionally Designed & Extensively Renovated Detached Bungalow in Norseman Heights.
  • This exceptional home offers 3+2 bedrooms and 2+1 full bathrooms, including a spacious primary bedroom with a walk-in closet and a luxurious double-sink ensuite.
  • The gourmet kitchen features an elegant marble backsplash and a large central marble island, with a walk-out to the deck and a gas line for BBQs-perfect for...
  • A separate entrance leads to a fully finished basement featuring a modern kitchen, two additional bedrooms, and a full bathroom, making it ideal for extended family...
  • Ideally located just minutes from the Bloor subway line and close to parks, schools, shopping, and everyday amenities, this beautifully updated home offers an ideal...

Professionally Designed & Extensively Renovated Detached Bungalow in Norseman Heights! Welcome to this beautifully renovated and thoughtfully redesigned detached bungalow in the highly sought-after Norseman Heights neighbourhood, featuring extensive upgrades completed between 2019 and 2024. This exceptional home offers 3+2 bedrooms and 2+1 full bathrooms, including a spacious primary bedroom with a walk-in closet and a luxurious double-sink ensuite. The gourmet kitchen features an elegant marble backsplash and a large central marble island, with a walk-out to the deck and a gas line for BBQs-perfect for entertaining and outdoor dining. A separate entrance leads to a fully finished basement featuring a modern kitchen, two additional bedrooms, and a full bathroom, making it ideal for extended family or additional living space. Additional highlights include city-permitted extra parking, a brand-new backyard shed, updated landscaping, direct access to the park through the backyard gate, and a foundation wall waterproofed in 2022. Ideally located just minutes from the Bloor subway line and close to parks, schools, shopping, and everyday amenities, this beautifully updated home offers an ideal combination of modern comfort, functionality, and convenience in one of Etobicoke's most desirable communities. A must-see!

Key facts

Property type
Detached, Bungalow
MLS®
W13746082
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
45.06 × 124.58 ft
Cross streets
Islington Ave and Norseman St
Parking
1 garage · 4 parking (attached)
Driveway
Available
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$7,658 / 2026
Days on market
45
Listing brokerage
GLOBAL BRICKS EXECUTIVE HOMES REALTY

Rooms

Living RoomMain5.56 × 3.58 m

hardwood floor · overlooks frontyard · fireplace

RecreationLower3.48 × 7.32 m

laminate · fireplace · combined w/kitchen

Primary BedroomMain3.61 × 3.96 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 4Lower3.35 × 3.30 m

2 way fireplace · window · closet

Bedroom 2Main3.25 × 3.48 m

hardwood floor · overlooks backyard · closet

Dining RoomMain3.76 × 1.52 m

hardwood floor · crown moulding · walk-out

Bedroom 3Main3.15 × 2.29 m

hardwood floor · b/i closet · window

KitchenMain3.76 × 2.90 m

hardwood floor · centre island · marble counter

Bedroom 5Lower2.87 × 2.36 m

laminate · window · b/i closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Stonegate-Queensway · asking prices
$1.62Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,244/sqft; this home lists at $1,307/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.70MThis home1.70M1.49M1.60M2.00M1.30MThis home vs active comparables

Neighbourhood & location

Stonegate-Queensway, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Karen Kain School of the Arts
76%
Karen Kain School of the ArtsPublic · Elementary · 1.7 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Norseman Junior Middle School · Public elementary0.5 km · 77% at standard
Castlebar Junior School · Public elementary0.9 km · 82% at standard
Sunnylea Junior School · Public elementary1.2 km · 96% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary1.2 km · 88% at standard
Our Lady of Sorrows Catholic School · Catholic elementary1.3 km · 90% at standard
Islington Junior Middle School · Public elementary1.3 km · 66% at standard
Etobicoke School of the Arts · Public secondary1.5 km · 80% at standard
Park Lawn Junior and Middle School · Public elementary1.9 km · 71% at standard
Our Lady of Peace Catholic School · Catholic elementary2.0 km · 71% at standard
St Louis Catholic School · Catholic elementary2.0 km · 76% at standard
Wedgewood Junior School · Public elementary2.3 km · 79% at standard
St Mark Catholic School · Catholic elementary2.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,743/mo
$318KIncome needed
5.3×Price ÷ income
$1,787Weekly cost
$60,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,743Property tax $638Total carry $8,382

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,515per month

Mortgage amount $1,359,200 · 4.49% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,153Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,515
Property tax
$638
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,153

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Toronto municipal land transfer tax
$30,455
Estimated closing costs
$60,910

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,375Total interest paid
$2,254,575Total of all payments
Principal $1,359,200 Interest $895,375
YearPrincipalInterestBalance
1$30,332$59,851$1,328,868
2$31,709$58,474$1,297,160
3$33,148$57,035$1,264,011
4$34,654$55,529$1,229,358
5$36,227$53,956$1,193,131
6$37,872$52,311$1,155,259
7$39,591$50,592$1,115,668
8$41,389$48,794$1,074,279
9$43,268$46,915$1,031,011
10$45,233$44,950$985,778
11$47,286$42,897$938,492
12$49,433$40,750$889,058
13$51,678$38,505$837,380
14$54,024$36,159$783,356
15$56,477$33,706$726,879
16$59,041$31,142$667,838
17$61,722$28,461$606,115
18$64,525$25,658$541,591
19$67,454$22,729$474,136
20$70,517$19,666$403,619
21$73,719$16,464$329,901
22$77,066$13,117$252,835
23$80,565$9,618$172,270
24$84,223$5,960$88,047
25$88,047$2,136$0

At the end of your 5-year term

Total paid over the term
$450,915
Principal paid down
$166,069
Interest paid
$284,846
Balance remaining
$1,193,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $7,658− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,506

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GLOBAL BRICKS EXECUTIVE HOMES REALTY. MLS®/PropTx.

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